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The following is an excerpt from a 20-F SEC Filing, filed by AKZO NOBEL NV on 4/29/2004.

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Item 4. INFORMATION ON THE COMPANY

Akzo Nobel N.V. is a corporation organized under the law of the Netherlands for an indefinite period. The principal executive offices of Akzo Nobel N.V. are located at Velperweg 76, 6824 BM Arnhem, the Netherlands. Its telephone number is +31 (26) 366 4433 and the fax number is +31 (26) 366 3250. The E-mail address is ACC@akzonobel.com. The address of the Company's website is www.akzonobel.com. Any correspondence regarding this Annual Report on Form 20-F should be directed to the Company Secretary.

The name and address of the person authorized to receive notices and communications from the U.S. Securities and Exchange Commission is:

M. Kennith Frank III
SVP and General Counsel Akzo Nobel Inc.
Akzo Nobel Inc.
7 Livingstone Avenue
Dobbs Ferry NY 10522-2222
+ 1 (914) 674 5181

Copies to:
A. Jan A.J. Eijsbouts and Richard C. Morrissey, Esq. General Counsel Sullivan & Cromwell LLP Akzo Nobel N.V. 1 New Fetter Lane, London EC4A 1AN Velperweg 76 United Kingdom 6824 BM Arnhem + 44 (207) 959 8900 The Netherlands
+ 31 (26) 366 2730

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OVERVIEW

Akzo Nobel is an international company that serves customers around the world with healthcare products, coatings, and chemicals.

Headquartered in the Netherlands, Akzo Nobel had activities in more than 80 countries and employed 66,400 people during 2003. Sales in 2003 were EUR 13.1 billion, with Pharma, Coatings, and Chemicals accounting for EUR 3.6 billion, EUR 5.2 billion, and EUR 4.4 billion, respectively.

In the pharmaceutical industry, Akzo Nobel is smaller than many of its competitors, but it has significant positions in products for female reproductive therapy and anesthesiology. Akzo Nobel believes that based on sales it is the largest coatings producer in the world; its products and markets vary widely from architectural paints in some countries to industrial coatings in others. In the chemical products industry, Akzo Nobel is a significant competitive factor in a number of markets, and on a global basis the Company competes with a number of larger chemical companies.

Demand for Akzo Nobel's products, particularly its chemical and coatings products, is generally reflective of the overall health of economies in Western Europe, the United States, and Asia, and is, except for certain Coatings and Chemicals activities, generally not seasonal in nature.

It is Akzo Nobel's objective to develop or acquire new and defend existing leading positions in its markets, while maintaining structural long-term profitability. In addition to its core business, the Company focuses on the development of new and improved products in major growth sectors that draw on the Company's technological and marketing know-how. The Company is pursuing expansion in Eastern Europe, South-East Asia and Latin America.

A. HISTORY AND DEVELOPMENT OF THE COMPANY

Akzo was created in 1969, out of the merger between AKU N.V. ("AKU") and Koninklijke Zout-Organon N.V., and in 1994 it was renamed Akzo Nobel, after the merger with Nobel Industries AB ("Nobel").

AKU N.V. was founded in 1911 under the name of N.V. Nederlandsche Kunstzijdefabriek. Over the years this company grew into an international concern with interests in the field of cellulose fibers and, following the Second World War, synthetic textile and carpet fibers as well as industrial fibers. At the time of the 1969 merger, AKU's principal countries of operation were the Netherlands, Germany, the United States, the United Kingdom, Spain and several Latin American countries, where activities were often carried out through joint ventures with local partners.

Koninklijke Zout-Organon N.V. was set up in 1967 as a holding company in connection with the merger between Koninklijke Zout-Ketjen N.V. and N.V. Koninklijke Zwanenberg-Organon. Koninklijke Zout-Ketjen N.V. had interests in companies active in salt refining, basic chemicals, specialty chemicals and coatings. While these companies were mainly active in the Netherlands, they had built up major export positions at the time of the merger. N.V. Koninklijke Zwanenberg-Organon consisted of companies active in food/nonfood products and chemical products and of pharmaceutical companies producing brand-name drugs, nonprescription products and raw materials for the pharmaceutical industry.

Nobel was formed in 1984 through the merger of Bofors (established in 1646) and KemaNobel, founded in 1871. At the time of the merger with Akzo in 1994, Nobel was a leading European producer of chemicals

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(pulp and paper chemicals and surfactants) and coatings (paints for professional and consumer markets, industrial coatings and industrial products). Nobel had operations in more than 30 countries.

In July 1998, Akzo Nobel acquired Courtaulds plc ("Courtaulds"), an international chemical company with leading positions in high-tech industrial coatings and man-made fibers. Its best known brands, International Paints, Courtelle acrylic fibers, and Tencel (R), a new cellulosic fiber, were included in the acquisition. Courtaulds, which was founded in 1816 as a silk weaving company, pioneered the global man-made fiber industry at the beginning of the 20th century. In the 1960s Courtaulds acquired International Paint and Pinchin Johnson.

In November 1999, the Company acquired Hoechst Roussel Vet ("HR Vet"), the veterinary business of Hoechst AG. Through this acquisition, Intervet, the veterinary medicines business of Akzo Nobel became a significant player in the veterinary medicines business.

After the Courtaulds acquisition, the fibers operations of Akzo Nobel and Courtaulds were combined into a separate organization, named Acordis. At December 31, 1999, Acordis was sold to a newly established company. Akzo Nobel retained a 21 percent stake in this company.

In September 2003, we announced our intention to sell our Catalysts, Phosphorus Chemicals, and Coating Resins businesses to create room to maneuver and improve the Company's balance sheet. Together, these solid and profitable businesses represent EUR 0.8 billion in consolidated sales. On April 19, 2004, Akzo Nobel has received an offer from Albemarle Corporation for the sale of its Catalysts business for EUR 625 million, free of cash and debt. Closing of the transaction is expected to be in the second quarter of 2004. In the course of 2004, we expect divestment proceeds for the other two businesses that also reflect their value.

Over the years, Akzo Nobel acquired and divested numerous other activities and businesses, which all were of a much lesser size than the ones mentioned above. For recent acquisitions and divestments reference is made to Note 2 of the Notes to the Consolidated Financial Statements.

B. BUSINESS OVERVIEW

Akzo Nobel has a two-layer organization, with the Board of Management as the highest executive authority. Operations are carried out in business units clustered in three groups on the basis of affinity between activities: Pharma, Coatings and Chemicals.

At the corporate level, key tasks are coordinated in the fields of strategy; finance; control; human resources; technology; legal affairs and intellectual property; communications; health, safety, and environment; information management; and risk and insurance management.

STRATEGY

Akzo Nobel is a diversified multinational group of companies with activities in pharma, coatings, and chemicals. Our ambition is to create above average economic value over the business cycle. We strive to be a company which talented, ambitious people are proud to work for. We also want to be a company that is respected in the societies in which it operates.

Capital allocation is focused on building sustainable leading business positions, reflected in attractive growth, returns significantly above the costs of capital, and substantial operational cash flows. We actively

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restructure and divest activities that do not meet these criteria. We are led by medium to long term value creation.

We develop competitive advantages by combining the focus and entrepreneurial spirit of a decentralized business unit organization with the scale and power of a corporate center that provides access to global capital markets, managerial talent, and best practice management processes.

Our deeply ingrained business principles are the expression of a strong, shared international culture. They give us guidance in the complex, ever changing global environment in which we operate.

We constantly evaluate the added value of the composition of our portfolio in a pragmatic way, driven by our value creation principle. As in the past, we will not shy away from strategic transactions, such as the acquisition of Nobel Industries and Courtaulds, or the divestment of Acordis.

Pharma

Our human healthcare activities are experiencing a period of low growth. As a consequence, we have lowered the cost base and will continue to scrutinize critically the organization for further adjustments. At the same time, we will continue to invest heavily in R&D to boost our pipeline. We will focus on in-licensing in areas where we have strong market positions and lack sufficient products. On the other hand, we are actively out-licensing and partnering in areas where we have limited marketing capabilities. We are confident that we will be able to restore growth momentum in the medium term on the basis of the quality of our pipeline.

We are the third largest company (by sales) in animal health in the world. We aim to remain a global leader through autonomous growth, aided by our strong commitment to R&D-and where appropriate-acquisitions.

Diosynth is our focused niche player in the Active Pharmaceutical Ingredients market and our main biotech activity. It will continue to benefit from the expected growth in pharma markets.

Pharma's medium-term financial targets are a return on sales (ROS) of around 17.5 percent and a return on invested capital (ROI) of 35 percent. For the long term we strive for a ROS of over 20 percent and a ROI of 40 percent. In 2003, ROS and ROI were 15 percent and 22 percent, respectively.

Coatings

We believe that based on sales our coatings business is the world's largest coatings producer. It embraces most of the markets in both consumer and industrial applications for paints and coatings.

We are focusing on growth in the emerging markets of Asia, East and Central Europe, and South and Central America, primarily through autonomous development. We will also continue to grow our market presence in the mature economies through selected acquisitions.

Our ambition is to remain market leader and participate in the consolidation of the coatings industry, which we believe is inevitable as our supplier and customer base strengthens globally.

We have achieved significant performance enhancement through careful restructuring and we will continue these efforts. Our medium-term financial target is 25 percent ROI, leading in due course to around 30 percent. In 2003, ROI was 18 percent.

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Chemicals

We have a wide range of activities within our chemicals portfolio with a mixture of good leadership positions and several smaller market penetrations. The financial returns from the various businesses also differ.

We are presently focusing our attention on improving performance through restructuring and other measures, including selective divestments. We are also reassessing the portfolio with the aim of focusing on fewer activities so that we can concentrate our resources on those markets where we have leadership positions on a regional and increasingly global scale.

We intend to continue to invest, both through organic growth and carefully selected acquisitions in profitable and leadership positions.

Our financial target is to achieve a ROI of around 17.5 percent over the cycle. In 2003, ROI was 9 percent.

BUSINESS UNITS

The business units and their products (as at December 31, 2003) are summarized below:

PHARMA

Organon

- Brand-name prescription pharmaceuticals in the fields of contraceptives and infertility treatment, hormone therapy (HT) and osteoporosis, CNS products (antidepressants, antipsychotics), antithrombotics, and muscle relaxants. Intervet
- Veterinary vaccines and pharmaceuticals.

Diosynth

- Complex active pharmaceutical ingredients based on chemicals and biochemical processes.

COATINGS

Decorative Coatings

- Coatings for decoration and protection of architectural structures for professional uses and the do-it-yourself sector.

Industrial Finishes

- Coatings for industrial applications on wood and sheet metal (coil coatings).

