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The following is an excerpt from a 10QSB SEC Filing, filed by HARP & EAGLE LTD on 1/7/2003.

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ITEM 1. FINANCIAL STATEMENTS (UNAUDITED)

Consolidated Balance Sheets

Consolidated Statements of Operations

Consolidated Statements of Changes in Stockholders' Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

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                       HARP & EAGLE, LTD. AND SUBSIDIARIES

                           Consolidated Balance Sheets

                                                                 (Unaudited)
                                                              September 30, 2002   December 31, 2001
                                                              ------------------   -----------------
        ASSETS
Current assets
--------------
    Cash and cash equivalents                                     $  185,289            $  105,383
    Accounts receivable                                                6,599                 3,639
    Due from related party                                            38,671                16,883
    Inventory                                                         12,089                11,925
    Prepaid expenses                                                  54,161                25,106
                                                                  ----------            ----------

Total current assets                                                 296,809               162,936
                                                                  ----------            ----------

Property and equipment
----------------------
    Land                                                             204,309               218,750
    Buildings and improvements                                     1,263,343             1,006,709
    Furniture, fixtures and equipment                                312,204               351,448
    Construction in progress                                          30,000                     -
                                                                  ----------            ----------

                                                                   1,809,856             1,576,907
    Less accumulated depreciation                                    209,949               160,255
                                                                  ----------            ----------

Net property and equipment                                         1,599,907             1,416,652
                                                                  ----------            ----------

Other assets
------------
    Goodwill, net of accumulated amortization of $3,755 at
      September 30, 2002 and $3,101 at December 31, 2001              14,337                14,337
    Amounts receivable from shareholder                               19,411                19,411
    Costs of issuing stock                                                 -               201,396
    Deferred tax asset                                                12,500                25,000
    Investment in affiliated company                                 330,350               326,300
                                                                  ----------            ----------

Total other assets                                                   376,598               586,444
                                                                  ----------            ----------


                                                                  $2,273,314            $2,166,032
                                                                  ==========            ==========

See notes to consolidated financial statements.

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                                                      (Unaudited)
        LIABILITIES AND                           September 30, 2002        December 31, 2001
        ---------------                           ------------------        -----------------
          STOCKHOLDERS' EQUITY
          --------------------
Current liabilities
-------------------
    Notes payable - related parties                  $    25,000                $   112,700
    Notes payable - other                                  5,534                     33,000
    Current maturities of long-term debt                 374,812                    371,252
    Accounts payable                                      15,028                    152,910
    Accrued liabilities:
      Interest                                            19,400                     17,135
      Other                                               76,223                     71,420
    Customer deposits                                    203,684                    123,134
                                                     -----------                -----------

Total current liabilities                                719,681                    881,551

Long-term debt, less current maturities                  528,359                    508,102
                                                     -----------                -----------

Total liabilities                                      1,248,040                  1,389,653
                                                     -----------                -----------

Commitments and contingencies

Stockholders' equity
--------------------
    Preferred stock                                            -                          -
    Common stock                                              72                         65
    Additional paid-in capital                         1,267,934                  1,185,305
    Retained earnings (accumulated deficit)             (175,562)                  (212,556)
    Foreign currency translation adjustment              (67,170)                  (196,435)
                                                     -----------                -----------

Total stockholders' equity                             1,025,274                    776,379
                                                     -----------                -----------





                                                     $ 2,273,314                $ 2,166,032
                                                     ===========                ===========

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                       HARP & EAGLE, LTD. AND SUBSIDIARIES

                      Consolidated Statements of Operations

                                                                      (Unaudited)                           (Unaudited)
                                                               Three months ended September 30,      Nine months ended September 30,
                                                                  2002               2001               2002               2001
                                                                  ----               ----               ----               ----

Sales                                                          $   457,505        $   406,949        $ 1,093,240        $ 1,085,108

Cost of sales                                                       77,549             34,502            182,216             89,112

Operating expenses                                                 362,691            338,652            820,250            900,993
                                                               -----------        -----------        -----------        -----------

Income from operations                                              17,265             33,795             90,774             95,003
                                                               -----------        -----------        -----------        -----------

Other income (expense)
    Interest income                                                    738              1,349              2,414              5,651
    Interest expense                                               (13,470)           (19,403)           (43,694)           (53,730)
                                                               -----------        -----------        -----------        -----------

Other expense, net                                                 (12,732)           (18,054)           (41,280)           (48,079)
                                                               -----------        -----------        -----------        -----------

Income before provision for income taxes                             4,533             15,741             49,494             46,924

Income tax expense                                                   1,000              8,915             12,500              9,312
                                                               -----------        -----------        -----------        -----------

Net income                                                     $     3,533        $     6,826        $    36,994        $    37,612
                                                               ===========        ===========        ===========        ===========


Net income per common share                                    $      0.00        $      0.01        $      0.05        $      0.07


See notes to consolidated financial statements.

