Employees


Shortly after the completion of this offering, we expect to hire 10 to 20
full-time employees in the areas of program management, underwriting, claims
adjusting, actuarial, financial and accounting services, systems management and
administration. We have hired, effective upon the completion of this offering, a
chief information officer who has 20 years of experience in programming,
developing and managing software and hardware for various businesses. In
addition, we have hired, effective upon the completion of this offering, a
general counsel who has 10 years of experience in transactional corporate, real
estate and securities law practice areas, who recently served as general counsel
of a technology company specializing in the insurance industry. We also have
hired, effective upon the completion of this offering, three program directors
and expect to hire a fourth program director upon completion of this offering,
each of whom has more than 20 years of property and casualty insurance industry
experience.


Michael J. Nejman has over 25 years of experience in the property/casualty
insurance industry. Mr. Nejman was the Senior Financial Officer for CNA's
commercial middle market business unit. His responsibilities included providing
direction to CNA's Commercial Affiliation Marketing, or CAM, programs.
Subsequently, Mr. Nejman had executive profit and loss responsibility for five
niche market specialty business units.


Daniel A. Cacchione has over 20 years of experience in the property/casualty
insurance industry. Mr. Cacchione has considerable experience in developing and
managing affinity group insurance business, primarily through CNA's CAM
Division, where he served as Senior Vice President.


Diane Melton has 24 years of experience in the property/casualty insurance
industry. Ms. Melton has considerable underwriting experience, including at
Texas Mutual Insurance Company, where she served as director of underwriting. At
Texas Mutual, Ms. Melton restructured underwriting discipline and was
responsible for expense, premium and strategic planning and reinsurance for
$680 million of workers' compensation business.


In addition, we expect to have approximately 40 employees of SSC involved in
varying degrees in our business operations. As our business grows, we would add
appropriate additional staff.



Facilities



Currently we are working out of temporary office space in Dallas. We expect
to locate to Chicago after the completion of this offering and we currently are
identifying office space. We have chosen Chicago due to its central location,
good transportation and readily available source of insurance professionals.
Further, members of our senior management have worked or live in Chicago and, as
a result, are familiar with the business environment of that city.



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