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The following is an excerpt from a 20-F SEC Filing, filed by SPUR VENTURES INC on 7/8/2004.

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ITEM 5. OPERATING AND FINANCIAL REVIEW AND PROSPECTS

The Company's consolidated financial statements are prepared in accordance with Canadian generally accepted accounting principles (GAAP). These consolidated financial statements differ in material respects from U.S. GAAP. The difference is disclosed in note 10 of the audited financial statements. These consolidated financial statements include the accounts of the company and its wholly owned subsidiaries, Spur Chemicals (BVI) Inc., Spur Ventures (BVI) Inc., International Phosphate Mining Corporation (International Phosphate) and Kunlun Potash Ltd. (Kunlun Potash). International Phosphate and Kunlun Potash were incorporated to carry out mineral exploration and development programs in China and are not material Spur Ventures (BVI) Inc. was deregistered during 2001 and is not material to he Company.

In the opinion of management, all adjustments of a normal recurring nature necessary for a fair presentation have been included. The information contained in this annual report should be read in conjunction with the Company's latest annual consolidated financial statements and the notes thereto.

The Company's Critical Accounting Policies are as follows:

Use of estimates - The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent liabilities at the date of the financial statements, and the reported amounts of revenues and expenditures during the reporting period. Actual results could differ from those reported.

Mineral properties - The Company records its interest in mineral properties at cost. Exploration and development expenditures relating to properties that have economically recoverable reserves or significant mineralization requiring additional exploration, as well as interest and costs to finance those expenditures, are deferred and will be amortized against future production following commencement of commercial production, or written off if the properties are sold, allowed to lapse, or abandoned.

Management of the Company regularly reviews the net carrying value of each mineral property. Where information is available and conditions suggest impairment, estimated future net cash flows from each property are calculated using estimated future prices, proven and probable reserves, and operating, capital and reclamation costs on an undiscounted basis. Reductions in the carrying value of each property would be recorded to the extent the net book value of the investment exceeds the estimated future cash flows.

Where estimates of future net cash flows are not available and where other conditions suggest impairment, management assess if carrying value can be recovered.

Management's estimates of mineral prices, recoverable proven and probable reserves, and operating, capital and reclamation costs are subject to certain risks and uncertainties which may affect the recoverability of mineral property costs. Although management has made its best estimate of these factors, it is possible that changes could occur in the near term, which could adversely affect management's estimate of the net cash flow to be generated from its properties.

The acquisition of title to mineral properties is a detailed and time-consuming process. The Company has taken steps, in accordance with industry standards, to verify mineral properties in which it has an interest. Although the Company has taken every precaution to ensure that legal title to its properties is properly recorded in the name of the Company, there can be no assurance that such title will ultimately be secured.

Stock based compensation - Effective January 1, 2004, the Company adopted the new requirements of the Canadian Institute of Chartered Accountants Standard 3870 which requires an expense to be recognized in the financial statements for all forms of employee stock-based compensation, including stock options. Previously, the Company did not record any compensation cost on the granting of stock options to employees and directors as the exercise price was equal to or greater than the market price at the date of the grants. Accordingly, the

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opening deficit was restated on a retroactive basis to show the effect of compensation expense associated with stock option grants to employees and directors from January 1, 2002 to December 31, 2003.

A. Operating Results

The Company's activities in the last five years can be divided into three different projects: (1) oil and gas investments in Canada, (2) the Yichang phosphate fertilizer project in China, and (3) the Golmud potash projects in China. The expenditures incurred in these projects are itemized in the Tables 5.1 to 5.4.

Table 5.1. Amount capitalized and expensed in relation to the natural gas operation
(in Canadian $)

Project - Year Year Year Year Year Natural Gas 2003 2002 2001 2000 1999

Amount capitalized
Balance brought forward - - $ - $ 520,000 $ 520,000 Addition during the period - Amount written off - - - - - Disposition during the period - - - (520,000 ) - Balance carry forward $ - $ - $ - $ - $ 520,000

Amortization
Balance brought forward - - $ - $ 301,250 $ 270,000 Amortization for the period - - - 6,510 31,250 Disposition during the period - - - (307,760 ) - Balance carry forward $ - $ - $ - $ - $ 301,250 Net balance $ - $ - $ - $ - $ 218,750

Table 5.2. The amount capitalized and expensed in relation to the China venture
- Yichang Phosphate
(in Canadian $)

