ROYAL BANK OF CANADA \ - 6-K - 20040913 - EXHIBIT_99
Form 52-109FT2 Certification of Interim Filings during Transition Period
I, Janice Fukakusa, Chief Financial Officer of Royal Bank of Canada, certify
that:
1.
I have reviewed the interim filings (as this term is defined in
Multilateral Instrument 52-109
Certification of Disclosure in
Issuers Annual and Interim Filings
) of Royal Bank of Canada, (the
issuer) for the interim period ending July 31, 2004;
2.
Based on my knowledge, the interim filings do not contain any
untrue statement of a material fact or omit to state a material
fact required to be stated or that is necessary to make a
statement not misleading in light of the circumstances under which
it was made, with respect to the period covered by the interim
filings; and
3.
Based on my knowledge, the interim financial statements
together with the other financial information included in the
interim filings fairly present in all material respects the
financial condition, results of operations and cash flows of the
issuer, as of the date and for the periods presented in the
interim filings.