Powder Coatings

- Powder coatings for industrial application in architectural automotive, domestic appliance and other industrial markets such as coatings for pipes.

Car Refinishes

- Finishes for passenger cars, commercial transportation, and automotive plastic components.

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Marine & Protective Coatings

- Coatings for protection and decoration of hulls, interiors, and superstructures of ships and yachts, aerospace coatings, protective coatings, and fire-retardant products for large plants and offshore installations.

Industrial Products

- Adhesives and resins for wood-based board, panels, furniture, floors, doors and expandable microspheres.

CHEMICALS

Pulp and Paper Chemicals

- Pulp bleaching chemicals and chemicals for the manufacture of paper and board; specialty resins for adhesives and polymer manufacturing; high performance separation products for pharmaceuticals.

Functional Chemicals

- Chelates, micronutrients, flame retardants, animal feed additives, PVC additives, and intermediates such as carbon disulfide, monochloroacetic acid, methyl amines and ethylene amines.

Surface Chemistry

- Surfactants and fatty acids used in detergents, cleaning, and personal care, as well as in asphalt production and the agro, oil, mining, and textile industries; cellulosic specialties such as thickeners and additives for coatings, building materials, pharmaceutical products, food, mining and oil.

Base Chemicals

- Chlorine and caustic soda for industrial applications.

Polymer Chemicals

- Polymerization catalysts such as organic peroxides, metal alkyls, and custom-manufactured Ziegler-Natta systems for the polymer-producing industry; high-purity metal organics for the electronic industry, and intermediates for pharmaceutical products.

Resins

- Synthetic resins for coatings and printing inks.

Catalysts

- Catalysts for the oil refining and chemical industries.

Salt

- High quality salt for electrolysis, other chemical industries, food applications, and consumer use.

Energy

- Supply of energy (cogeneration) and other utilities.

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ACTIVITIES OF AKZO NOBEL

Industry segment information

Akzo Nobel's financial reporting and industry segment information consists of results from the following groups: "Pharma", "Coatings" and "Chemicals". The information presented below illustrates the relative importance of the individual groups.

------------------------------------------------------------------------------------------------------- Net sales Operating income Millions of euros 2003 2002 2001 2003 2002 2001* ------------------------------------------------------------------------------------------------------- Pharma 3,550 4,008 4,044 538 747 869 Coatings 5,233 5,521 5,591 386 446 223 Chemicals 4,397 4,598 4,604 240 248 122 Miscellaneous products, intragroup deliveries, non-allocated items and eliminations (129) (125) (129) (100) (79) (16) ------------------------------------------------------------------------------------------------------- Total 13,051 14,002 14,110 1,064 1,362 1,198 =======================================================================================================

* The statement of income for 2001 has been restated. Extraordinary results on divestments now are reported under Results on Divestments included in Operating Income.

-------------------------------------------------------------------------------------------------------------------------------- Property, plant and equipment Identifiable assets Expenditures Depreciation Millions of euros 2003 2002 2001 2003 2002 2001 2003 2002 2001 -------------------------------------------------------------------------------------------------------------------------------- Pharma 3,153 3,195 3,333 210 297 317 158 152 148 Coatings 3,059 3,338 3,372 128 131 181 140 150 156 Chemicals 3,259 3,557 3,837 237 248 310 291 311 320 Miscellaneous products, nonallocated and eliminations, including cash and cash equivalents 2,130 2,208 1,808 6 13 14 10 9 11 -------------------------------------------------------------------------------------------------------------------------------- 11,601 12,298 12,350 581 689 822 599 622 635 Nonconsolidated companies 353 491 575 -------------------------------------------------------------------------------------------------------------------------------- Total 11,954 12,789 12,925 581 689 822 599 622 635 ================================================================================================================================

Percent of total net sales and total operating income


Net sales Operating income 2003 2002 2001 2003 2002 2001
Pharma 27 29 29 50 55 72 Coatings 40 39 39 36 33 19 Chemicals 34 33 33 23 18 10 Miscellaneous products
and nonallocated (1) (1) (1) (9) (6) (1)
Total 100 100 100 100 100 100

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Below a summary of the activities of each group is given. For more details on Akzo Nobel's activities, reference is made to "Business Review and Developments at Business Units". See Item 5 "Operating and Financial Review and Prospects" for a discussion on factors affecting comparability between periods.

Description of Pharma's business

Akzo Nobel's healthcare activities extend around the world. It engages in research, development, manufacturing, sales, and service in strategic areas of human and animal healthcare. These include prescription medicines, veterinary products, as well as complex active pharmaceutical ingredients.

Major Product Lines Key Products/Applications Competitive Position*

Prescription drugs, - Contraceptives, infertility - Among top four suppliers veterinary products, treatment, hormone therapy of hormonal contraceptives, and complex active (HT) and osteoporosis, CNS second largest in pharmaceutical products (antidepressants, infertility products; among ingredients. antipsychotics), top five players in HT; antithrombotics, and muscle building up positions in relaxants CNS and osteoporosis. World leader in neuromuscular relaxants.
- Veterinary vaccines, and - World's third-largest pharmaceuticals supplier of veterinary products; leading in veterinary vaccines
- Complex active - Major supplier of pharmaceutical ingredients steroids and synthetic peptides, strong in heparins, oligosaccharides, and biopharmaceuticals

* See the cautionary statements and the remarks on how the Company determined its competitive positions under Introduction on pages 3 and 4.

In 2003, our Pharma group faced a multitude of challenges. It had to absorb a strong negative impact from weaker currencies and higher pension charges. On top of that, Organon faced the loss of market exclusivity for its No. 1 drug Remeron (R) in the United States. Therefore, a new strategy was developed with priorities for a clear focus on leading positions, alliances to strengthen our growth opportunities in other areas, and aggressive cost cutting.

Akzo Nobel's business unit Organon has an international reputation based on quality products and innovative R&D. It is among a very few international companies conducting research into contraception. Sold as Desogen (R) in the United States, Marvelon (R) is one of the world's most prescribed contraceptive pills. However, sales of our oral contraceptives have been adversely affected by generic competition in the United States. NuvaRing (R), our contraceptive vaginal ring, was launched in the United States and Europe in 2002 and over 2003 gathered sales momentum. The Company also produces fertility products and medicines for the treatment of menopausal complaints and, as an innovator in the field of psychiatric drugs, is marketing antidepressant Remeron (R). However, after an unfavorable court ruling in December 2002 for Remeron (R), this product lost its market exclusivity in the United States and has faced intense generic competition. In 2004, Remeron (R) will also lose market exclusivity in certain countries in Europe.

Together with Sanofi-Synthelabo, the Company developed the new antithrombotic (pentasaccharide) Arixtra (R), which has been approved and launched in the U.S. and Europe. Arixtra (R) is currently approved for

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the prevention of thrombosis following hip and joint surgery. The process of hospital formulary approval for the introduction of Arixtra in the United States is time consuming. In June 2003, the FDA approved a supplemental new drug application for Arixtra (R) for "Prophylaxis of deep venous thrombosis, which may lead to pulmonary embolism, in patients undergoing hip fracture surgery, including extended prophylaxis". Early in 2004, Organon and Sanofi-Synthelabo concluded that a single management structure would strengthen the opportunities for commercial success of antithrombotic Arixtra (R) in the complex U.S. market, where 2003 sales aggregated EUR 7 million. Therefore, they agreed that Organon will transfer to Sanofi-Synthelabo its remaining rights and development obligations for Arixtra (R) and other oligosaccharides, such as idraparinux (SanOrg 34006), in exchange for revenues based on future sales from jointly developed antithrombotic products.

In the fourth quarter of 2003, the Company concluded an agreement with Pfizer, whereby Pfizer and Organon will collaborate on the clinical development and manufacturing of asenapine, and co-promote the product in the United States, European Union, Japan and other markets. Asenapine is a potentially new psychotropic medication for the treatment of a variety of disorders that is beginning Phase III trials for schizophrenia and bipolar disorders. Pfizer made an initial payment of USD 100 million (EUR 88 million) in December 2003. The agreement with Pfizer also provides for additional milestone payments of up to USD 270 million, contingent upon gaining further regulatory approvals and the launch of asenapine in the United States, Europe and Japan, as well as the attainment of certain agreed sales levels.

In the United States, additional data requests by the FDA regarding Variza (R) (gepirone ER), which were submitted in December 2003, delayed its registration.

Intervet focuses on the veterinary medicine market, with vaccines for cattle, pigs, sheep, horses, poultry, fish and pets, endocrine fertility products, corticosteroids and antibiotics, including injectors for treating mastitis and metritis. The acquisition of Hoechst Roussel Vet, in November 1999, complemented the product range with specialty medical products for both pets and livestock, and feed additives for livestock. Intervet has an international reputation and works closely with leading research institutes, universities, and other companies. In May 2003, a new vaccine production facility in DeSoto, Kansas, was opened.

Diosynth is a leading manufacturer of complex active pharmaceutical ingredients, with production facilities in several countries. The company is active in biochemical extraction and purification, fermentation, industrial cell culture, and organic synthesis. Diosynth's main products are heparin, insulin, gonadotropic hormones, steroids, synthetic peptides, carbohydrates, and opiate analogs. Through the acquisition of Covance Biotechnology Services Inc (CBSI) in 2001, the Company believes that Diosynth now has sufficient size and products to play a leading role in the developing biopharmaceutical market segment. In the course of 2003, Diosynth was increasingly confronted with deteriorating conditions in third-party markets for both chemical and biotech products. Looking ahead, it will also face lower captive demand from Organon. To address this situation, additional restructuring programs were announced in February 2004.

In 2002, we decided to enter the human vaccine business because it is a growth market and because we can benefit from our experience in vaccines and biotechnology in general. Based on doses, Intervet is the largest vaccine producer in the world and in terms of sales it is number five. The start-up business, Nobilon, is housed in a new vaccine production facility in Boxmeer, which was opened in December 2003. Nobilon will focus initially on human vaccines. Sales by Nobilon from its own products, however, are not anticipated until after 2007. In the interim, the facility will produce antigens for veterinary vaccines.

The current research and development pipeline of Akzo Nobel Pharma is stated below. The content of the drug development portfolio will change over time as new compounds progress from research to

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development and from development to market. Owing to the nature of the drug development process, it is not unusual for some compounds, especially those in the early stages of investigation, to be terminated as they progress through development.

The following is the current pipeline.