China Project - Year Year Year Year Year Yichang Phosphate 2003 2002 2001 2000 1999

Amount
capitalized
Balance
brought
forward $ 2,562,753 $ 2,251,568 $ 2,075,527 $ 1,026,838 $ 318,231 Addition
during the
period 43,782 311,185 176,041 1,048,689 708,607 Write-down
during the
period (760,490 ) - - - - Balance carry
forward $ 1,846,045 $ 2,562,753 $ 2,251,568 $ 2,075,527 $ 1,026,838

Amortization
Balance
brought
forward $ - $ - $ - $ - $ - Amortization
for the
period - - - - - Balance carry
forward $ - $ - $ - $ - $ - Net balance $ 1,846,045 $ 2,562,753 $ 2,251,568 $ 2,075,527 $ 1,026,838

Table 5.3. Amount capitalized and expensed in relation to the China venture - Golmud Potash
(in Canadian $)

China Project - Year Year Year Year Year Golmud Potash 2003 2002 2001 2000 1999

Amount capitalized
Balance brought forward $ - $ - $ 151,807 $ 151,807 $ 148,778 Write down of mineral property - - (151,807 ) - -

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Addition during the period - - - - 3,029 Balance carry forward $ - $ - $ - $ 151,807 $ 151,807

Amortization
Balance brought forward $ - $ - $ - $ - $ - Amortization for the period - - - - - Balance carry forward $ - $ - $ - $ - $ - Net balance $ - $ - $ - $ 151,807 $ 151,807

Table 5.4. The amount capitalized in relation to the China ventures (in Canadian $)

China Year Year Year Year Year Projects 2003 2002 2001 2000 1999 Golmud
Potash
Projects
- Net
balance
per Table
5.2
Yichang
Phosphate
Project -
Net
balance $ - $ - $ - $ 151,807 $ 151,807 per Table
5.3 1,846,045 2,562,753 2,251,568 2,075,527 1,026,838 Total $ 1,846,045 $ 2,562,753 $ 2,251,568 $ 2,075,527 $ 1,178,645

The following makes reference to loss for the year under Canadian GAAP and US GAAP. A reconciliation for loss for the year under Canadian GAAP and US GAAP is shown in Note 10 of the Consolidated Financial Statements for the years ended December 31, 2003, 2002, and 2001.

Year Ended December 31, 2003 and Subsequent Events

The Company incurred a loss for the year of $1,310,054. The Company incurred a loss for the year under US GAAP of $589,746. The difference between the loss under Canadian GAAP and under US GAAP is due to the write off of exploration expenditures of $760,490.

In November, 2003, the Company entered into an agreement with YPCC to purchase a 72.18% interest in a new joint venture called Yichang Spur Chemicals Ltd. ("YSC"). In December, 2003, the Company received government approval for the YSC joint venture. On April 20, 2004, the Company's interest in YSC was finalized based on closing adjustments as at December 31, 2003 and final negotiations. The Company's interest has been agreed at 72.18%, an increase from the previously announced 65%. YSC was formerly called Xinyuan Chemicals Ltd., but has been renamed and converted into a Sino-foreign joint venture company to accommodate the Company's participation.

The YSC joint venture owns a fertilizer plant in Yichang. The fertilizer plant has been operating substantially below its rated capacity of 100,000 tonnes of annual NPK production since being commissioned in 2000 due to shortages of phosphoric acid, a key ingredient for NPK fertilizer production. To earn its 72.18% interest in YSC, the Company agreed to contribute US$2,500,000 for construction of a 60,000 tpa phosphoric acid plant (the "acid plant"), and agreed to undertake the expansion of the fertilizer plant to 300,000 tpa. The Company has advanced a first payment of US$1,250,000 ($1,658,534) in Q1 2004 and a second payment of US$1,250,000 has been made in Q2 2004 for the construction of the acid plant. The budget for construction of the acid plant is US$2,500,000, but the joint venture is considering increasing the size of certain of the equipment and infrastructure to accommodate future expansions, at an additional cost of approximately US$1 million. No decision has been made on any expansion of the fertilizer plant, other than construction of the acid plant, which will supply enough phosphoric acid for a 300,000 tpa fertilizer plant. Until the acid plant is commissioned, the YSC joint venture is not expected to be profitable. The Company also has agreed to pay interest on the existing debt of one of its partners for 5 years of approximately US$128,307 per year. However, the Company has no obligation to the repayment of debt of its partner.

