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ABOUT THIS PROSPECTUS			ii
WHERE YOU CAN FIND MORE INFORMATION			ii
PROSPECTUS SUMMARY			1
THE OFFERING			3
QUESTIONS AND ANSWERS			7
RISK FACTORS			11
RISKS RELATING TO THE NOTES AND THE CORRESPONDING MEMBER LOANS ON WHICH THE NOTES ARE DEPENDENT			11
RISKS RELATED TO LENDING CLUB AND THE LENDING CLUB PLATFORM			16
RISKS RELATING TO COMPLIANCE AND REGULATION			24
FORWARD-LOOKING STATEMENTS			28
ABOUT THE LOAN PLATFORM			29
ABOUT LENDING CLUB			62
MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS			62
BUSINESS			74
GOVERNMENT REGULATION			78
MANAGEMENT			83
EXECUTIVE COMPENSATION			86
TRANSACTIONS WITH RELATED PERSONS			91
PRINCIPAL SECURITYHOLDERS			92
LEGAL MATTERS			93
EXPERTS			93
EXHIBIT 3.1
EXHIBIT 3.2
EXHIBIT 4.2
EXHIBIT 4.3
EXHIBIT 10.5
EXHIBIT 10.6
EXHIBIT 10.7
EXHIBIT 23.1