Products in the pipeline (Phase II and later) Project Description Phase

Human healthcare
Contraceptives
Org 33628 progesterone receptor modulator II "Male pill" andogen/progestagen combination II HT/osteoperosis
Livial (R) 1.25 mg Selective tissue estrogenic III activity regulator (STEAR) Fertility
FSH-CTP long-acting FSH II Psychiatry
Variza (R) 5HT-1A partial agonist (depression) filed Asenapine/Org 5222 DA/5HT antagonist (psychosis) III Org 34517/34850 HPA axis modulator (depression) II Org 24448 AMPAKINE (psychosis) II Org 4420 NASSA (sleep) II Anesthesia
Org 25969 muscle relaxant binding agent II Immunology
Org 37663 anti-inflammatory steroid II Org 39141 auto-antigen II

Veterinary products Numerous new products (vaccines and pharmaceuticals) in various stages of development Active Many products in various stages of development, in general pharmaceuticals on a contract manufacturing basis in the areas of ingredients biotechnology, synthetic peptides and steroids

Explanatory remarks

Phase II Determination of close and initial evaluation of efficacy, conducted in a small number of patients.
Phase III Large comparative study (compound versus placebo and/or established treatment) in patients to establish clinical benefit and safety. Filed Marketing authorization application (Europe) or new drug application (United States) filed with regulatory authorities.

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Description of Coatings' business

Akzo Nobel is a leading producer of paints, finishes, stains, and synthetic resins for industrial applications, professional painters, and the do-it-yourself sector. Product areas are decorative/architectural paint, car refinishes, liquid and powder coatings for industrial use (on wood, plastics and metal), marine and yacht coatings, protective coatings, aerospace coatings, and industrial and consumer adhesives.

Major Product Lines Key Products/Applications Competitive Position*

Coatings and related - Coatings for decoration and - Market leader in Europe products protection of architectural structures
- Powder coatings, coatings - World leader in selected for wood, metal, coil, and markets plastics, and non-stick coatings
- Finishes for passenger - Among top three global cars, commercial suppliers transportation and automotive plastic components
- Coatings for protection and - World leader decoration of hulls, interiors, and superstructures for ships and yachts; aerospace coatings; protective coatings and fire-retardant products for large plants and offshore installations
- Adhesives and resins for - Leader in selected market wood-based board, panels, niches furniture, floors, doors and expandable microspheres

* See the cautionary statements and the remarks on how the Company determined its competitive positions under Introduction on pages 3 and 4.

Akzo Nobel's global strategy for its coatings business is to extend leading positions in clearly defined product areas and specialist niche markets, which demand high levels of technical expertise and customer service. Major acquisitions in the last few years, combined with organic growth, lifted Coatings to the world's number one position based on sales. We aim to strengthen this position through further organic growth and bolt-on acquisitions. Growth in mature markets is expected to remain in line with GDP. Opportunities exist in emerging markets and in technology switches often driven by environmental considerations. In the fragmented worldwide coatings market, we, as the world leader, only represent 8 percent. This market is in a process of consolidation, and we believe that our global positions in many fields will enable us to play a leading role.

The Company supports the international initiative of Coatings Care (R)-a program for continuous improvement in Safety, Health, and the Environment-and is constantly seeking optimal ways to match the principles of eco-efficiency with those of high performance.

Within the field of decorative coatings, Akzo Nobel has a number of top-quality professional and do-it-yourself brands, which target national markets (e.g. Crown (R) (United Kingdom) and Flexa (R) (the Netherlands)), multinational markets (e.g. Nordsjo (R) and Trimetal (R)) and truly international markets

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(e.g. Sikkens (R), Levis (R), and Sadolin (R)). The strength of these brands reflects the Company's color know-how and customer orientation, as well as the excellent performance and high environmental profile of its waterborne and high-solids paints.

Another prominent area is industrial coatings, especially volatile organic compounds ("VOC")-compliant waterborne paints, high solids, and powder coatings, which are used to beautify and protect metal, plastic, and wooden substrates. Applications range from home appliances to wooden furniture and heavy-duty goods vehicles. The Company is the market leader in powder coatings and is strong in industrial wood finishes, coil coatings, and plastic coatings.

The Car Refinishes business includes the car repair and commercial vehicles sector. With Sikkens (R), Akzo Nobel Coatings has been a major player for years, ensuring a fast, efficient, and top-quality result for every type of repair. Combined worldwide expertise enables it to develop new technologies and products of the highest quality continually. The Company also offers the equipment and expertise to go with these products, such as the revolutionary Automatchic system, which permits bodyshops to measure and match colors on the spot, or the CarInfo II system, which automates administrative processes in the bodyshop and produces a wealth of management information that can greatly improve bodyshop profitability.

The Company is an international market leader in marine, yacht, and protective coatings for heavy-duty applications, such as oil rigs. The Company's tradename International (R) is well known all over the world. The Company supplies antifouling coatings that keep ships' and yachts' hulls free of barnacles, making it easier for them to travel through the water thereby saving fuel costs for owners. The Company also provides paints for ships' superstructures, such as Interfine (R), which transforms rust stains into colorless deposits.

The Company offers a wide range of VOC-compliant coatings and other products qualified by the world's major aircraft manufacturers and used for aircraft maintenance.

The Company supplies adhesives and resins to the woodworking industry (for furniture, parquet flooring, and laminated beams).

We also supply world markets with Expancel (R) microspheres, additives that reduce the weight and improve the properties of printing inks, nonwoven fabrics, paper, polyester, and underbody coating. Effective January 1, 2004, the Expancel (R) activities were transferred to Akzo Nobel's Chemicals group, to business unit Surface Chemistry.

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Description of Chemicals' business

The portfolio of Akzo Nobel Chemicals is a mix of specialty, functional, and commodity chemicals based upon leading positions in selected segments of the chemical industry.

Major Product Lines Key Products/Applications Competitive Position*

Specification, - Pulp bleaching chemicals - World leader in pulp functional, and and chemicals for the bleaching chemicals, and specialty chemicals manufacture of paper and strong worldwide position board; specialty resins for in paper chemicals adhesives and polymer manufacturing; high performance separation products for pharmaceuticals
- Functional chemicals such - Leading or strong as chelates, micronutrients, worldwide positions flame retardants, animal feed additives, PVC additives, and intermediates such as carbon disulfide, monochloroacetic acid, methyl amines and ethylene amines
- Surfactants and fatty acids - Leading or strong used in detergents, cleaning, worldwide positions and personal care, as well as in asphalt production and the agro, oil, mining, and textile industries; cellulosic specialties as thickeners and additives for coatings, building materials, pharmaceutical products, food, mining and oil
- Chlorine and caustic soda for industrial applications
- Polymerization catalysts - Leading positions in such as organic peroxides, Northwest Europe metal alkyls and custom - Leading or strong manufactured Ziegler-Natta worldwide positions systems for the polymer-producing industry; high-purity metal organics for the electronic industry, and intermediates for pharmaceutical products
- Resins for coatings and printing inks
- Catalysts for the oil refining and chemical industries - Leading in selected market niches
- Leading global supplier of the most extensive range
- Salt for electrolysis, of refinery catalysts other chemical industries, - Leading position in food applications and Northwest Europe, and consumer use global leader in vacuum salt

* See the cautionary statements and the remarks on how the Company determined its competitive positions under Introduction on pages 3 and 4.

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Akzo Nobel is a leader in environmentally compatible pulp bleaching chemicals, notably with sodium chlorate worldwide, and is strong in hydrogen peroxide. The Company is also a prominent producer of chemicals for the wet-end manufacture of paper and board, notably retention and drainage agents, wet-strength resins, and sizing agents.

Akzo Nobel is strong in functional chemicals. It is the world's principal producer of chelates, which deliver micronutrients to plants, and make organophosphorus-based fire retardants for plastics and hydraulic fluids. In addition, Akzo Nobel is a leading global producer of ethylene amines. Other key products include monochloroacetic acid, in which the Company leads the worldwide market, as well as carboxymethyl cellulose, which serve as water-soluble thickening agents, and choline chloride, a food and feed additive.

In surfactants, Akzo Nobel is the market leader in cationic (fatty amine-based) surfactants in Europe and a major producer of non-ionic ethylene oxide-based surfactants. The Company also makes specialty cellulose-based rheology additives for paint and building applications.

In Northwest Europe, the Company has leading positions in the production of chlorine and caustic soda for industrial applications.

The Company is the market leader in polymerization catalysts and additives for the processing and manufacturing of plastics worldwide. It produces organic peroxides for thermosetting and cross-linking applications, UV Cure Chemicals for the Graphic Arts, coatings and other industries, and polysulphide chemicals for the aerospace, marine and construction industries.

Akzo Nobel produces and markets specialty resins for the coatings and printing ink industries, including a broad range of alkyds, polyesters, melamines, acrylics, and waterborne products. End uses range from automotive coatings to industrial coatings for plastics, wood, and metal. The resins are used internally and are also sold outside the Company.

The Company produces catalysts which are used in petroleum refining and petrochemical processes. In hydroprocessing and fluid cracking catalysts, Akzo Nobel ranks among the top three suppliers of these products in the world.

Akzo Nobel is the largest producer of salt for electrolysis in Northwest Europe, and manufactures high-quality evaporated salt with strong consumer brands such as JOZO (R). The production and electrolysis of salt both require a great deal of energy. By operating in joint ventures with Dutch electricity distribution companies, the Company is able to make use of combined heat and power (cogeneration). The Company has been active in cogeneration since the 1930s.

In addition, the Company has established a strong presence, both globally and regionally, through joint ventures. Joint ventures include Flexsys, with Solutia (number one worldwide in the production of rubber processing chemicals).

In September we announced our intention to sell our Catalysts, Phosphorus Chemicals, and Coating Resins businesses to create room to maneuver and improve the Company's balance sheet. Together, these solid and profitable businesses represent EUR 0.8 billion in consolidated sales. On April 19, 2004, Akzo Nobel has received an offer from Albemarle Corporation for the sale of its Catalysts business for EUR 625 million, free of cash and debt. Closing of the transaction is expected to be in the second quarter of 2004. In the course of 2004, we expect divestment proceeds for the other two businesses that also reflect their value.

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GEOGRAPHIC DATA

Below, geographic information for Akzo Nobel is presented for net sales, operating income, identifiable assets and expenditures for property, plant and equipment.

--------------------------------------------------------------------------------------------------------------- Net sales Net sales Operating income by region of destination by region of origin Millions of euros 2003 2002 2001 2003 2002 2001 2003 2002 2001* --------------------------------------------------------------------------------------------------------------- The Netherlands 825 816 720 2,546 2,662 2,533 171 179 102 Germany 1,147 1,084 1,052 1,088 1,051 1,070 73 34 12 Sweden 510 517 512 1,102 1,184 1,088 66 95 72 United Kingdom 840 963 1,036 798 911 924 (118) (16) (47) Other European countries 3,963 3,951 3,964 3,100 3,016 3,266 509 591 641 USA and Canada 2,944 3,723 3,802 2,604 3,318 3,263 94 100 130 Latin America 704 767 917 470 506 660 60 96 78 Asia 1,453 1,513 1,429 1,022 1,064 1,039 125 140 66 Other regions 665 668 678 321 290 267 59 52 42 Result on divestments 25 91 102 --------------------------------------------------------------------------------------------------------------- Total 13,051 14,002 14,110 13,051 14,002 14,110 1,064 1,362 1,198 ===============================================================================================================

* The statement of income for 2001 has been restated. Extraordinary results on divestments now are reported under Results on Divestments included in Operating Income.

