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The following is an excerpt from a 8-K SEC Filing, filed by MORTGAGE ASSET SECURITIZATION TRANSACTIONS INC on 1/24/2005.
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MORTGAGE ASSET SECURITIZATION TRANSACTIONS INC - 8-K - 20050124 - EXHIBIT_99

UBS Investment Bank

Fixed Bid Stratification


YNPRI ss 'JF30,CF30'; SYNSEC ss 'FEB'; SYNTRD in '1'; Available; No Pifs; '; '; FNMA ss 'Y'; NETRATE roo 6.125


Pool Summary

COUNT

UPB

%

Conforming

569

$85,682,885.00

100.00%

Total:

569

$85,682,885.00

100.00%

Adjusted Balance: $85,682,884.91

     

Data as of Date: 2005-01-01

     

GROSS WAC: 6.5593%

     

NET WAC: 6.304%

     

% IO's: 7.03%

     

% SF/PUD: 86.62%

     

% FULL/ALT/DULP: 55.80%

     

% CASHOUT: 27.99%

     

% PURCHASE: 64.13%

     

% INVESTOR: 0.68%

     

% BUYDOWN: 0.00%

     

% LTV > 80 NO MI: 0.00%

     

WA LTV: 83.90%

     

% FICO > 679: 37.28%

     

% NO FICO: 0.00%

     

WA FICO: 664

     

% FIRST LIEN: 100.00%

     

% PREPAY PENALTY: 7.10%

     

CALIFORNIA %: 10.14%

     

Latest Maturity Date: 20351201

     

Loans with Prepay Penalties: 7.10%

     
       
       

Product Type

COUNT

UPB

%

30 YR FXD

569

$85,682,885.00

100.00%

Total:

569

$85,682,885.00

100.00%

       
       

Original Balance

COUNT

UPB

%

$0.01 - $50,000.00

24

$927,483.00

1.07%

$50,000.01 - $100,000.00

144

11,254,493.00

12.99

$100,000.01 - $150,000.00

168

20,923,694.00

24.14

$150,000.01 - $200,000.00

103

17,854,769.00

20.60

$200,000.01 - $250,000.00

51

11,553,100.00

13.33

$250,000.01 - $300,000.00

41

11,196,275.00

12.92

$300,000.01 - $350,000.00

30

9,769,746.00

11.27

$350,000.01 - $400,000.00

4

1,449,700.00

1.67

$400,000.01 - $450,000.00

4

1,742,100.00

2.01

Total:

569

$86,671,360.00

100.00%

Minimum: $23,750.00

     

Maximum: $444,000.00

     

Average: $152,322.25

     
       
       

Unpaid Balance

COUNT

UPB

%

$0.01 - $50,000.00

25

$974,139.00

1.13%

$50,000.01 - $100,000.00

143

11,160,294.00

12.92

$100,000.01 - $150,000.00

168

20,857,765.00

24.14

$150,000.01 - $200,000.00

103

17,801,317.00

20.60

$200,000.01 - $250,000.00

52

11,763,976.00

13.62

$250,000.01 - $300,000.00

41

11,217,611.00

12.98

$300,000.01 - $350,000.00

29

9,439,327.00

10.93

$350,000.01 - $400,000.00

4

1,446,410.00

1.67

$400,000.01 - $450,000.00

4

1,737,347.00

2.01

Total:

569

$86,398,186.00

100.00%

Minimum: $23,728.53

     

Maximum: $443,195.06

     

Average: $151,842.15

     


Gross Rate

COUNT

UPB

%

6.251% - 6.500%

312

$47,234,874.00

55.13%

6.501% - 6.750%

255

38,115,127.00

44.48

7.251% - 7.500%

1

169,231.00

0.20

7.501% - 7.750%

1

163,653.00

0.19

Total:

569

$85,682,885.00

100.00%

Minimum: 6.440%

     

Maximum: 7.625%

     

Weighted Average: 6.559%

     
       
       

Net Rate

COUNT

UPB

%

6.001% - 6.250%

312

$47,234,874.00

55.13%

6.251% - 6.500%

257

38,448,011.00

44.87

Total:

569

$85,682,885.00

100.00%

Minimum: 6.190%

     

