JERRY D. CAMPBELL     He has served as Chairman of the Board since the
                      Company was organized and has served as Chief Executive
                      Officer since April 1986. From April 1986 to January
                      1996, Mr. Campbell also served as President of the
                      Company. Mr. Campbell is a director of Newcor, Inc. and
                      a director of Professionals Insurance Company
                      Management Group, both publicly held companies. Mr.
                      Campbell has a B.S. degree in liberal arts from Central
                      Michigan University, an M.B.A. degree from Wayne State
                      University and an M.B.A. degree from The University of
                      Michigan. Mr. Campbell is 57.

DANA M. CLUCKEY       He has served as President of the Company since January
                      1996, and has been employed by the Company since
                      September 1986. From November 1992 to January 1996 he
                      was Executive Vice President and Treasurer, from
                      October 1987 to November 1992 he was the Chief
                      Financial Officer of the Company and from September
                      1986 to October 1987 he was the Controller of the
                      Company and Cashier of Republic Bank. Mr. Cluckey has a
                      B.B.A. degree from The University of Michigan and is a
                      Certified Public Accountant. Mr. Cluckey is 38.

BRUCE L. COOK         He is Chairman of Wolverine Sign Works of Owosso,
                      Michigan, a family-owned company specializing in
                      outdoor advertising, and has served in that capacity,
                      or as President of the company for several years. Mr.
                      Cook was also President and owner of Fairlane Builders,
                      Inc., a residential construction and development
                      company, from 1954 through 1971. Mr. Cook has both a
                      B.B.A. and an M.B.A. degree from The University of
                      Michigan. Mr. Cook is 69.

RICHARD J. CRAMER     He is President of Dee Cramer, Inc., sheet metal,
                      heating and air conditioning contractors, where he has
                      been employed since 1964. Mr. Cramer has a B.S. degree
                      from the University of Notre Dame and an M.S. degree
                      from Michigan State University. Mr. Cramer is 57.

GEORGE A. EASTMAN     He is an Orthodontic Consultant. Dr. Eastman previously
                      had a private practice in Flint, Michigan since 1963.
                      Dr. Eastman has an M.S. degree from The University of
                      Michigan and a D.D.S degree from The University of
                      Michigan. Dr. Eastman is 63.

HOWARD J. HULSMAN     He is Chairman of the Board of Ross Learning, Inc.,
                      a private educational concern of Oak Park, Michigan,
                      and has served in that capacity since July 1984. From
                      August 1973 to July 1984, he served as the President of
                      Ross Learning, Inc. Mr. Hulsman has a B.S. degree from
                      Ferris State College and an M.A. degree from Central
                      Michigan University. Mr. Hulsman is 59.

GARY HURAND           He is President of Dawn Donut Systems, Inc., and has
                      served in that capacity since 1971. Mr. Hurand is a
                      Trustee of BRT Realty Trust, a publicly held company
                      located in Great Neck, New York. Mr. Hurand has a B.A.
                      degree from Michigan State University. Mr. Hurand is
                      51.

DENNIS J. IBOLD       He is President of Petersen & Ibold (attorneys at law)
                      of Chardon, Ohio and has been with the firm since 1973.
                      Mr. Ibold has a B.A. degree from Marquette University
                      and a J.D. degree from Cleveland State University. Mr.
                      Ibold is 49.