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The following is an excerpt from a 10-Q SEC Filing, filed by WYETH on 8/8/2002.

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Quantitative and Qualitative Disclosures About Market Risk


The market risk disclosures appearing on pages 64 and 65 of the Company's 2001 Annual Report as incorporated by reference on Form 10-K have not materially changed from December 31, 2001.

At June 30, 2002, the fair values of the Company's financial instruments were as follows:

($ in millions) Notional/
Description Contract Amount Carrying Value Fair Value
Forward contracts (1) $629.9 $8.1 $8.1 Option contracts (1) 650.5 (20.9) (20.9) Interest rate swaps 1,500.0 67.4 67.4 Outstanding debt (2) 10,770.8 10,833.6 11,015.3

(1) If the value of the U.S. dollar were to increase or decrease by 10%, in relation to all hedged foreign currencies, the net receivable on the forward and option contracts would decrease or increase by approximately $79.4.

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Management's Discussion and Analysis of Financial Condition and Results of Operations Three Months and Six Months Ended June 30, 2002

(2) If the interest rates were to increase or decrease by one percentage point, the fair value of the outstanding debt would increase or decrease by approximately $205.4.

The estimated fair values approximate amounts at which these financial instruments could be exchanged in a current transaction between willing parties. Therefore, fair values are based on estimates using present value and other valuation techniques that are significantly affected by the assumptions used concerning the amount and timing of estimated future cash flows and discount rates that reflect varying degrees of risk. Specifically, the fair value of outstanding debt instruments reflects a current yield valuation based on observed market prices as of June 30, 2002; the fair value of interest rate swaps and forward contracts reflects the present value of the future potential gain or (loss) if settlement were to take place on June 30, 2002; and the fair value of option contracts reflects the present value of future cash flows if the contracts were settled on June 30, 2002.

Cautionary Statements for Forward-Looking Information and Factors that May
Affect Future Results

This Form 10-Q, including management's discussion and analysis set forth above, contains certain forward-looking statements, including, among other things, statements regarding the Company's results of operations, competition, liquidity, financial condition and capital resources, PREVNAR sales, PREMPRO/PREMARIN, product supply, foreign currency and interest rate risk, the nationwide, class action settlement relating to REDUX and PONDIMIN, and additional litigation charges related to REDUX and PONDIMIN including those for opt outs. These forward-looking statements are based on current expectations of future events that involve risks and uncertainties including, without limitation, risks associated with the inherent uncertainty of pharmaceutical research, product development, manufacturing, commercialization, economic conditions including interest and currency exchange rate fluctuations, access to capital markets, the impact of competitive or generic products, product liability and other types of lawsuits, the impact of legislative and regulatory compliance and obtaining approvals, and patents. From time to time, we also may provide oral or written forward-looking statements in other materials we release to the public. However, the Company assumes no obligation to publicly update any forward-looking statements, whether as a result of new information, future events or otherwise. Certain factors which could cause the Company's actual results to differ materially from expected and historical results are discussed herein and others have been identified by the Company in Exhibit 99 to the Company's 2001 Annual Report on Form 10-K, which exhibit is incorporated herein by reference.

Prempro / Premarin - HRT Studies

Two subsets of the WHI enrolled a total of 27,000 predominantly healthy postmenopausal women to assess the risks and benefits of either long-term estrogen replacement therapy (ERT) or long-term hormone replacement therapy (HRT). The primary endpoint of the WHI study was coronary heart disease, with invasive breast cancer as the primary adverse outcome studied. In the HRT subset of the WHI, involving women who received hormone replacement therapy for an average of 5.2 years using a combination of conjugated estrogens and medroxyprogesterone

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Management's Discussion and Analysis of Financial Condition and Results of Operations Three Months and Six Months Ended June 30, 2002

acetate (PREMPRO), increased rates of cardiovascular disease and breast cancer were observed. This subset was stopped early because, according to the predefined stopping rule, the increased risk of breast cancer and cardiovascular events exceeded the specified long-term benefits. The study observed an increased incidence of cardiovascular disease and, over time, breast cancer among women on HRT compared to those on placebo. The study also observed a reduction in the incidence of hip, vertebral and other osteoporotic fractures and of colon cancer among women on HRT compared to those on placebo. The study did not evaluate the use of HRT for the treatment of menopausal symptoms, the main use of the product. These findings provide additional information about the risks of breast cancer and cardiovascular disease which are potential adverse events identified in the existing labeling for the Company's HRT products. A great deal of media attention has been focused on this subject.

As a result, sales of PREMPRO and other PREMARIN family products are likely to be adversely affected. Although the Company is currently monitoring the situation, including prescription trends for the PREMARIN family of products and other relevant information, it is not yet able to specifically quantify the impact on future sales or operating results. The study subset which was terminated focused on the long-term use of PREMPRO and did not involve PREMARIN (ERT). PREMPRO sales (including PREMPHASE) for the three and six months ended June 30, 2002 represented approximately 5% of consolidated net revenue for both periods. Set forth below are individual product operating results for PREMPRO/PREMPHASE and PREMARIN for both the three and six months ended June 30, 2002 and 2001.