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As a result of the acquisition of an interest in the YSC joint venture, the terms of the original YMC joint venture were renegotiated since the new concept has the fertilizer plant being held and initially expanded under YSC. On April 20, 2004, the Company finalized the restructuring of the YMC joint venture, with the Company's interest in YMC adjusted to 78.72% with YPCC holding 21.28% . The original development plan for YMC called for Spur to earn a 90% interest in YMC by developing a 1 million tpa fertilizer plant integrated with the phosphate mine, originally estimated to cost approximately US$325 million.

The remaining principal assets of YMC are the phosphate deposits and the associated mine development. Due to the need to maintain the nature and scope of the YMC joint venture contract consistent with previous government approvals, the Company agreed that the development of the phosphate deposits and any expansion beyond 300,000 tonnes in annual capacity of the fertilizer plant, be undertaken under the YMC joint venture. Consequently, the estimated investment for the development of 700,000 tonnes of additional fertilizer plant capacity (the other 300,000 tonnes to be undertaken by YSC at the same site), plus the mine development and associated infrastructure has been reduced. The restructuring of the YMC joint venture was completed on April 20, 2004. Final government approval for the restructuring is expected shortly.

On April 20, 2004, the Company acquired a 72.18% interest in YSC, and accordingly the financial statements of the Company for the quarter ending June 30, 2004 will include the assets and liabilities (including bank debt of approximately the equivalent of US$2,500,000) of YSC on a consolidated basis. An opening set of financial statements for YSC is being prepared and audited at the closing date to enable consolidation into the Spur accounts for the June quarter. The Company has not guaranteed the liabilities of YSC.

Under the new terms of the YMC joint venture, the Company is required to make a US$3,834,000 capital contribution into YMC within three months of receipt of Chinese government approval for the restructuring. This amount represents the estimated cost of commissioning a mining facility capable of producing sufficient phosphate rock to supply at least a 100,000 tpa NPK fertilizer facility. The Company has already advanced $700,000 of this amount for costs associated with the issue of the mining license, engineering and design work, of which $500,000 was advanced in Q1 2004 and $200,000 advanced during 2002.

The total investment to be made by the Company in YMC is US$25,561,000 over 5 years, of which only the initial US$3,834,000 is a firm commitment. The balance of US$21,727,000 is to be invested over five years on a best efforts basis, as follows:

º a cumulative total of US$8,946,000 within two years of receipt of approval for the restructuredagreement;
º a cumulative total of US$16,614,000 within four years; and
º the balance of US$25,561,000 within five years.

The US$25,561,000 represents the estimated minimum equity required to finance the total investment over the next five years to develop the phosphate mine and to expand the fertilizer plant from 300,000 tpa to 1 million tpa, estimated at US$93 million. The cost of mine development to supply a 1.2 million tpa mining rate is estimated at USD$29.8 million, including the value of YPCC's contribution of the deposit, working capital and contingencies over the 5 year development period. The estimated capital cost of expanding the fertilizer plant from 300,000 tpa capacity to 1 million tpa is approximately US$49.8 million, plus working capital, contingencies and capitalized interest during construction over the next 5 years for a total of US$63.1 million. The balance above the equity to be contributed by the Company is anticipated to be financed though debt and cash flow.

On June 22, 2004, the Company completed a brokered private placement of 11,000,000 units at $1.50 per unit, for gross proceeds of $16,500,000. Each unit consists of one share and one-half of one warrant, with each full warrant exercisable for two years at $1.50. A 6% commission was paid, and 330,000 broker's warrants were issued, each exercisable on the same terms as the warrants.

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Year Ended December 31, 2002

The Company incurred a loss for the year of $245,872. The Company incurred a loss for the year under US GAAP of $557,057. The difference between the loss under Canadian GAAP and under US GAAP is due to the write off of exploration expenditures of $311,185.