Maximum: 6.495%

     

Weighted Average: 6.304%

     
       
       

Original Term to Maturity

COUNT

UPB

%

360 - 360

569

$85,682,885.00

100.00%

Total:

569

$85,682,885.00

100.00%

Minimum: 360

     

Maximum: 360

     

Weighted Average: 360

     
       
       

Remaining Term to Stated Maturity

COUNT

UPB

%

301 - 359

569

$85,682,885.00

100.00%

Total:

569

$85,682,885.00

100.00%

Minimum: 346

     

Maximum: 359

     

Weighted Average: 357

     
       
       

Seasoning

COUNT

UPB

%

1 - 1

71

$9,968,780.00

11.63%

2 - 2

163

23,549,606.00

27.48

3 - 3

129

20,568,644.00

24.01

4 - 4

119

18,538,502.00

21.64

5 - 5

55

8,449,994.00

9.86

6 - 6

9

1,295,623.00

1.51

7 - 12

18

2,831,948.00

3.31

13 - 24

5

479,788.00

0.56

Total:

569

$85,682,885.00

100.00%

Minimum: 1

     

Maximum: 14

     

Weighted Average: 3

     

_______________________________________________________________________

The information herein has been provided solely by UBS Investment Bank. Neither the issuer of certificates nor any of its affiliates makes any representation as to the accuracy or completeness of the information herein. The information herein is preliminary, and will be superseded by the applicable prospectus supplement and by any other information subsequently filed with the Securities and Exchange Commission. The information contained herein will be superseded by the description of the mortgage loans contained and/or incorporated by reference in the Prospectus Supplement relating to the Certificates and supersedes all information contained in any collateral term sheets relating to the mortgage pool previously provided by UBS Investment Bank.

________________________________________________________________________


I:\Cas Final\CasMasterSR.cas

Jan 19, 2005 13:48

Page 1  of  4


UBS Investment Bank

Fixed Bid Stratification


YNPRI ss 'JF30,CF30'; SYNSEC ss 'FEB'; SYNTRD in '1'; Available; No Pifs; '; '; FNMA ss 'Y'; NETRATE roo 6.125


FICO Scores

COUNT

UPB

%

520 - 529

2

$372,773.00

0.44%

540 - 549

2

139,032.00

0.16

550 - 559

2

392,343.00

0.46

560 - 569

2

385,505.00

0.45

570 - 579

4

628,948.00

0.73

580 - 589

26

4,187,675.00

4.89

590 - 599

18

2,878,799.00

3.36

600 - 609

25

3,913,688.00

4.57

610 - 619

26

4,394,268.00

5.13

620 - 629

36

5,158,169.00

6.02

630 - 639

48

7,224,453.00

8.43

640 - 649

50

7,169,868.00

8.37

650 - 659

35

4,830,942.00

5.64

660 - 669

51

6,845,251.00

7.99

670 - 679

43

5,217,242.00

6.09

680 - 689

30

5,594,867.00

6.53

690 - 699

36

6,501,840.00

7.59

700 - 709

25

3,427,975.00

4.00

710 - 719

21

3,106,279.00

3.63

720 - 729

16

2,716,147.00

3.17

730 - 739

14

2,136,674.00

2.49

740 - 749

12

1,386,267.00

1.62

750 - 759

15

2,455,964.00

2.87

760 - 769

6

896,604.00

1.05

770 - 779

13

2,357,674.00

2.75

780 - 789

6

762,119.00

0.89

790 - 799

3

388,224.00

0.45

800 - 809

2

213,294.00

0.25

Total:

569

$85,682,885.00

100.00%

Minimum: 529

     

Maximum: 809

     

Weighted Average: 664

     
       
       