------------------------------------------------------------------------------------- Expenditures for property, Identifiable assets plant and equipment Millions of euros 2003 2002 2001 2003 2002 2001 ------------------------------------------------------------------------------------- The Netherlands 2,942 2,618 2,595 173 197 235 Germany 798 819 931 27 36 52 Sweden 773 798 831 55 36 71 United Kingdom 913 1,134 1,365 26 25 36 Other European countries 2,074 2,210 1,842 110 136 104 USA and Canada 2,014 2,772 3,090 81 177 220 Latin America 400 424 589 18 31 33 Asia 848 838 859 81 41 54 Other regions 302 306 345 10 10 17 ------------------------------------------------------------------------------------- 11,064 11,919 12,447 581 689 822 Eliminations and cash and cash equivalents 537 379 (97) Nonconsolidated companies 353 491 575 ------------------------------------------------------------------------------------- Total 11,954 12,789 12,925 581 689 822 =====================================================================================

See Item 5 "Operating and Financial Review and Prospects" for a discussion on factors affecting comparability between periods.

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INSURANCE

Akzo Nobel's insurance policy is part of a general risk management philosophy emphasizing the importance of creation of risk awareness throughout the entire organization and promotion of loss control efforts. Risk finance, normally in the form of insurance, is seen as a last resort to provide financial coverage for mainly catastrophe-like events. Events of frequent nature with limited financial effect are self-insured with the use of 100-percent-owned captive insurance companies. The limits of insurance are based on loss scenarios as well as normal practice in Akzo Nobel's type of industry.

For property damage/business interruption, for 2004 in general, the exposure retained in the captive insurance arrangements is limited to EUR 12 million per occurrence with an annual aggregate of EUR 25 million. When losses exceed these retentions, external insurers will provide coverage from a deductible level of EUR 1 million. Damages from acts of terrorism are excluded from insurance coverage. For damages from natural disasters Akzo Nobel retains 10 percent of these damages. The maximum amount of loss covered by external insurers for property damage/business interruption is EUR 250 million.

For general and product liability of Coatings, Chemicals, and Intervet and for general liability of Organon and Diosynth, in 2004 the exposure retained in the captive insurance arrangements is limited to EUR 10 million per claim with an annual aggregate of EUR 20 million. For product liability of Organon and Diosynth, in 2004 the exposure retained in the captive insurance arrangements is limited to EUR 25 million per claim without any annual aggregate. When losses exceed these retentions, external insurers will provide coverage from a deductible level of EUR 0.5 million. Liabilities as a result of acts of terrorism are excluded from insurance coverage. The maximum amount of loss covered by external insurers for general product liability is EUR 390 million plus in excess thereof USD 290 million.

HUMAN RESOURCES

Akzo Nobel's decentralized two-layer organizational structure supports its ambitions and offers the Company's employees broad scope and responsibility in various disciplines, permitting them to develop their talents at an early stage of their careers. Akzo Nobel provides opportunities and resources; employees can use these to develop their skills and to be ready for change even before it becomes a necessity.

Some recent developments in this area are described below.

The continual growth of talent is a crucial process for the long-term future of the Company. To improve in this area we are working on a more consistent approach to Performance Management to improve the regularity of development dialogue (performance appraisals, personal development, etc.) between employees and managers. There will also be a more action-oriented management focus on top and low performers at all levels. In addition, we will expand our efforts to improve development opportunities for talents by means of mentor programs throughout the Company. The benefits are cross-border sharing of experiences and further development of both mentee and mentor.

Employees can find a new challenge within Akzo Nobel, by using the "open market" provided by the internal vacancy bank on our Intranet. The site has become popular and enjoys a lot of hits. It has led to an increasing number of successful internal transfers, which stimulates further interest in this concept.

The process of implementing a more flexible remuneration system, more adaptable to individual needs, continues. As part of this project, every employee in the United States has received a total remuneration statement covering all compensation elements, such as base salary, variable pay, and pension benefits.

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Project teams are also working on this in the Netherlands and Sweden, and a UK team is expected to join in shortly.

RESEARCH AND DEVELOPMENT

Through strong customer and market orientation, our R&D activities provide an excellent platform for sustainable business development. We are focusing on innovative approaches and technologies that ensure continuity and profitable growth. In 2003, R&D expenditures amounted to EUR 887 million, down 3 percent from 2002. The main driver continued to be Pharma, which accounted for 64 percent of Akzo Nobel's total R&D expenditures. Total R&D staff decreased from 7,200 at year-end 2002, to 7,000 at year-end 2003. R&D expenditures as incurred by each of the groups are as follows:


Millions of euros percent of sales 2003 2002 2003 2002
Pharma 566 600 16 15 Coatings 166 166 3 3 Chemicals 130 135 3 3

Pharma

Organon
In 2000, human genome sequencing and elucidation of the genes encoding all human proteins revolutionized the drug discovery and development process. The impact was very significant for the phase focusing on the identification and validation of drug targets. Genomics technologies supported by bio-informatics have been implemented by the worldwide pharmaceutical industry, but the cost has been high.

Thus far the output has been limited to many novel protein targets that are used for screening compound libraries. The major hurdle in this new process proves to be the validation of previously unknown protein targets in the molecular etiology of disease. Therefore, it is not surprising that the worldwide pharmaceutical industry has made a huge effort to improve the validation process by developing novel physiological models, both in vitro and in vivo.

Organon's experience in this field mirrors that of the global pharmaceutical industry. Its response, with a focus on gynecology, psychiatry, cardiovascular diseases, immunology, and analgesia, has been to redesign the R&D process and organization by concentrating on (preclinical) pharmacological validation within newly formed academic networks. Additionally, the scope of the first phases of drug discovery has been broadened to show proof-of-concept of novel therapeutic approaches in the clinical setting.

Intervet
For many years R&D at Intervet has focused on a wide range of veterinary vaccines and pharmaceutical products for companion animals and livestock. One of the major drivers of Intervet's success has been the approach of developing complete product packages of vaccines and pharmaceuticals for all important species. Future R&D efforts will be directed at maintaining and adapting current product registrations and, simultaneously, at developing promising new products. R&D efforts in 2003 resulted in key registrations in major countries for canine, equine, poultry, swine, and fish vaccines. In addition, four diagnostic tests were licensed.

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Diosynth
Following the acquisition of a biotechnology foothold in the United States (CBSI), Diosynth completed the integration of its R&D infrastructure. A large scale fermentation and cell culture facility has been constructed, which will be validated in 2004. In addition, a novel peptide synthesis process (DioRaSPP) has been taken into operation. This system makes it possible to miniaturize and automate peptide synthesis; an important step forward to remain competitive in this area.

Nobilon
Nobilon offers Akzo Nobel a platform from which to explore the human vaccines market and create opportunities to harness synergies. A business strategy has been formulated to develop human influenza vaccines and vaccines against certain forms of travelers' diarrhea.

Coatings

In the customer-driven, technology-based organization of the Coatings business units the main driver for R&D is defining customer specific solutions. The framework for the carefully balanced portfolio of both short-term and long-term innovation projects is set by three main prerequisites:
- meeting environmental regulations
- improving the performance of products also in color aspects
- defining and applying novel product and process technologies.

These projects are executed by the various business units in geographically spread locations, always in the vicinity of the markets they serve. Typical examples of achievements during 2003 are:
- Industrial Finishes developed a line of photopolymerizable coatings for cosmetics packaging and sports equipment, which offer exceptional esthetics and performance attributes and cure in fractions of a second, while meeting current and currently anticipated future environmental regulations.
- Decorative Coatings introduced a very successful new range of waterborne paints with better hiding and filling properties, based on a patented technology. Successful developments also included coatings having a drying system initiated by light.
- Car Refinishes made great progress in the characterization and prediction of special effect colors.
- Marine & Protective further developed a novel technology in the critical area of antifouling coatings and filed patents in the area of waterborne anticorrosive primer coatings.
- Industrial Products introduced a new fast, low temperature, curing adhesive system for the wood working industry.
- Powder Coatings developed a new generation of hyper durable powder coatings finishes and novel patented active anticorrosive primers.

The focus of our long-term-innovative R&D programs is gradually shifting toward new generation polymer engineering, applying new academic science, and creatively utilizing the potential of nanotechnology.

Chemicals

Continuous upgrading of core technologies is a key issue for all Chemicals business units in order to achieve and secure competitive market advantages. Therefore, R&D programs are customer-oriented, maintaining an adequate balance between short-term and long-term innovation goals. Sustainability is a major driver in the R&D efforts for both current and future operations and products. These programs are executed through R&D resources embedded in the individual business centers, with R&D units in all major markets.

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To ensure access to developments in the scientific world and to be able to explore and exploit the latest technologies, business units also work together in technology programs, often including university partners. These efforts are supported by centers of excellence. These programs include:
- reduction of energy and raw material consumption by applying front end separation technology
- waste and energy reduction using modern solid catalysts
- closed loop production through process intensification
- low energy routes to high quality emulsions
- more stable and safer processes by application of control room simulation
- prospects of nanochemistry
- shortening time to market and/or time to production by high throughput experimentation.

HEALTH, SAFETY, AND ENVIRONMENT

Commitment to HSE is an integral part of our company culture. The progress made in this area is the result of our long-term investments in learning and implementation. We intend to make this progress explicit, measurable, and reportable. The HSE report for 2003 will be made available on Akzo Nobel's internet website in April 2004.

Within Akzo Nobel, five key HSE parameters have been translated into specific targets for the operational plans:


2002 2003 2005 Targets

Frequency Rate Lost Time Injuries (LTI)
per 1 million hours worked 3.0 2.8 2.5 Total Illness Absence Rate (TIAR) in
percent 2.6 2.5 3.5 Chemical Oxygen Demand of discharge to
surface water, in tons 3,600 3,200 3,000 Volatile Organic Compounds (VOC) emission to air, in tons 5,700 5,800 4,000 Nonreusable waste, in tons 97,000 95,000 115,000

Safety performance (LTI) has improved slightly compared to the previous year, thus moving the Company's LTI figure closer to its target of 2.5 in 2005. Unfortunately, in 2003 three employees lost their lives: two of the fatalities occurred in an incident in India and one employee lost his life in a traffic accident in Turkey.