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                       HARP & EAGLE, LTD. AND SUBSIDIARIES

     Consolidated Statements of Changes in Stockholders' Equity (Unaudited)



                                                                                                Common
                                                                             Preferred          Shares           Common
                                                                               Stock          Outstanding        Stock
                                                                               -----          -----------        -----
Balance December 31, 2001                                                     $    --           649,661         $    65

    Issuance of stock offering                                                                   68,105               7

    Comprehensive income:
      Net income                                                                   --                --              --
      Foreign currency translation adjustment                                      --                --              --
                                                                              -------           -------         -------
    Total comprehensive income


Balance September 30, 2002                                                    $    --            717,76         $    72
                                                                              =======           =======         =======

Common stock - par value of $.0001; 10,000,000 shares authorized, 717,766 and
  649,661 shares issued and outstanding at September 30, 2002 and December 31,
  2001, respectively.
Preferred stock - 2,000,000 shares authorized, no shares have been issued.

See notes to consolidated financial statements.

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Retained Accumulated Additional Stock earnings/ Other Paid-In Subscriptions (Accumulated Comprehensive Capital Receivable Deficit) Loss Total ------- ---------- -------- ---- ----- $ 1,185,305 $ -- $ (212,556) $ (196,435) $ 776,379 ----------

82,629 82,636 ----------

-- -- 36,994 36,994 -- -- -- 129,265 129,265 ----------- ---------- ---------- ---------- ---------- 166,259 ----------

$ 1,267,934 $ -- $ (175,562) $ (67,170) $1,025,274 =========== ========== ========== ========== ==========

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                       HARP & EAGLE, LTD. AND SUBSIDIARIES

                      Consolidated Statements of Cash Flows



                                                               (Unaudited)
                                                     Nine months ended September 30,
                                                         2002             2001
                                                         ----             ----

Operating activities
--------------------
  Net income                                           $  36,994      $  37,612
  Adjustments to reconcile net income to net
    cash used by operating activities:
         Amortization of goodwill                             --            872
         Depreciation                                     52,449         55,661
         Deferred tax expense                             12,500          9,312
         Noncash compensation of officer                      --            900
         Decrease (increase) in:
              Accounts receivable                         (2,960)           722
              Inventory                                     (164)        (6,257)
              Prepaid expenses                           (29,055)       (27,324)
         Increase (decrease) in:
              Accounts payable                          (137,882)       (10,602)
              Accrued liabilities                          7,068          1,441
              Customer deposits                           80,550       (106,787)
                                                       ---------      ---------
Net cash used by
  operating activities                                    19,500        (44,450)
                                                       ---------      ---------

Investing activities
--------------------
  Purchases of property and
    equipment                                            (64,553)      (371,574)
  Investment in unconsolidated subsidiary                 (4,050)            --
  Decrease in amounts due to/from
    related parties                                     (109,488)            --
                                                       ---------      ---------
  Net cash used for investing
    activities                                          (178,091)      (371,574)
                                                       ---------      ---------

See notes to consolidated financial statements.

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                       HARP & EAGLE, LTD. AND SUBSIDIARIES

                Consolidated Statements of Cash Flows, Continued



                                                                 (Unaudited)
                                                         Nine months ended September 30,
                                                         2002                     2001
                                                         ----                     ----
Financing activities
--------------------
  Proceeds from long term debt                         $      --                $ 307,796
  Retirement of long term debt                           (79,467)                 (40,000)
  Issuance of common stock                               344,442                       --
  Costs of issuing stock                                 (60,410)                 (59,325)
                                                       ---------                ---------

Net cash provided by financing activities                204,565                  208,471
                                                       ---------                ---------

Effect of exchange rate changes
  on cash                                                 33,932                   (6,133)
                                                       ---------                ---------

Cash and cash equivalents
-------------------------
  Net increase (decrease)                                 79,906                 (213,686)
  Beginning of period                                    105,383                  260,485
                                                       ---------                ---------

  End of period                                        $ 185,289                $  46,799
                                                       =========                =========

Supplemental cash flow information
----------------------------------
  Cash paid for interest                               $  41,429                $  48,955

  Cash paid for taxes                                  $      --                $      --


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HARP & EAGLE, LTD. AND SUBSIDIARIES

Notes to Consolidated Financial Statements

Note 1 - Basis of presentation

In management's opinion, the financial information, which is unaudited, reflects all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial information as of and for the three month periods ended September 30, 2002 and 2001, in conformity with accounting principles generally accepted in the United States of America. The financial statements include the accounts of Harp & Eagle, Ltd. (Company), was formed in September 1999 under the laws of the state of Wisconsin for the purpose of acquiring all of the issued and outstanding common stock of Castledaly Acquisition Corporation (Castledaly). In 2000, the Company acquired approximately 63% of the outstanding common stock of Castledaly in a series of transactions. The acquisition of Castledaly has been accounted for in a manner similar to a pooling of interest since it was acquired from a company under joint control and common management. In 2001, the Company acquired the remaining 37% ownership interest of Castledaly. Castledaly owns 100% of its subsidiary, Castledaly Manor Limited (Manor), which owns and operates an Irish manor house inn located in the village of Castledaly, Ireland. Operating results for the three-month period ended September 30, 2002 are not necessarily indicative of the results that may be expected for future periods.