Loan To Value Ratio

COUNT

UPB

%

10.001% - 15.000%

1

$81,006.00

0.09%

20.001% - 25.000%

1

75,862.00

0.09

25.001% - 30.000%

1

149,239.00

0.17

30.001% - 35.000%

2

452,277.00

0.53

35.001% - 40.000%

1

54,900.00

0.06

40.001% - 45.000%

4

660,076.00

0.77

45.001% - 50.000%

4

463,247.00

0.54

50.001% - 55.000%

9

1,365,117.00

1.59

55.001% - 60.000%

8

1,344,084.00

1.57

60.001% - 65.000%

13

2,710,084.00

3.16

65.001% - 70.000%

24

4,225,127.00

4.93

70.001% - 75.000%

43

7,084,086.00

8.27

75.001% - 80.000%

160

27,717,978.00

32.35

80.001% - 85.000%

13

2,057,044.00

2.40

85.001% - 90.000%

39

6,957,217.00

8.12

90.001% - 95.000%

50

7,826,312.00

9.13

95.001% - 100.000%

196

22,459,230.00

26.21

Total:

569

$85,682,885.00

100.00%

Minimum: 10.55%

     

Maximum: 100.00%

     

Weighted Average: 83.90%

     



Combined Loan To Value Ratio

COUNT

UPB

%

10.001% - 15.000%

1

$81,006.00

0.09%

20.001% - 25.000%

1

75,862.00

0.09

25.001% - 30.000%

1

149,239.00

0.17

30.001% - 35.000%

2

452,277.00

0.53

35.001% - 40.000%

1

54,900.00

0.06

40.001% - 45.000%

4

660,076.00

0.77

45.001% - 50.000%

4

463,247.00

0.54

50.001% - 55.000%

9

1,365,117.00

1.59

55.001% - 60.000%

8

1,344,084.00

1.57

60.001% - 65.000%

12

2,626,160.00

3.06

65.001% - 70.000%

23

4,165,290.00

4.86

70.001% - 75.000%

40

6,580,370.00

7.68

75.001% - 80.000%

103

18,835,563.00

21.98

80.001% - 85.000%

14

2,173,837.00

2.54

85.001% - 90.000%

43

7,564,999.00

8.83

90.001% - 95.000%

59

9,822,582.00

11.46

95.001% - 100.000%

244

29,268,275.00

34.16

Total:

569

$85,682,885.00

100.00%

Minimum: 10.55%

     

Maximum: 100.00%

     

Weighted Average: 85.95%

     
       
       

DTI

COUNT

UPB

%

<= 0.000%

61

$10,906,256.00

12.73%

1.001% - 6.000%

3

521,690.00

0.61

6.001% - 11.000%

5

597,855.00

0.70

11.001% - 16.000%

12

1,421,986.00

1.66

16.001% - 21.000%

21

2,405,265.00

2.81

21.001% - 26.000%

45

6,391,129.00

7.46

26.001% - 31.000%

66

9,407,077.00

10.98

31.001% - 36.000%

101

15,874,709.00

18.53

36.001% - 41.000%

100

16,600,337.00

19.37

41.001% - 46.000%

68

8,929,644.00

10.42

46.001% - 51.000%

36

5,019,838.00

5.86

51.001% - 56.000%

26

3,707,578.00

4.33

56.001% - 61.000%

9

1,417,273.00

1.65

61.001% - 66.000%

15

2,278,788.00

2.66

66.001% - 71.000%

1

203,460.00

0.24

Total:

569

$85,682,885.00

100.00%

Minimum: 0.000%

     

Maximum: 67.600%

     

Weighted Average: 36.624%

     

________________________________________________________________________

The information herein has been provided solely by UBS Investment Bank. Neither the issuer of certificates nor any of its affiliates makes any representation as to the accuracy or completeness of the information herein. The information herein is preliminary, and will be superseded by the applicable prospectus supplement and by any other information subsequently filed with the Securities and Exchange Commission. The information contained herein will be superseded by the description of the mortgage loans contained and/or incorporated by reference in the Prospectus Supplement relating to the Certificates and supersedes all information contained in any collateral term sheets relating to the mortgage pool previously provided by UBS Investment Bank.