The total illness absence rate (TIAR) is considered an important measure of employee health. In 2003, TIAR further improved to 2.5 percent. We continue to focus our attention on those sites where TIAR is above 3.5 percent.

In 2003 the values for two environmental parameters decreased. Compared to the previous year, the amount of Nonreusable Waste and the Chemical Oxygen Demand (the parameter for discharge to surface water) improved. The emission of Volatile Organic Compounds to air did not improve.

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BUSINESS REVIEW AND DEVELOPMENTS AT BUSINESS UNITS

For financial details on acquisitions or divestments, reference is made to Note 2 of the Notes to the Consolidated Financial Statements.

PHARMA

Business review

Challenging is the one word to describe 2003. For Organon the challenges came from the commercial and regulatory fields and the weak U.S. dollar. Organon's leading product, Remeron (R) antidepressant, lost its exclusivity in the U.S. market and had to face stiff generic competition. Organon partially offset this setback through growth of Remeron (R) sales in other countries and promotion of Remeron (R) SolTab (R).

On the R&D front, Organon moved asenapine antipsychotic into phase III. It identified a suitable strategic partner in Pfizer and negotiated a satisfactory relationship, thus underlining its commitment to pharmaceutical research and development. In the regulatory area, Organon received a warning letter from the FDA following inspection of an important facility in West Orange, New Jersey. Organon promptly responded to the FDA's concerns. Toward the end of the year the FDA issued an approvable letter for Follistim (R)-AQ (TM) cartridge, for which in March 2004, an approval letter was received.

The challenges facing Intervet included the dramatic slide of the U.S. dollar versus the euro. Combined with the temporary supply problems for several important vaccine products, this prevented the U.S. Intervet organization from reaching its goals. In Europe, Intervet performed much better but not enough to offset the currency losses and the loss of certain products in the United States.

Delays in approval of several biotechnology products and lower than expected demand for some already registered products impacted the entire biotech industry. A key participant and supplier in this field, Diosynth was also affected by this trend. As the major supplier to Organon, Diosynth also had to adjust to lower captive demand. The Nobilon human vaccine facility was officially opened in December. Initially, the facility will produce antigens for veterinary vaccines in the next few years.

Overall, Pharma's sales and operating income were 11 percent and 28 percent below the previous year's levels.

Developments in the Pharma business units

Organon - Prescription drugs
Sales 2003: EUR 2,273 million; 2002: EUR 2,593 million

Organon experienced a challenging year in 2003 with a downturn in sales of 12 percent compared to 2002, resulting in a program designed to bolster future financial performance. The decrease in sales was due largely to a global negative currency effect against the euro, causing a sales decrease of 9 percent, which was mainly attributable to the weaker U.S. dollar. The economic malaise in a number of countries, coupled with an increase in generic competition, caused pressure on 2003 operating income. U.S. sales volume in particular was hard hit (down 26 percent) by generic competition for our main product Remeron (R). As a result, global sales volume declined 5 percent.

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Hormone Therapy and Cardiovascular products showed volume growth compared to 2002. Other product groups registered lower sales, mainly related to currency effects.

Organon's main products developed as follows:


Millions of euros Total Autonomous 2003 sales change % growth*
Remeron (R) (in the U.S.) 208 (54) (45) Remeron (R) (in rest of the world) 316 20 26 Contraceptives 517 (1) 7 Puregon (R) 331 (7) (1) Livial (R) 197 (5) (1)
To safeguard margins and further healthy development, we instituted a cost reduction program as well as a restructuring of marketing and global manufacturing. The cost reduction program resulted in savings of EUR 140 million and a headcount reduction of 940 compared to year-end 2002. This was achieved without reducing R&D efforts.

The contraceptives business started to benefit from increasing sales of NuvaRing (R), which has been launched in a number of countries after its introduction in the United States in 2002.

We also made changes to both our business structure and global processes to cultivate teamwork across geographic and departmental borders and to operate closer to our business and customers. We slimmed our central sales and marketing operations in favor of regional support activities in Asia and Latin America. Additional charges were taken to restructure our global manufacturing operations.

We thoroughly reviewed our operations and reorganized key parts in 2003. The principal steps taken were the separation of "R" from "D" in the R&D process and the establishment of Global Venture Teams (GVT) to bring key potential products to market. GVTs will optimize the development efforts for key products. The teams will ensure an optimal balance between development time and product labeling to maximize product launches. Research will be solely responsible for exploratory development of a compound until its "proof of concept" is achieved (clear output with commercial utility). Full development projects will be used to determine the ultimate disposition of a compound: to develop the compound internally or with an external partner, to outlicense, or to cancel it.

An independent analysis of our pipeline yielded the assessment that Organon has high promise for a medium-sized pharmaceutical company. One such example is Org 25969, a fast-acting binding agent being developed to reverse "deep block" muscle relaxants used in surgery. Org 25969 could help anesthesiology by offering physicians better control and patients faster recovery time with a positive side effect profile.

We are committed to a strategy that maintains a high level of investment in R&D in order to exploit the full potential of our product pipeline. We also are retaining the flexibility to partner with companies in areas in which optimization of late-stage development and/or marketing and sales performance is needed. This is

* Autonomous sales growth is defined as the change in sales attributable to changed volumes and selling prices. In this case it excludes the change in sales attributable to currency translation effects as acquisition and divestment effects are not applicable. Reference is made to the remarks on page 4.

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best illustrated by an in-licensing agreement made in 2003 with Ligand Pharmaceuticals to copromote Avinza (R) in the United States and a global agreement with Pfizer to codevelop and copromote our phase III antipsychotic asenapine.

A Global Business Development group has been created, which is responsible for increasing and maximizing business development opportunities.

Early in 2004, conclusion was reached on the renegotiation of our thrombosis alliance with Sanofi-Synthelabo to revise the terms of the collaboration on the antithrombotic Arixtra (R) and certain oligosaccharides such as idraparinux (sanOrg 34006). Pursuant to this deal Organon will transfer to Sanofi-Synthelabo its remaining rights for Arixtra (R) and development obligations for Arixtra (R) and other oligosaccharides in exchange for revenues based on sales. This deal safeguards long-term financial interests and limits the short-term financial burdens, enabling Organon to maintain cost control where executing extensive phase III development program.

Intervet - Veterinary products
Sales 2003: EUR 1,010 million; 2002: EUR 1,081 million

Following several key acquisitions in recent years, Intervet has consolidated its position as a major player in the global animal health market and is now lining up for a selective strategy to expand its presence in promising segments. Intervet is well positioned to maintain its global No. 3 position in the sector, despite the economic headwinds that have also hit the global animal health market.

In 2003, Intervet maintained its position as the leading animal healthcare company in Europe. Business performance in Northern Europe was adversely affected by a flat aquaculture market, mainly in Norway, and the outbreak of Avian Influenza, which temporarily decimated poultry stocks in the Netherlands. In Southern Europe, Intervet performed better than the European industry average in its sector. In other regions, particularly North America, results were impacted by currency effects. Markets in Latin America showed encouraging improvement, especially in the second half of 2003, while in Asia the picture was mixed, generally reflecting developments in national agricultural markets. Under these conditions, Intervet's operating income trailed that of 2002.

Intervet's R&D strategy continues to focus on product-based innovation. In 2003, dedicated teams again brought numerous new products to the livestock and companion animal health market. In April we launched a new vaccine with proven protection against agents involved in feline respiratory disease and started other pan-European marketing campaigns. Another milestone was the introduction of a vaccine targeting Salmonella as a major advancement in efforts to make poultry meat and eggs safer for human consumption.

After a major outbreak of Foot and Mouth Disease a few years ago, in 2003 Europe was again plagued by a serious outbreak of an infectious disease, this time Avian Influenza. These outbreaks led to a comprehensive approach to combating infectious livestock diseases, with the availability of marker systems and emergency vaccination as key elements of a disease control strategy. These efforts will be aided by our cooperation with a Dutch agricultural institution, which has resulted in a solid basis for the production of effective antigens and marker vaccines against Foot and Mouth Disease. An EU Commission Decision was made in late 2003 to approve the positive evaluation of Intervet's discriminatory test for Classical Swine Fever (CSF). The test, in combination with corresponding marker vaccines, is an essential tool for any vaccination campaign undertaken to contain outbreaks of CSF in Europe.

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In May 2003 we opened our new life science center in DeSoto, Kansas. This center now serves as a major research facility for livestock vaccines and a production facility for swine and cattle vaccines. It is our largest distribution center and "Center of Excellence" for the clinical development of livestock and equine pharmaceuticals in the United States.

In 2003 we embarked on a major investment program in Boxmeer, the Netherlands, aimed at modernizing our multifunctional headquarters site and enlarging our production capacity for biological products. Ongoing investments in global activities are reflected in the commissioning of new production facilities at our German site in Unterschleissheim, near Munich. This center produces pharmaceuticals for livestock and companion animals to serve our needs worldwide.

In line with the restructuring program for our operations in India, early in 2004, one of the two production units in India was closed.

Following a logistics and manufacturing initiative that began in 2002, we have made significant progress in harmonizing our business processes and in developing and evaluating related information templates. This preparatory design phase, scheduled to be completed by mid-2004, will be followed by a rollout in several of our larger subsidiaries.

Diosynth - Complex active pharmaceutical ingredients Sales 2003: EUR 479 million; 2002: EUR 529 million

The pharmaceutical industry is in a stage of transition. The innovative pharmaceutical industry in general faces major challenges as a result of imminent loss of patent protection for major products, reduced approval rates, too high expectations for new products, and increasing pressure on pricing. As a consequence, active pharmaceutical ingredient manufacturers like Diosynth are adversely impacted by soft demand, a developing overcapacity situation, and a decline of the U.S. dollar compared to the euro in the last two years. In 2003, Diosynth's sales were 9 percent down, while operating income also fell in comparison with 2002.

Because of its excellent reputation as a reliable producer and its relatively protected position in niche oriented markets, Diosynth had anticipated only limited consequences for 2003. In reality, the impact was greater than expected.

In the chemical sector the situation was bearish. Focusing on the compound classes Diosynth specializes in, we see that the crisis in the hormone replacement therapy market might indicate that the long-term use of steroids is under increasing pressure. For peptides and alkaloids the growth in market demand was disappointing due to delays in registration of our customers' products.

In the traditional biochemical market (mainly extraction products), Diosynth managed to maintain its position volume wise.

In the biotechnology sector we are being confronted with generally decreasing funds available to our customers, a limited number of new products, and delays or failures following recent clinical trials. These factors caused underutilization of existing capacity. Despite our intensified cost saving programs, volumes and profitability of this business were strongly impacted.