The business of the Company, accounting policies followed, and other information are contained in the notes to the consolidated financial statements for the Company as of and for the years ended December 31, 2001 and 2000, filed as part of the Company's annual report on Form 10-KSB. These consolidated financial statements should be read in conjunction with the annual consolidated financial statements.

In June 2001, the Financial Accounting Standards Board (FASB) issued two Statements of Financial Accounting Standards, No. 141, Business Combinations (SFAS No. 141), and No. 142, Goodwill and Other Intangible Assets (SFAS No. 142). SFAS No. 141 addresses financial accounting and reporting for business combinations and supersedes APB Opinion No. 16, Business Combinations, and FASB Statement No. 38, Accounting for Preacquisition Contingencies of Purchased Enterprises. All business combinations in the scope of SFAS No. 141 are to be accounted for using one method, the purchase method. The provisions of SFAS No. 141 apply to all business combinations initiated after June 30, 2001. Use of the pooling-of-interest method for those business combinations is prohibited. The Company adopted this statement effective July 1, 2001. The adoption of the provisions of this statement did not have a material impact on the consolidated financial statements of the Company.

SFAS No. 142 addresses financial accounting and reporting for acquired goodwill and other intangible assets and supersedes APB Opinion No. 17, Intangible Assets. It addresses how intangible assets that are acquired individually or with a group of other assets (but not those acquired in a business combination) should be accounted for in financial statements upon their acquisition. SFAS No. 142 also addresses how goodwill and other intangible assets should be accounted for after they have been initially recognized in the financial statements. Under SFAS No. 142, goodwill and intangible assets that have indefinite useful lives will not be amortized but rather will be tested at least annually for impairment. Intangible assets that have finite useful lives will continue to be amortized over their useful lives, but without the constraint of the 40-year maximum life required by SFAS No. 142. The provisions of SFAS No. 142 are required to be applied starting with fiscal years beginning after December 15, 2001. The Company adopted the provisions of SFAS No. 142 effective January 1, 2002. The adoption of the provisions of this statement did not have a material impact on the consolidated financial statements of the Company.

In August, 2001, the FASB issued the Statement of Financial Accounting Standards, No. 144, Accounting for the Impairment or Disposal of Long-Lived Assets (SFAS No. 144). The Statement supercedes FASB Statement 121, Accounting for the Impairment of Long-Lived Assets and for Long-Lived Assets to be Disposed Of, and APB Opinion No. 30, Reporting the Results of Operations - Reporting the Effects of Disposal of a Segment of a Business, and Extraordinary, Unusual and Infrequently Occurring Events and Transactions. SFAS No. 144 also amends ARB No. 51,

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Consolidated Financial Statements. SFAS No.144 establishes a single accounting model, to dispose of by sale, for disposal of long-lived assets. The provisions of this Statement are effective for fiscal years beginning after December 15, 2001. The Company adopted the provisions of SFAS No. 144 effective January 1, 2002. The adoption of the provisions of this statement did not have a material impact on the consolidated financial statements of the Company.

Note 2 - Earnings per share

Earnings per share has been computed based on the weighted average shares outstanding for the periods below:

Income Shares Per-Share (Numerator) (Denominator) Amount ----------- ------------- ------ Basic income per common share: Income available to common stockholders: Three months ended September 30, 2002 $ 3,533 717,766 $ .00 ------------ ============ Three months ended September 30, 2001 $ 6,826 649,661 $ .01 ------------ ============ Nine months ended September 30, 2002 $ 36,994 691,495 $ .05 ------------ ============ Nine months ended September 30, 2001 $ 37,612 532,332 $ .07 ------------ ============

During December, 2000 the Company granted options to purchase approximately 33,332 shares of common stock to four individuals, all of whom are officers, directors and/or employees of the Company. These options were granted pursuant to a plan adopted by the board of directors. All of these options are exercisable for a period of ten years, at the price of $3.00 per share; however, such options will not become fully vested and exercisable until July 1, 2007. The exercise price of these options was determined by the Company to reflect the fair value of the common stock as of December 31, 2000. These options have been cancelled.

Note 3 - Reclassification

For comparability, prior period figures have been reclassified, where appropriate, to conform with the financial statement presentation used for the third quarter 2002.

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