PRUDENTIAL FINANCIAL INC - PRU Annual Report (Regulation S-K, item 405) (10-K405) NAME AND TITLE

The names of the executive officers of Prudential Financial and their respective ages and positions, as of March 8, 2002, were as follows:

         Name           Age              Title              Other Directorships
         ----           ---              -----              -------------------
Arthur F. Ryan......... 59  Chairman, Chief Executive             None
                              Officer and President

Vivian L. Banta........ 51  Executive Vice President              None

Michele S. Darling..... 48  Executive Vice President              None

Robert Charles Golden.. 55  Executive Vice President              None

Mark B. Grier.......... 49  Executive Vice President              . RGS Energy Group
                                                                    Incorporated
                                                                  . Annuity and Life
                                                                    Re (Holding), Ltd.

Jean D. Hamilton....... 55  Executive Vice President              None

Rodger A. Lawson....... 55  Executive Vice President              None

John R. Strangfeld, Jr. 48  Executive Vice President              None

Richard J. Carbone..... 54  Senior Vice President and Chief       None
                              Financial Officer

John M. Liftin......... 58  Senior Vice President and             None
                              General Counsel