THREE MONTHS ENDED MARCH 31,
                                                                                 -------------------------------
                                                                                      2003               2002
                                                                                 ------------       ------------
Medical services revenue, net .............................................      $ 25,358,084       $ 25,202,455

Expenses
  Medical services:

    Medical claims ........................................................        18,345,344         18,004,434
    Other .................................................................         3,364,276          3,406,549
                                                                                 ------------       ------------
  Total medical services ..................................................        21,709,620         21,410,983

  Payroll and employee benefits ...........................................         1,633,576          1,426,863
  Provision for bad debts .................................................           (37,755)            24,023
  Professional fees .......................................................           200,034            686,147
  General and administrative ..............................................         1,622,033            993,208
  Depreciation and amortization ...........................................           146,852            169,370
                                                                                 ------------       ------------
    Subtotal ..............................................................        25,274,360         24,710,594

Income from operations ....................................................            83,724            491,861


Other income (expense)
  Interest income .........................................................             1,341              3,551
  Interest expense ........................................................           (81,059)          (363,814)
  Provision for Medicare settlement related to terminated operations ......                --         (2,440,971)
                                                                                 ------------       ------------


Income (loss) from continuing operations ..................................             4,006         (2,309,373)

Income (loss) from discontinued operations ................................           294,370           (113,213)
                                                                                 ------------       ------------

Net income (loss) .........................................................      $    298,376       $ (2,422,586)
                                                                                 ============       ============



Basic and diluted income (loss) per common share

  Income (loss) from continuing operations ................................      $         --      $       (.06)

  Income from discontinued operations .....................................               .01                 --
                                                                                 ------------       ------------
Net income (loss) .........................................................      $        .01       $       (.06)
                                                                                 ============       ============


Basic weighted average number of common shares outstanding ................        40,555,094         39,479,045
                                                                                 ============       ============


Diluted weighted average number of common shares outstanding...............        45,380,289         39,479,045
                                                                                 ============       ============