Looking ahead, Diosynth will also face lower captive demand from Organon.

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Therefore, in February 2004, Diosynth announced a restructuring of its chemical synthesis operations across the globe. In the face of the aforementioned declining demand, worldwide chemical synthesis capacity will be reduced by closing its production site in Mexico and scaling back facilities in the Netherlands. In January, a start was already made with a reduction of production capacity at Diosynth's Buckhaven (Scotland) site, which was already impaired in 2003. Workforce reductions will directly affect a combined total of approximately 350 employees.

COATINGS

Business review

In 2003 we realized 3 percent autonomous (sales price and volume) growth* and, excluding the effect of restructuring and impairment charges, maintained our return on investment at the 20 percent threshold, despite difficult economic circumstances, negative currency influences, and further increased pension costs. Including such restructuring and impairment charges, ROI was 18 percent.

This was achieved through improvement of the business mix by divesting Impregnated Papers and 20 smaller noncore businesses, selling idle assets and limiting acquisitions. We also stepped up our restructuring programs in mature markets. These measures offset headcount increases in emerging markets, resulting in a net decrease to 28,700. Restriction of capital expenditures to 90 percent of depreciation and further reduction of working capital (moving average) from 23.0 percent to 22.3 percent of sales contributed to maintaining our ROI level.

Conditions for decorative coatings in Europe were tough, especially in the retail sector. The decorative coatings business in emerging markets continued to expand. The industrial part of our portfolio held up reasonably well, not only our star performers Marine & Protective Coatings and Industrial Finishes but also Powder Coatings. Market conditions for Car Refinishes remained very competitive, and pressure on volumes continued.

We continued to grow in Asia Pacific, which now represents 14 percent of worldwide sales. In 2003, we opened a powder coatings facility in Vietnam and a nonstick coatings facility in Dongguan City, China, and announced the investment in a decorative coatings facility in Suzhou, China. Furthermore, we acquired full ownership of our powder coatings activities in South Korea and decided to set up our own marketing and sales company for marine and protective coatings in Japan.

In total, sales were down 5 percent in 2003 and operating income 13 percent.

In the coming years our main challenge will be a balancing act between continued restructuring in mature markets and accelerated growth in emerging markets.

A portion of the Coatings business is seasonal, with sales and earnings being relatively higher during the outdoor season and lower during the indoor season. The operating results may be harmed if bad weather delays the outdoor season in the major markets in which the Company operates and the Company is not able to offset during the corresponding financial year the lag in earnings resulting from such delay.

* Reference is made to the sales analysis table on page 54.

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Developments in the Coatings business units

Decorative Coatings
Sales 2003: EUR 1,842 million; 2002: EUR 1,915 million

Decorative Coatings Europe and Decorative Coatings International serve the professional and do-it-yourself markets. The Company's major brands include Sikkens (R), Sadolin (R), Crown (R), Astral (R), Marshall (R), Trimetal (R), Nordsjo (R), Levis (R), Herbol (R), Vivechrom (R), and Flexa (R). The Company's leading building adhesive brand is Schonox (R).

Decorative Coatings Europe
In general, 2003 was a weak year for the decorative coatings industry in Europe, except for the southernmost regions. Volumes showed an overall decline. The uncertainty in the world fueled by the war in Iraq, the downturn in construction of new houses, and slowing economic growth in several countries had an adverse effect on the market.

Decorative Coatings Europe was not able to match the previous year's operating income in a falling market with aggressive competition for volume, despite extensive cost cutting programs. The results of Trade and Specialties were satisfactory and virtually on a par with the previous year, but we had difficulty in keeping up successful growth in the Retail business. During the year we acquired a selected number of distributors in an effort to safeguard and strengthen the availability of our strong brands to the professional painters. We also continued strengthening core brands like Sikkens (R), which is now distributed as top of the market trade brand in nine countries. Retail has used 2003 to prepare a coordinated relaunch of our strong local retail brands within a pan-European positioning and to step up the transfer of proven successful product concepts to more countries.

At the end of the year we announced a major headcount reduction across countries and functions in response to weaker markets and the need for a structural reduction of cost levels.

As the deadline for compliance with the EU directive on volatile organic compounds (VOC) is coming closer, the business unit has decided to take a proactive approach. Rephrasing recipes and formulations will involve a major research effort to comply with the regulations. However, this apparent threat can also be viewed as an opportunity for more innovation. During the year we have already seen some product introductions that can be linked directly to the VOC regulation. Early in 2003, we successfully launched TINOVA VX, a quick drying high solids paint. Another directly related success was the improvement in gloss and color of waterborne lacquers. The introduction of our new and advanced tinting machine concept is well under way, which should also help us to comply with future regulations.

In the United Kingdom, Retail successfully introduced the innovative new product Indicoat (R): a paint that is pink when wet but turns white when dry, thus easing the difficulties associated with white on white painting. The technology will be introduced in more European markets in the coming year.

Decorative Coatings International
Decorative Coatings International registered only a slight decrease in operating income, aided by a small volume gain and somewhat higher margins. Costs were very much under control and "sales and marketing"-our largest cost category-was down relative to sales and in absolute figures. As capital turnover (defined as sales divided by average invested capital) also improved, return on investment was substantially up from the previous year.

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The Eastern European business was further consolidated, with growing production volumes in our Russian factory. A restructuring program was implemented in Hungary and Poland, which involved major divestments of activities and assets in the Hungarian distribution company. Headcount in both countries was reduced significantly, and the platform for profitable future growth is now in place.

With the Olympics approaching, Greece registered a rising demand. In Turkey the second half of the year looked promising, giving rise to some optimism for 2004. However, there is still a substantial degree of uncertainty regarding the developments in this country.

Following the Sadvel acquisition, we finalized the restructuring project in Morocco, including divestment of the idle assets involved. Volume growth exceeded total market development.

Asia Pacific (China, Indonesia, Vietnam, and Papua New Guinea) continues to show a double digit volume increase. Our Indonesian company registered a strong performance, reflecting the success of the concept with mixing machines for the mid-tier segment of the market, where we are the first player. A new factory to be built in China should be operational in early 2005. In addition, a factory is also planned for Vietnam.

Our niche strategy for wood care products in North America and Argentina has proven once again that reliability generates good returns.

Building Adhesives registered growing volumes despite the depressed German building industry, a key market for this activity. A new sales organization will further penetrate in the Eastern European territories.

The efforts aimed at developing low-priced product formulations for low-cost markets have been intensified.

Industrial activities
Sales 2003 EUR 1,336 million; 2002: EUR 1,310 million

In 2002, Akzo Nobel's industrial coatings activities included three global business units: Industrial Coatings, Industrial Finishes, and Powder Coatings. In order to achieve the best possible synergies it was decided to dissolve Industrial Coatings with effect from January 1, 2003, and to transfer the activities to the other Coatings business units.

Industrial Finishes
Bolstered by a strong fourth quarter in 2002, Industrial Finishes entered 2003 with optimism and a clear focus on accelerating business development. Unfortunately, industrial sectors were flat in Europe. High interest rates, unemployment, and inflation in the South American economies hindered investment and economic growth. North American consumption began slowly, but during the year the economy improved as world tensions eased and confidence returned. Remarkably, demand from China remained strong and consistent. Overall operating income was slightly above the previous year's level.

Against this global economic backdrop, Industrial Finishes continued to invest and seize growth opportunities in frontier markets. Also, we restructured existing capacity and maintained market share in the low growth European and North American markets. As a result of these actions, we emerged from 2003 a stronger international industrial coatings supplier.

Our ongoing R&D activities continued to provide our customers with a stream of products that helped them become more efficient and better able to differentiate their products in this increasingly competitive global economy. At the same time, our products met high health, safety, and environmental standards. Combining

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an intense customer focus with a decentralized organizational structure and Akzo Nobel's expansive technology base, Industrial Finishes remains uniquely competitive in the markets in which it operates.

In October 2003, Industrial Finishes acquired the specialty coatings business of Belgium-based Techni-Coat International N.V. This business excels in lifestyle-driven plastic coatings for consumer electronics, cosmetics packaging, and sports and leisure goods. This strategic addition of talent and technology will significantly enhance our ability to bring exciting, leading-edge technology to our global customers in this fast-growing market segment.

Powder Coatings
Tough market conditions in Europe and the Americas prompted us to focus hard on cost cutting measures throughout 2003. Considerable restructurings in Europe and a drive to put in place improved manufacturing and operational efficiencies paid off in reduced costs and increased profitability. Operating income was considerably in excess of the previous year.

Post-acquisition integration and restructuring moves in the United States, following the acquisition of Ferro in 2002, were completed ahead of plan.

While markets in the northern and western parts of Europe remained flat throughout 2003, opportunities for growth occurred in the southern and eastern regions. We expanded capacity in our Turkish factory and strengthened our sales, marketing, and distribution network in Eastern and Central Europe.

We had a year of outstanding growth in Asia Pacific. Our new factory in Vietnam, opened at year-end 2002, is already profitable. We acquired the remaining 50 percent stake in Interpon Powder Coatings Korea held by DPI, assuming full ownership in the important Korean market. We purchased new land in Guangdong Province, which will enable further expansion of our South China business.

We maintained the flows of unique Interpon (R) powder technologies into our global businesses. Product launches in 2003 included a new generation of hyper-durable architectural coatings, a range of patented active anticorrosion primers, and an antibacteriological coating. We also started to launch in our Asian markets the automotive components technologies acquired in the Ferro deal.

Our Nonstick Coatings business had a successful year of profitable growth, including the opening in October of a new factory at Dongguan City in South China.

Our Cromadex (R) distribution business also had another satisfactory year.

Marine & Protective Coatings
Sales 2003: EUR 832 million; 2002: EUR 830 million

2003 was another year of excellent performance with growth in sales and operating income in all markets and regions, partly offset by negative currency translation effects.

International (R) Marine Coatings benefited from the continued high level of newbuilding of ships, in particular in Korea and China. Following the IMO's (International Maritime Organization) ban on tin-containing antifoulings from January 1, 2003, the business has undergone a successful conversion to tin-free antifouling and the Intersleek (R) biocide-free foul-release technologies.

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International (R) Protective Coatings achieved unprecedented growth in the year, spurred by organic expansion in China and Central/Eastern Europe. The launch of Interfine (R) 979 polysiloxane patented technology was successful, and our Chartek (R) fire proofing material achieved impressive sales growth.

The Yacht Coatings business continued to improve its performance in the key markets of Europe and the United States with the strong International (R)/Interlux (R) brands. The integration of the Awlgrip (R) professional topside coatings business acquired in 2002 was very successful, with particularly good performance in Europe.