Prempro/Premphase

Three Months Six Months Ended June 30, Ended June 30,
($ in millions) 2002 2001 2002 2001
Net revenue $171.5 $178.8 $387.6 $435.9 Gross profit 147.2 153.9 332.9 377.3

Premarin

Three Months Six Months Ended June 30, Ended June 30,
($ in millions) 2002 2001 2002 2001
Net revenue $273.9 $249.4 $733.3 $624.1 Gross profit 247.0 226.6 676.1 574.2

Competition

The Company operates in the highly competitive pharmaceutical and consumer health care industries. PREMARIN, the Company's principal conjugated estrogens product manufactured from pregnant mare's urine, and related products PREMPRO and PREMPHASE (which are single tablet combinations of the conjugated estrogens in PREMARIN and the progestin medroxyprogesterone acetate), are the leaders in their categories and contribute significantly to net revenue and results of operations. PREMARIN's natural composition is not subject to patent protection (although PREMPRO has patent protection). The principal uses of PREMARIN, PREMPRO and PREMPHASE are to manage the symptoms of menopause and to prevent

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Management's Discussion and Analysis of Financial Condition and Results of Operations Three Months and Six Months Ended June 30, 2002

osteoporosis, a condition involving a loss of bone mass in postmenopausal women. Estrogen-containing products manufactured by other companies have been marketed for many years for the treatment of menopausal symptoms, and several of these products also have an approved indication for the prevention of osteoporosis. During the past several years, other manufacturers have introduced products for the treatment and/or prevention of osteoporosis. New products containing different estrogens than those found in PREMPRO and PREMPHASE and having many forms of the same indications have also been introduced. Some companies have attempted to obtain approval for generic versions of PREMARIN. These products, if approved, would be routinely substitutable for PREMARIN and related products under many state laws and third-party insurance payer plans. In May 1997, the FDA announced that it would not approve certain synthetic estrogen products as generic equivalents of PREMARIN given known compositional differences between the active ingredient of these products and PREMARIN. Although the FDA has not approved any generic equivalent to PREMARIN to date, PREMARIN will continue to be subject to competition from existing and new competing estrogen and other products for its approved indications and may be subject to generic competition from either synthetic or natural conjugated estrogens products in the future. At least one other company has announced that it is in the process of developing a generic version of PREMARIN from the same natural source, and the Company currently cannot predict the timing or outcome of these or any other efforts.

The marketing exclusivity for CORDARONE I.V. expired on August 3, 2002. The Company submitted an application to the FDA for a six month pediatric extension of the marketing exclusivity. The Company cannot predict whether its application will be granted or when any generic competition will be approved. CORDARONE I.V. had sales of $192 million during the first six months of 2002.

Product Supply

Although the market demand for ENBREL is increasing, the sales growth currently is constrained by limits on the existing source of supply. This is expected to continue until the retrofitting of a Rhode Island facility owned by Amgen is completed and approved, which is currently anticipated to occur in the first quarter of 2003, although there is no assurance that this estimate will prove accurate. If the market demand continues to grow, there may be further supply constraints even after the Rhode Island facility begins producing ENBREL. In April 2002, Immunex (prior to being acquired by Amgen) announced a manufacturing agreement with Genentech, Inc. to produce ENBREL beginning in 2004, subject to FDA approval. The current plan for the longer term includes an additional manufacturing facility, which is being constructed by the Company in Ireland and is expected to be completed during 2005.

The Company has been experiencing inconsistent results on dissolution testing of certain dosage forms of PREMARIN and is working with the FDA to resolve this issue. Until this issue is resolved, supply shortages of one or more dosage strengths may occur. Although these shortages may adversely affect PREMARIN sales in one or more accounting periods, the Company believes that, as a result of current inventory levels and the Company's enhanced process controls, testing protocols and the ongoing formulation improvement project, overall PREMARIN family sales will not be significantly impacted by the dissolution issues (see also Prempro / Premarin - HRT Studies).

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Management's Discussion and Analysis of Financial Condition and Results of Operations Three Months and Six Months Ended June 30, 2002

Sales of PREVNAR continue to be affected by manufacturing-related constraints on product availability. The Company is in the process of implementing manufacturing improvements and allocating additional personnel and equipment to increase production of PREVNAR. The Company's efforts are not expected to significantly increase supply until 2003 and, as a result, 2002 PREVNAR sales are not expected to significantly exceed prior year levels. However, the manufacturing processes for this product are very complex and there can be no assurance that manufacturing-related difficulties will not result in further reductions in 2002 sales.

Litigation and Contingent Liabilities

The Company is involved in various legal proceedings, including product liability and environmental matters that arise from time to time in the ordinary course of business, the most significant of which are described in the Company's Annual Report on Form 10-K for the year ended December 31, 2001, Quarterly Report on Form 10-Q for the quarter ended March 31, 2002 and this Quarterly Report on Form 10-Q. These include allegations of injuries caused by drugs and other over-the-counter products, including REDUX, PONDIMIN, DIMETAPP, ROBITUSSIN, DURACT and PREMPRO. In addition, the Company has responsibility for environmental, safety and cleanup obligations under various local, state and federal laws, including the Comprehensive Environmental Response, Compensation and Liability Act, commonly known as Superfund.

The estimated costs that the Company expects to pay in these cases are accrued when the liability is considered probable and the amount can be reasonably estimated. In many cases, future environmental-related expenditures cannot be quantified with a reasonable degree of accuracy. As investigations and cleanups proceed, environmental-related liabilities are reviewed and adjusted as additional information becomes available. In addition, the Company is self-insured against ordinary product liability risks and has liability coverage, in excess of certain limits and subject to certain policy ceilings, from various insurance carriers. It is the opinion of the Company that any potential liability that might exceed amounts already accrued will not have a material adverse effect on the Company's financial position but could be material to the results of operations or cash flows in any one accounting period.

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