________________________________________________________________________


I:\Cas Final\CasMasterSR.cas

Jan 19, 2005 13:48

Page 2  of  4



UBS Investment Bank

Fixed Bid Stratification


YNPRI ss 'JF30,CF30'; SYNSEC ss 'FEB'; SYNTRD in '1'; Available; No Pifs; '; '; FNMA ss 'Y'; NETRATE roo 6.125


Geographic Concentration

COUNT

UPB

%

New York

52

$8,941,641.00

10.44%

California

42

8,691,554.00

10.14

New Jersey

36

6,958,179.00

8.12

Florida

49

6,774,037.00

7.91

Texas

51

6,054,852.00

7.07

Massachusetts

24

5,353,252.00

6.25

Pennsylvania

34

3,729,695.00

4.35

Virginia

20

3,219,081.00

3.76

Maryland

17

2,609,890.00

3.05

Arizona

12

2,331,337.00

2.72

North Carolina

15

2,163,372.00

2.52

Connecticut

12

2,082,281.00

2.43

Georgia

13

1,810,175.00

2.11

Nevada

8

1,707,357.00

1.99

Oregon

10

1,650,786.00

1.93

Michigan

14

1,477,065.00

1.72

Ohio

14

1,445,711.00

1.69

Missouri

11

1,277,760.00

1.49

Hawaii

4

1,276,838.00

1.49

Minnesota

7

1,272,265.00

1.48

Louisiana

8

1,251,386.00

1.46

Illinois

11

1,249,840.00

1.46

Colorado

9

1,140,518.00

1.33

Delaware

5

984,620.00

1.15

Washington

6

927,115.00

1.08

Iowa

9

883,375.00

1.03

Wisconsin

8

809,731.00

0.95

Indiana

7

761,478.00

0.89

Maine

4

653,116.00

0.76

Montana

5

634,688.00

0.74

South Carolina

3

629,213.00

0.73

Alabama

4

586,297.00

0.68

Kansas

7

530,506.00

0.62

Tennessee

5

528,923.00

0.62

Arkansas

6

420,621.00

0.49

Vermont

4

416,792.00

0.49

New Hampshire

3

401,466.00

0.47

Rhode Island

2

400,107.00

0.47

Oklahoma

4

305,101.00

0.36

New Mexico

2

260,596.00

0.30

Kentucky

2

235,543.00

0.27

Idaho

2

226,131.00

0.26

West Virginia

2

156,397.00

0.18

Nebraska

2

155,757.00

0.18

South Dakota

2

122,572.00

0.14

Mississippi

1

92,387.00

0.11

Utah

1

91,482.00

0.11

Total:

569

$85,682,885.00

100.00%

       
       

North-South CA

COUNT

UPB

%

States Not CA

527

$76,991,331.00

89.86%

South CA

31

6,071,727.00

7.09

North CA

11

2,619,827.00

3.06

Total:

569

$85,682,885.00

100.00%

       
       

Zip Code Concentration

COUNT

UPB

%

08902

2

$480,444.00

0.56%

20772

2

457,066.00

0.53

07753

2

448,452.00

0.52

07094

1

443,195.00

0.52

11436

1

438,496.00

0.51

Other

561

83,415,232.00

97.35

Total:

569

$85,682,885.00

100.00%


Loan Purpose

COUNT

UPB

%

Purchase

389

$54,949,339.00

64.13%

Cash Out Refi

133

23,981,595.00

27.99

Rate & Term Refi

47

6,751,950.00

7.88

Total:

569

$85,682,885.00

100.00%

       
       

Cashout Indicator

COUNT

UPB

%

No

436

$61,701,289.00

72.01%

Yes

133

23,981,595.00

27.99

Total:

569

$85,682,885.00

100.00%

       
       

INTCALCTYPE

COUNT

UPB

%

Interest In Arrears

536

$79,659,871.00

92.97%

Interest Only

33

6,023,014.00

7.03

Total:

569

$85,682,885.00

100.00%

       
       

IO Term

COUNT

UPB

%

0

536

$79,659,871.00

92.97%

60

1

254,912.00

0.30

120

32

5,768,102.00

6.73

Total:

569

$85,682,885.00

100.00%

       
       

Document Type

COUNT

UPB

%

Full

325

$47,807,988.00

55.80%

Express

111

15,237,001.00

17.78

No Doc

72

11,672,350.00

13.62

Stated Income/Stated Assets

41

7,153,674.00

8.35

Stated Income/Verified Assets

20

3,811,872.00

4.45

Total:

569

$85,682,885.00

100.00%

       
       