In Aerospace Coatings, Akzo Nobel challenged the general decline in the airline industry with increased sales in Europe of Aviox (R) coatings to Airbus and by successfully securing coatings contracts for a number of major airline livery changes.

Car Refinishes
Sales 2003: EUR 880 million; 2002: EUR 937 million

In 2003, Car Refinishes integrated three market segments with considerable synergies in people, products, and technologies: car refinishes, commercial vehicles, and automotive plastic coatings.

We relaunched our approach in the commercial vehicles segment with a dedicated global organization, a dedicated sub-brand Sikkens (R) Autocoat (R) BT (R), and an optimal, renewed product assortment.

In recent years, the business unit made a number of strategic investments to stimulate organic growth for its mid-term and long-term future.

The doubling of our total R&D effort paid off with a number of innovations reaching the market in Europe. Examples are Sikkens (R) Autoclear (R) WB, the first workable waterborne clearcoat in the collision repair industry, and Sikkens (R) Autoclear (R) III, our fastest growing two pack urethane clearcoat.

A large part of our current product assortment, including all of our basecoats, are now younger than five years. Our strategy of creating super dispersions (SUPDIs) made us both faster and more flexible in bringing new topcoat products to market.

Following the opening of our own offices in Dubai, Saudi Arabia, and Pinetown, South Africa, we now have strong regional organizations in all parts of the world, driving our multisegment approach (high, mid, and low) within the collision repair industry.

Nobilas, a service company for claims and fleet solutions, saw its market launch. This company is currently building its customer base and setting up its organization.

Our sales suffered from the weakening of the U.S. dollar versus the euro as well as from economic circumstances. The business unit made substantial cutbacks in personnel, especially in its mature markets, to structurally reduce costs. However, these measures failed to prevent a substantial decline in operating income, compared to the 2002 level.

An investment of USD 30 million for a new laboratory and plant extension in Pontiac, Michigan, has been approved. This is the single largest R&D investment ever in the Coatings business.

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Industrial Products
Sales 2003: EUR 391 million; 2002: EUR 532 million

The economic climate remained weak and markets failed to recover. Volumes stayed on the same level as in the previous year, and margins were under strong pressure. These factors were reinforced by negative currency developments. Working capital was kept under control and expenditures were low.

In mid-2003, the impregnated paper activities were divested. Some adhesives activities not related to the wood working industry were also divested or are in the process of being divested. A restructuring program for the Swedish industrial resins activities is in progress, and one production plant will be closed down. An investigation into the future of the industrial resins activities in France was initiated.

Successful R&D has resulted in important inroads for wood adhesives into the U.S. and Japanese markets. Also, new Expancel (R) microspheres were launched and new applications found. To meet increasing demand for microspheres a major program for capacity increase was initiated. Effective January 1, 2004, the Expancel (R) activities were transferred to Akzo Nobel's Chemicals group.

CHEMICALS

Business review

The Chemical Industry had one of its worst years in 2003, but modest improvement is expected for 2004. Akzo Nobel Chemicals performed satisfactorily, thanks to several top of the line products and a combined efficiency and restructuring drive throughout the entire group. The workforce has been reduced by 1,100 people, and several of the programs continue into 2004.

2003 saw one selective acquisition, CIRS SpA (Italy), an antifouling/suspending agent producer for the polymer industry.

On January 1, 2004, the Casco Polymers business (Expancel (R)) was transferred from Coatings to Chemicals.

In September we announced our intention to sell our Catalysts, Phosphorus Chemicals, and Coating Resins businesses to create room to maneuver and improve the Company's balance sheet. Together, these solid and profitable businesses represent EUR 0.8 billion in consolidated sales. On April 19, 2004, Akzo Nobel has received an offer from Albemarle Corporation for the sale of its Catalysts business for EUR 625 million, free of cash and debt. Closing of the transaction is expected to be in the second quarter of 2004. In the course of 2004, we expect divestment proceeds for the other two businesses that also reflect their value.

Three significant projects came into operation: a major expansion of our chlor-alkali plant in Rotterdam, expansion of ethylene amines production in Sweden, and a grass-root quat plant in Singapore. To meet growing demand from the rapidly expanding South American pulp and paper industry, an investment in a "Chemical Island" at the new Veracel pulp mill in Brazil was approved. Additionally, further chlor-alkali expansion in Rotterdam and an increase in salt capacity in Hengelo, the Netherlands, will go ahead.

Overall, sales and operating income were, respectively, 4 percent and 3 percent lower than in 2002.

We will create value for our customers and the Company by driving innovation, growing our people, and concentrating on selected growth areas and cost leadership.

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Developments in the Chemicals business units

Pulp and Paper Chemicals
Sales 2003: EUR 896 million; 2002: EUR 969 million

Pulp & Paper Chemicals (Eka Chemicals) managed to considerably increase its operating income during the year, despite continued weak markets in several areas and the negative impact of the lower dollar. The improvement was driven primarily by lower costs as restructuring programs initiated in recent years delivered the expected results.

In Europe a tighter market for bleaching chemicals raised prices, and production plants were working at high utilization rates. Energy costs, which are of crucial importance in chlorate production, rose substantially and are likely to show a further increase in 2004.

The chlorine dioxide concept, which involves on-site production at the customers' plants, has proven to be very successful and continues to grow. Several new units have been established, resulting in closer cooperation with customer mills in Europe and South America. At the end of the year we concluded an agreement on the first unit for a North American mill.

A chlorine dioxide process unit and a chlorate factory form the major part of a EUR 50 million investment in a "Chemical Island" at the new Veracel pulp mill in Brazil. The commencement of construction is the latest step in a series of actions taken in South America to meet growing demand from the rapidly expanding pulp and paper industry.

The Paper Chemicals market in North America, while strained, showed some improvement in various segments. The improvement for the region in 2003 is entirely related to lower costs. The amalgamation of the bleaching chemicals and paper chemicals organizations in North America and the other regions resulted in a reduction of the administrative workforce. These restructurings will be followed in 2004 by a concentration of paper chemicals production in fewer, more comprehensive plants close to customer locations.

Pulp and paper production in Asia is growing rapidly, resulting in increased demand for our chemicals. In the face of fierce competition, Pulp & Paper Chemicals has established a solid base for expansion in Asia; the region accounts for a growing part of our global business.

The Purate (R) water purification system, an activity of Specialty Products, showed growth and improved performance.

Functional Chemicals
Sales 2003: EUR 789 million; 2002: EUR 831 million

Functional Chemicals experienced a tough year with stagnant sales in most of its businesses, exacerbated by weakening currencies. Restructuring efforts significantly offset the effect of higher raw material prices, resulting in a slightly lower operating income.

Although higher raw material costs and a scheduled production stop caused Ethylene Amines to fall short of its 2002 performance, additional production capacity was brought on stream to significantly improve future business, consistent with our leadership position in a tight market. Rising sales revenues of

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monochloroacetic acid, mainly in China, were offset by higher raw material costs, resulting in reduced margins. However, the outlook for our Chinese business is rapidly improving.

Phosphorus Chemicals successfully weathered major currency effects and higher costs to post a slightly lower result. The unit initiated a comprehensive restructuring of its U.S. operations to significantly improve performance. In September 2003, Akzo Nobel announced its intention to divest this business.

Despite sluggish market conditions and higher raw material prices, the Chelates business showed strong improvement, benefiting from structurally lower costs and improved logistics. Additional steps to boost earnings were taken by creating a production joint venture with BASF in the United States, starting from February 2004. Major restructuring efforts at the production sites helped overcome record raw materials price hikes, enabling Sulfur Products to post a favorable result. Price erosion and excess capacity lowered the results of our PVC additives business, while adverse market conditions led to aggressive restructuring of the methylamines and choline chloride businesses.

An investment to set up a pilot plant for a promising break-through wood preservative was approved in the final quarter.

Surface Chemistry
Sales 2003: EUR 784 million; 2002: EUR 836 million

The downward trend in many of our market segments that started in the second quarter of 2002 continued in 2003, as is evidenced by weak volume and price developments across the board. The ongoing slide of the U.S. dollar impacted sales and results in all three of Surface Chemistry's business areas. Operating income fell from the 2002 level.

Our Surfactants business, in particular in the Americas, suffered from weak demand for such products as agro-surfactants and asphalt additives, and for our petroleum additives and oilfield business, while higher energy and raw material prices could not be fully passed on. A cost efficiency program was initiated to restore Surfactants' profitability. Industrial Specialties, acquired in June of 2002, contributed positively to the 2003 results.

Oleochemicals reported lower results than in the previous year, as Southeast Asian competitors added substantial capacity while demand remained weak in the traditional markets of Europe and North America.

Cellulosic Specialties (a combination of the former Rheology Additives and CMC businesses) suffered from a slowdown in operations like flotation, drilling, and pelletizing. Sales of Bermocoll (R) thickeners for water-based paint and building applications continued on a steady growth path at above GDP rates.

Polymer Chemicals
Sales 2003: EUR 492 million; 2002: EUR 560 million

Sales and operating income were below the 2002 level due to continued weaker than expected economic conditions that had a direct effect on the polymer markets, and to the weak U.S. dollar and pricing pressure from both global and regional competitors.

In the course of 2003 we embarked on an aggressive restructuring program that is being implemented on a global basis. Three older organic peroxide plant facilities were closed during the year, one in each of our

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main geographic regions: Europe, the United States, and Asia. The capacity reduction was offset by expansions in other facilities.

In March, we acquired full ownership of CIRS SpA of Italy. This acquisition expanded our product offering to include antifouling agents and suspending agents. These products are mainly used for PVC production but are finding use in other polymer fields as well.

We continued our expansion activities in the fast growing Asia Pacific market, especially China. We acquired 95.5 percent of the shares in CANP, our crosslinking peroxide business and expanded the facility in Ningbo, China. We also started construction of a grassroots ketone peroxide and dimethyl phthalate plant in Tianjin, China, to serve the thermoset market in Asia through majority owned joint venture KANP.

Promising sales gains were shown by our newly created "New Business Development" unit, which includes high purity metal organics, safety services, and continuous dosing technology for PVC.

Base Chemicals
Sales 2003: EUR 544 million; 2002: EUR 464 million

Despite low prices, Base Chemicals' operating income rose strongly, mainly as a result of high volumes, ongoing cost reductions, and the acquisition of full ownership of ECI Elektro-Chemie GmbH, Ibbenburen, Germany in the fourth quarter of 2002.

In 2003, the workforce was reduced, and further reductions are anticipated for the coming three years.

In November we commissioned the second capacity expansion of our Rotterdam Chlorine plant to 470,000 tons per annum. The added capacity will enable us to meet increased demand from our customers.

