KENTUCKY FIRST FEDERAL BANCORP - KFFB Securities Registration Statement (S-1/A) BENEFICIAL OWNERS


						Kentucky First
	Kentucky First					Shares Sold in the					Kentucky First					Total
	Shares Issued					Reorganization					Shares Issued to					Kentucky
	in the Merger					Offering					First Federal MHC					First
																Shares
Assumption	Number		Percent			Number		Percent			Number		Percent			Outstanding

Minimum of offering range		1,247,565		22.6	%		1,298,486		23.5	%		2,978,949		53.9	%		5,525,000
Midpoint of offering range/minimum number of shares issued in the merger		1,247,565		19.2			1,677,435		25.8			3,575,000		55.0			6,500,000
Midpoint of offering range/maximum number of shares issued in the merger		1,316,250		20.2			1,608,750		24.8			3,575,000		55.0			6,500,000
Maximum of offering range/minimum number of shares issued in the merger		1,247,565		16.7			2,116,185		28.3			4,111,250		55.0			7,475,000
Maximum of offering range/maximum number of shares issued in the merger		1,513,687		20.2			1,850,063		24.8			4,111,250		55.0			7,475,000
Maximum, as adjusted, of offering range/minimum number of shares issued in the merger		1,247,565		14.5			2,620,747		30.5			4,727,938		55.0			8,596,250
Maximum, as adjusted, of offering range/maximum number of shares issued in the merger		1,740,740		20.2			2,127,572		24.8			4,727,938		55.0			8,596,250