The following events occurred on the Company's Yichang phosphate project in 2002:

Following the completion of feasibility study on the Yichang phosphate project, Spur commissioned Jacobs Engineering Inc. to examine the project implementation and reconfiguration alternatives. The study was completed in April 2002. In the study, Jacobs proposed a two-phased project implementation plan. Phase I will involve the construction of an NPK fertilizer production facility, a river jetty and associated infrastructure to produce approximately 1.1 million t/y high-analysis phosphate fertilizer NPK by outsourcing phosphoric acid. Phase II will be started, when Phase I is in production, by backward integrating Phase I facilities into phosphate rock mining and phosphoric acid production. The reconfiguration reduces the initial capital requirement to approximately $120 million (including working capital) from the original $341 million.

In early 2002, Spur commenced its application for mining permit through its Chinese joint venture partner, YPCC. The application involves two stages. Stage one is to file an application to delineate the area covering the mineral deposits and to designate the deposits for development by Spur and YPCC. The Chinese Ministry of Land and Mineral Resources gave its approval to this application in February 2003. In stage two, an independent valuation will be conducted on the mineral property to give it a deemed value as part of YPCC's contribution to the Yichang project.

In December 2002, Spur and YPCC signed joint venture contract. The joint venture contract mandates the both parties to set up a joint venture company, Yichang Maple Leaf Chemicals Company, to develop the Yichang project. According to the contract, Yichang Maple Leaf Chemicals Company is owned 90% by Spur and 10% by YPCC.

To advance the Yichang project, Spur raised $2.5 million in May 2003 through non-brokered private placement in which 5 million units were issued at $0.50 per unit. Each unit is comprised of one share and one non-transferable warrant exercisable at $0.60 per share for two years. The warrants were exercised in December 2003 and January 2004.

Year Ended December 31, 2001

The Company incurred a loss for the year of $244,635. The Company incurred a loss for the year under US GAAP of $420,676. The difference between the loss under Canadian GAAP and under US GAAP is due to the write off of exploration expenditures of $176,041.

The following events have occurred on the Company's Yichang phosphate project in 2001:

Environmental Impact Assessment Study Completed - Following the completion of the feasibility study on the Yichang project in October 2000, Spur further finished its Environmental Impact Assessment Study in early 2001. The environmental study was conducted jointly by Hubei Environmental Research Institute, Wuhuan Chemical Engineering Corp. and three collaborating engineering companies. The study concluded that the potential gas emissions, fluid discharges, and solid disposals from the proposed facilities all satisfy the standards set by Chinese environmental regulations. In particular, the study noted that the Yichang Project's proposed chemical complex was designed based on the highest environmental standards in North America. In March 2001, China State Environmental Protection Bureau finished its review and gave its final approval to the study.

Project Optimization Conducted - In 2001, Spur commissioned Jacobs Engineering to conduct further studies to examine different alternatives for project implementation and product mix. The purpose of these efforts is to further optimize the project economics and to make project more compatible with corporate strategies of

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potential strategic partners. In one scenario, Jacobs proposed to execute the project in two stages. In stage one, fertilizer plant is built using purchased phosphoric acid. The construction of mining and phosphoric acid facilities will be started in stage two a few years after stage one is completed. This implementation strategy will reduce the initial capital requirement to approximately $120 million from $341 million. In another scenario, Jacobs proposed to reconfigure the product mix to produce fertilizer NPK and animal feed additive dical (di-calcium phosphate).

In 2001, the Company put the Golmud potash projects on hold and write off the project in the 2001 fiscal year in accordance with an Accounting Guideline "Enterprises in the Development Stage" which requires that when there has been a delay in development activity extending beyond three years, there is a presumption that a writedown of deferred development costs is necessary.

Year Ended December 31, 2000

The Company incurred a loss for the year of $49,281. The Company incurred a loss for the year under US GAAP of $999,532. The difference between the loss under Canadian GAAP and under US GAAP is due to the write off of exploration expenditures of $1,048,689 and deferred taxes of $98,438.

The following events have occurred on the Company's Yichang phosphate project in 2000:

The feasibility study on the Yichang project was completed in October 2000. The report concluded that the Yichang phosphate project is technically and economically feasible.

Hubei Environmental Research Institute, Wuhuan Chemical Engineering Corp., and three other collaborating engineering firms commenced environmental impact study on the Yichang project in May 2000. The study was completed in November 2000.

In March 2000, the Company sold its minority oil and gas interest to the operator, Berkley Petroleum Corp. In consideration of the property sold, the company received 41,752 shares of Berkley Petroleum Corp. The shares were subsequently disposed at market for proceeds of $473,885.