Good progress is made with the preparations for the third expansion to the Rotterdam Chlorine plant and the relocation of the Chlorine and MCA plants from Hengelo to Delfzijl to comply with the covenant concluded with the Dutch authorities to stop chlorine transportation in the Netherlands. Realization of these projects is contingent on EU approval of the financial compensation agreed upon with the Dutch government. The earlier announced closure of the Delfzijl Chlorine plant will be postponed and aligned with these projects.

The Delfzijl Chloromethane plant was closed as planned at the end of 2003.

The 30 percent joint venture Methanor registered excellent results, reflecting strong demand.

Resins
Sales 2003: EUR 394 million; 2002: EUR 414 million

Operating income was down from 2002. Coating Resins' volumes were in line with the previous year, whereas UV Resins' volumes were up. Margins for Coating Resins, including UV, were under pressure due to the combined effects of high raw material costs, unfavorable currency developments, and sluggish economies.

In 2003, we started up "Emergo," a series of projects to implement a profitable growth strategy for Coating Resins, as defined in 2002. Coating Resins sold its Unsaturated Polyester (UPE) business and announced the closure of the site in Dunston, United Kingdom.

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The construction of the new resins plant in Suzhou, China, to serve the growing coatings market, is well underway.

In 2003, Printing Ink Resins continued to improve its results. Raw material prices helped to offset weaker market demand and price pressure.

The second half of 2003 was dominated by the announced intention of Akzo Nobel to divest Coating Resins, including UV, and to merge Printing Ink Resins into the Pine Specialties business of Pulp & Paper Chemicals in order to improve operational effectiveness and efficiency. This is expected to result in a firm global position in Ink & Adhesive Resins.

During the year we continued to invest in R&D technologies and in personnel development.

Catalysts
Sales 2003: EUR 349 million; 2002: EUR 375 million

Catalysts maintained a leadership position in refinery catalysts with innovative products for the fuel industry. Many of the novel products introduced help our customers meet new and future environmental regulations, particularly in the areas of emission control and low sulfur fuels.

Operating income continued its strong showing in 2003, following the record 2002, although sales declined slightly, mainly due to currency effects. In 2003, operating income gains came from our strengthened positions in the performance segments of the HPC market and in the FCC additives market. In FCC catalysts we maintain a strong and stable position supported by our improved cost base resulting from the consolidation of our North American business.

Growth in HPC continues to be aided by new transportation fuel specifications. In this key growth area we were able to provide catalytic solutions for difficult challenges our customers were facing in their businesses. During the year, an expansion of the American HPC manufacturing capacity was completed to supply the growing North American market more effectively.

The Nippon Ketjen joint venture in Japan had an off year following the record 2002. FCC-S.A. results improved in part due to the strengthening Brazilian economy. Our Eurecat joint venture completed an investment in Italy for catalyst regeneration, further strengthening the Total Catalyst Management businesses.

In the course of the year 2003, the Company announced its intention to sell the Catalysts business. On April 19, 2004, Akzo Nobel has received an offer from Albemarle Corporation for the sale of its Catalysts business for EUR 625 million, free of cash and debt. Closing of the transaction is expected to be in the second quarter of 2004.

We continued to invest in R&D during 2003. Innovations derived from R&D remain a key part of the success of the Catalysts business.

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Salt
Sales 2003: EUR 267 million; 2002: EUR 269 million

Salt registered a solid performance in 2003. Sales and operating income were in line with 2002 and costs were kept under tight control. This performance was characterized by continued high sales to the chemical industry throughout the year. The business unit continues to invest in technology in order to strengthen its position as global leader in vacuum salt and solution mining. Expansion of the Hengelo plant (the Netherlands) to a capacity of 2.5 million tons per year makes it the world's largest vacuum salt plant, surpassing our Delfzijl plant (the Netherlands).

The specialty salt business strengthened its position in a competitive market. We completed the restructuring program, consisting of the closure of the Stade, Germany production site, relocation of production, reduction of the headcount in the Hengelo location, and upgrading of the product portfolio. The introduction of the premium Jozo (R) salt line symbolizes our renewed customer focus.

In its second operational year, the solar salt facility in Onslow, Western Australia, performed in line with expectations.

Energy
Sales 2003: EUR 171 million; 2002: EUR 158 million

Operating income from our gas, electricity, and steam supply activities was substantially better than in the previous year, despite volatile oil and gas markets throughout 2003. Our cogeneration joint ventures operated reliably. In Europe, politicians appreciate cogeneration as preferred technology and are willing to support this technology long term via Council Directives, including carbon dioxide emission trading and security of supply.

Other nonconsolidated companies

Flexsys
Weak economic conditions continued during 2003, resulting in a flat sales level and lower results compared to the previous year for this 50 percent rubber chemicals joint venture. The implementation of the cost savings and production restructuring program continued. A decision was made to close down the Primary Accelerators plant in Nitro, West Virginia, by the end of the first quarter 2004.

Delamine
Sales volumes for this 50 percent ethylene amines joint venture were higher than in the previous year with a quite stable price level. The sales gains combined with lower raw material costs resulted in higher earnings compared to 2002.

SOURCES AND AVAILABILITY OF RAW MATERIALS

Raw materials essential to our business are purchased in the normal course of business from numerous suppliers worldwide. In principal, these materials are widely available from multiple sources. No serious shortages or delays were encountered in 2003 and none are expected in 2004.

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MARKETING AND DISTRIBUTION

The Company sells its products in more than 130 countries. The sales, marketing and distribution functions are decentralized within the Company. Each business unit has its own sales, marketing and distribution network for its products. The organization of these functions varies from business unit to business unit.

For the geographical distribution of sales, see Item 5 "Operating and Financial Review and Prospects".

Pharma
The Company sells its human-healthcare prescription medicines primarily through medical representatives to wholesale drug distributors, independent and chain pharmacies, hospitals, government entities and other institutions. The products are dispensed to the public through prescriptions written by physicians. Similar procedures generally apply for the animal-healthcare products, whereby representatives of the Company visit veterinarians or farmers.

The Company deploys sales forces of representatives and supporting medical staff to visit medical prescribers and healthcare purchasers or veterinarians to promote the Company's (prescription) products.

However, the traditional relationship between the Company and its ultimate customers is changing as a result of the Internet. Patients are better informed and want to have more of a say in their treatment. The Internet is a unique tool for establishing contacts between the Company, the prescribers of its products, and the end users.

For Diosynth, the producer of active ingredients for the pharmaceutical industry, 80 percent of the sales are to innovators in the United States and the European Union.

Coatings
Coatings are sold through a range of distribution channels. The operations in the Decorative sector are serving the Retail (Do-it-yourself), Trade (Professionals) and Specialties markets. Due to concentration of retailers, their purchasing power is increasing. The products of the other coatings activities are mainly sold through a direct sales force.

Chemicals
Chemical products are sold in a wide range of industries. These products are either marketed directly or through independent merchants, wholesalers and distributors who resell them to smaller users. Commodity products are sold through a direct sales force, or through distributors primarily to other operators in the chemical industry.

INTELLECTUAL PROPERTY

The Company's intellectual property portfolio includes numerous patent applications and patents, trademark applications and registrations, domain name registrations and trade secrets, which all help to protect its products, processes, goodwill, and know-how. Where appropriate, the Company seeks intellectual property rights in relevant regional markets. The protection provided by intellectual property rights varies from country to country depending on their laws and the various granting, registration and enforcement systems. In most industrialized countries, patent protection exists for inventions in all areas of technology in which the Company is active. Patents last for periods depending, predominantly, on the date on which the application was filed, the payment of maintenance fees, and the legal lifetime of patents in various countries being typically 20 years after filing, plus (if applicable) patent term extension for pharmaceutical products. The

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Company monitors its competitors, enforces its own intellectual property rights whenever and wherever advisable and challenges third party intellectual property rights and claims, whenever appropriate. Intellectual property agreements are in force with many of the Company's employees, and there are a numerous confidentiality agreements in force with customers and suppliers to protect the Company's know-how.

GOVERNMENT REGULATION

Akzo Nobel's businesses are subject to the normal regulatory framework applicable to a pharmaceutical and chemical company, notably various health, safety and environmental rules both at national and local levels. The Company also voluntarily conforms to international and national codes of best practice appropriate to its business.

Besides the normal regulatory framework for chemical companies, the Company is subject to more extensive regulations for the veterinary and human pharmaceutical industry*. The international pharmaceutical industry is highly regulated. National and supranational regulatory authorities administer numerous laws and regulations regarding the testing, approval, manufacturing, importing, labeling and marketing of drugs, and also review the safety and effectiveness of pharmaceutical products. Further controls exist on the non-clinical and clinical development of pharmaceutical products in particular. These regulatory requirements are a major factor in determining whether a substance can be developed into a marketable product and the amount of time and expense associated with such development.

The introduction of new pharmaceutical products generally entails a lengthy approval process. Of particular importance is the requirement in all major countries that products be authorized or registered prior to marketing and that such authorization or registration is maintained subsequently. The regulatory process requires increased testing and documentation for clearance of new drugs, and a corresponding increase in the expense of product development. To register a pharmaceutical product, a registration file containing evidence establishing the quality, safety and efficacy of the product must be submitted to regulatory authorities. The registration process may take one to several years, depending on the jurisdiction, the quality of the data submitted, the efficiency of the registration authority's procedures and the nature of the product.

In the United States, applications for drug registration are submitted to and reviewed by the United States Food and Drug Administration ("FDA"). Registrations of veterinary vaccines are reviewed by the US Department of Agriculture ("USDA") in a slightly different procedure. The FDA regulates the testing, approval, manufacturing and labeling of pharmaceutical products intended for commercialization in the United States, as well as the monitoring of all pharmaceutical products currently on the U.S. market. The pharmaceutical development and registration process is typically intensive, lengthy and rigorous. A new drug application is filed with the FDA if the data demonstrate sufficient quality, safety and efficacy. The new drug application must contain all the specific information that has been gathered and typically covers all subjects tested in clinical trials. Very similar requirements apply to field trials for veterinary drugs and to vaccine registrations with the USDA.

If the FDA or the USDA, as the case may be, approves a new drug application, the new pharmaceutical becomes available for physicians or veterinarians to prescribe.

* In this section, the term "pharmaceutical industry" encompasses both human and animal healthcare, unless specifically indicated.

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Thereafter for human drugs, the drug owner must submit periodic reports to the FDA, including any cases of adverse reactions. For some medications, the FDA requires additional studies to evaluate long-term effects or to gather information on the use of the product under special conditions. The FDA also requires compliance with standards relating to laboratory, clinical and manufacturing practices.

In the European Union ("EU"), there are two main procedures for application for marketing authorization, namely the Centralized Procedure and the Mutual Recognition Procedure. In the Centralized Procedure, applications are made to the European Medicines Evaluation Agency for review a