Property Type

COUNT

UPB

%

Single Family

440

$64,435,061.00

75.20%

Pud Detached

27

4,426,147.00

5.17

Pud

24

4,013,897.00

4.68

Two Family

17

3,552,712.00

4.15

Low Rise Condo (2-4 floors)

14

2,558,608.00

2.99

Condomimium

15

1,930,086.00

2.25

Three Family

5

1,081,906.00

1.26

Townhouse

5

786,924.00

0.92

Single Family Attached

8

692,966.00

0.81

Coop

6

674,415.00

0.79

Pud Attached

4

652,144.00

0.76

Two-Four Family Units Unknown

1

443,195.00

0.52

Four Family

1

314,624.00

0.37

High Rise Condo (gt 8 floors)

2

120,200.00

0.14

Total:

569

$85,682,885.00

100.00%

       
       

Occupancy

COUNT

UPB

%

Owner Occupied

549

$82,537,792.00

96.33%

Second Home

16

2,560,417.00

2.99

Investor Occupied

4

584,676.00

0.68

Total:

569

$85,682,885.00

100.00%


________________________________________________________________________

The information herein has been provided solely by UBS Investment Bank. Neither the issuer of certificates nor any of its affiliates makes any representation as to the accuracy or completeness of the information herein. The information herein is preliminary, and will be superseded by the applicable prospectus supplement and by any other information subsequently filed with the Securities and Exchange Commission. The information contained herein will be superseded by the description of the mortgage loans contained and/or incorporated by reference in the Prospectus Supplement relating to the Certificates and supersedes all information contained in any collateral term sheets relating to the mortgage pool previously provided by UBS Investment Bank.

________________________________________________________________________


I:\Cas Final\CasMasterSR.cas

Jan 19, 2005 13:48

Page 3  of  4



UBS Investment Bank

Fixed Bid Stratification


YNPRI ss 'JF30,CF30'; SYNSEC ss 'FEB'; SYNTRD in '1'; Available; No Pifs; '; '; FNMA ss 'Y'; NETRATE roo 6.125


Prepayment Penalty (Months)

COUNT

UPB

%

0.000

530

$79,602,053.00

92.90%

6.000

1

215,576.00

0.25

12.000

1

307,500.00

0.36

36.000

30

4,348,340.00

5.07

60.000

7

1,209,416.00

1.41

Total:

569

$85,682,885.00

100.00%

wa Term: 2.732

     
       
       

Balloon Flag

COUNT

UPB

%

Not a Balloon Loan

566

$85,235,385.00

99.48%

 

3

447,500.00

0.52

Total:

569

$85,682,885.00

100.00%

       
       

Lien Position

COUNT

UPB

%

1

569

$85,682,885.00

100.00%

Total:

569

$85,682,885.00

100.00%

       
       

Mortgage Ins.

COUNT

UPB

%

Assumed PMI Coverage

8

$1,306,906.00

1.53%

CUNA

1

133,003.00

0.16

GEMICO

43

5,311,150.00

6.20

Lender Paid MI

2

332,884.00

0.39

MGIC

37

4,918,245.00

5.74

PMI Mortgage Insurance

32

5,186,967.00

6.05

Radian Guaranty

15

2,810,726.00

3.28

Republic Mortgage Insurance

15

2,215,330.00

2.59

Triad Guaranty Insurance Co.

1

179,674.00

0.21

United Guaranty

144

16,904,918.00

19.73

LTV <=80

271

46,383,082.00

54.13

Total:

569

$85,682,885.00

100.00%

% LTV > 80 NO MI: 0.00%

     


_____________________________________________________________________________

The information herein has been provided solely by UBS Investment Bank. Neither the issuer of certificates nor any of its affiliates makes any representation as to the accuracy or completeness of the information herein. The information herein is preliminary, and will be superseded by the applicable prospectus supplement and by any other information subsequently filed with the Securities and Exchange Commission. The information contained herein will be superseded by the description of the mortgage loans contained and/or incorporated by reference in the Prospectus Supplement relating to the Certificates and supersedes all information contained in any collateral term sheets relating to the mortgage pool previously provided by UBS Investment Bank.

_____________________________________________________________________________


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