Year Ended December 31, 1999

The Company incurred a loss for the year of $222,444. The Company incurred a loss for the year under US GAAP of $920,017. The difference between the loss under Canadian GAAP and under US GAAP is due to the write off of exploration expenditures of $711,636 and deferred taxes of $14,063. The following events have occurred on the Company's Yichang phosphate project in 1999.

Subsequent to the project approval from the Federal Planning Commission in August 1998, in February 1999 the State Council held special meetings to review major investment projects and gave final approval to the Yichang project, the giving the Company the exclusive right to develop the Yichang phosphate project.

In January 1999, Jacobs Engineering Inc. ("Jacobs") commenced with the feasibility study by sending a team of 6 engineers to Yichang to conduct field trip and technical due diligence on the Yichang project. In June 19999, the Company received Jacobs' conceptual report. The report indicates that the lower cost of phosphate rock should give the Yichang project a significant cost advantage over imported granular fertilizers. It also concluded that the Yichang project is technically feasible and no fatal flaws were discovered. Jacobs considers that the alternatives and configurations for the Yichang project are already well defined and elected to bypass the phase II of the feasibility study and to proceed with the final phase.

During fiscal year ending December 31, 1999 the Company received $73,691 after deduction of operating costs from its 5% working interest in its Ft. St. John gas wells joint venture.

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B. Liquidity and Capital Resources

The following table presents major Company financial data in summary form for the periods of 2003 and 2002 and for the first quarter of 2004:

Year Current assets Total assets Current liabilities Q1 2004 $5,601,425 $7,479,745 $71,778 2003 $5,321,672 $7,194,380 $38,616 2002 $321,360 $2,884,113 $75,196

There were no long-term liabilities in the above-mentioned periods.

As at March 31, 2004, the Company had no long-term liabilities and had accounts payable and current accrued liabilities of $71,778 against cash and other current assets of $5,601,425.

As at December 31, 2003, the Company had no long-term liabilities and had accounts payable and current accrued liabilities of $38,616 against cash and other current assets of $5,321,672.The increase in current assets was attributed to a partial subscription of a $2.5 million private placement, which was closed on May 13, 2003. Management acknowledges that if the Yichang phosphate property proves to be successful then it will require significant equity and debt financing. There is no assurance that the company will be successful in raising this finance.

As at December 31, 2002, the Company had no long-term liabilities and had accounts payable and current accrued liabilities of $75,196 against cash and other current assets of $321,360. The decrease in current assets in 2002 was attributed to the management and operating costs and payments to the engineering firms to complete the implementation and reconfiguration study on the Yichang phosphate project.

Management considers that the company has sufficient funding to meet its obligations and maintain administrative and operational expenditures for at least the next 12 months. The Company's working capital will be used to finance the Company's effort of evaluating financing alternatives for the Yichang projects. When necessary, the Company may in the future conduct equity financing to supplement its working capital to advance the Yichang project. For the future major project financing, the Company will rely on any or a combination of the equity financing, bank loans, and participation of strategic partners.

C. Research and Development, Patents and Licenses

Not applicable.

D. Trend Information

Not applicable.

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E. Off Balance Sheet Arrangements

The Company's 72.18% owned joint venture subsidiary YSC has committed to take over the existing loans and liabilities of the former operators of the fertilizer plant held by YSC. The amount of this debt is estimated at US$2.5 million, but has not been finally determined, pending an audit of YSC as of the closing date. The amount of the debt will be consolidated into the financial statements of the Company for the quarter ended June 30, 2004. In addition, the Company also agreed to pay for the interest of a loan borrowed by one of the equity partners of YSC for the upcoming years 2004 to 2008 of approximately US$128,307 per year.

F. Tabular Disclosure of Contractual Obligations

Payments due by Period (1)
More
Contractual Less than 1 than 5 Obligation Total Year 1-3 Years 3-5 Years Years Obligations US$3,834,000 US$3,834,000 Nil Nil Nil under YMC
Agreement(2)
Obligations to US$641,535 US$128,307 $236,614 $236,614 Nil YSC Partner
(estimated)
Obligations US$2,500,000 US$2,500,000 Nil Nil Nil under YSC Joint
Venture
Rent on Office $33,966 $29,114 $4852 Nil Nil Head office

(1) From June 30, 2004
(2) Pursuant to YMC Joint Venture Agreement dated April 20, 2004