% Change 2003/2002 pro forma
|
|
Domestic
Banking
Networks
|
|
Personal
Financial
Services
|
|
Wealth
Management
and Financial
Markets
|
|
International
Activities
|
|
Central
Functions
|
|
Group
total
|
|
|
Statement of Income Data:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
|
3.3
|
|
(27.1
|
)
|
(37.5
|
)
|
(6.4
|
)
|
(95.5
|
)
|
1.7
|
|
|
Net commissions and other net dealing revenues
|
|
7.4
|
|
(1.4
|
)
|
26.9
|
|
10.9
|
|
(50.0
|
)
|
8.6
|
|
|
Profits and losses from financial transactions and dividends on shares
|
|
56.8
|
|
—
|
|
24.7
|
|
66.7
|
|
29.2
|
|
47.0
|
|
|
Profits from companies carried at equity and dividends from shareholdings
|
|
72.4
|
|
(26.0
|
)
|
(2.8
|
)
|
—
|
|
(27.9
|
)
|
(9.9
|
)
|
|
Net interest and other banking income
|
|
6.0
|
|
(0.7
|
)
|
18.4
|
|
1.8
|
|
(6.9
|
)
|
5.9
|
|
|
Administrative costs
|
|
2.1
|
|
(2.7
|
)
|
0.8
|
|
7.9
|
|
(14.0
|
)
|
0.7
|
|
|
—
personnel
|
|
1.1
|
|
5.0
|
|
6.1
|
|
2.4
|
|
(2.9
|
)
|
1.0
|
|
|
—
other administrative costs
|
|
3.4
|
|
(9.1
|
)
|
(3.6
|
)
|
15.6
|
|
12.2
|
|
0.3
|
|
|
—
indirect taxes
|
|
8.5
|
|
(4.2
|
)
|
—
|
|
—
|
|
(2.5
|
)
|
0.4
|
|
|
Other operating income, net
|
|
(1.0
|
)
|
(4.0
|
)
|
(5.0
|
)
|
(66.7
|
)
|
(18.3
|
)
|
(7.1
|
)
|
|
Adjustments to tangible and intangible fixed assets
|
|
6.6
|
|
5.0
|
|
(20.7
|
)
|
—
|
|
(6.5
|
)
|
(4.7
|
)
|
|
Operating income
|
|
11.6
|
|
0.8
|
|
42.7
|
|
(5.7
|
)
|
(8.9
|
)
|
16.4
|
|
|
Adjustments to goodwill and merger and consolidation differences
|
|
—
|
|
(96.1
|
)
|
100.0
|
|
—
|
|
(11.9
|
)
|
(27.5
|
)
|
|
Provisions and net adjustments to loans and financial fixed assets
|
|
38.8
|
|
(51.5
|
)
|
(50.0
|
)
|
(71.0
|
)
|
—
|
|
(39.2
|
)
|
|
—
provisions for risks and charges
|
|
(0.9
|
)
|
(53.0
|
)
|
60.0
|
|
(25.0
|
)
|
(43.8
|
)
|
(25.3
|
)
|
|
—
net adjustments to loans and provisions for guarantees and commitments
|
|
48.0
|
|
—
|
|
(75.0
|
)
|
(80.4
|
)
|
(77.2
|
)
|
22.7
|
|
|
—
net adjustments to financial fixed assets
|
|
—
|
|
—
|
|
(69.6
|
)
|
100.0
|
|
—
|
|
—
|
|
|
Income before extraordinary items
|
|
1.8
|
|
64.7
|
|
57.3
|
|
156.0
|
|
(58.8
|
)
|
141.5
|
|
|
Net extraordinary income (expense)
|
|
—
|
|
—
|
|
(90.0
|
)
|
—
|
|
—
|
|
—
|
|
|
Income before taxes
|
|
6.0
|
|
43.9
|
|
49.2
|
|
77.1
|
|
(37.9
|
)
|
62.9
|
|
|
Income taxes for the period
|
|
(0.9
|
)
|
161.5
|
|
—
|
|
10.5
|
|
(46.4
|
)
|
48.3
|
|
|
Change in reserves for general banking risks
|
|
—
|
|
—
|
|
—
|
|
—
|
|
—
|
|
(97.5
|
)
|
|
Income attributable to minority interests
|
|
(27.3
|
)
|
20.5
|
|
—
|
|
—
|
|
(20.0
|
)
|
11.6
|
|
|
Net income
|
|
15.8
|
|
18.9
|
|
35.4
|
|
135.3
|
|
72.0
|
|
7.9
|
|
Other Data:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average Allocated Capital (€/mil)
|
|
4.6
|
|
(6.2
|
)
|
11.4
|
|
(14.2
|
)
|
(32.9
|
)
|
—
|
|
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