Item 8. Financial Statements and Supplementary Data

The following financial statements for the Company and independent auditors' report set forth on pages 24-25, 32-41, 43 and 44 of the 1997 Annual Report to Shareholders is incorporated herein by reference and is filed herewith as Exhibit 13.4.

. Income Statements for the three years ended June 30, 1997
. Cash Flows Statements for the three years ended June 30, 1997
. Balance Sheets as of June 30, 1996 and 1997
. Stockholders' Equity Statements for the three years ended June 30, 1997
. Notes to Financial Statements
. Independent Auditors' Report