Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
JOHN HANCOCK FINANCIAL SERVICES, INC.
Date: April 28, 2004
By:
/s/ Thomas E. Moloney
Name: Thomas E. Moloney
Title: Senior Executive Vice
President and Chief Financial Officer