HOME CHOICE HOLDINGS INC Unscheduled Material Events (8-K) EXHIBIT 10.4

The following is an excerpt from a 8-K SEC Filing, filed by HOME CHOICE HOLDINGS INC on 3/5/1998.

Jump to :

EXHIBIT 10.4

SECURITY AGREEMENT

This SECURITY AGREEMENT ("Security Agreement") is made as of this 26th day of February, 1998 by and among Alrenco, Inc., an Indiana corporation (the "Company"), RTO Operating, Inc., a Delaware corporation, RTO Holding Co., Inc., a Delaware corporation, ATRO, Inc., formerly known as RTO Trademark Company, Inc., a South Carolina corporation, and Action Rent-to-Own Holdings of South Carolina, Inc., a South Carolina corporation and such other persons or entities which from time to time become parties hereto (collectively, including the Company, the "Debtors" and individually each a "Debtor") and Comerica Bank, a Michigan banking corporation, as Agent for and on behalf of the Banks (as defined below) ("Secured Party").

RECITALS

A. WHEREAS, Pursuant to that certain Alrenco Credit Agreement dated as of February 26, 1998 (as amended or otherwise modified from time to time, the "Credit Agreement"), among the Company, each of the financial institutions party thereto (collectively, the "Banks") and Secured Party, as Agent for the Banks, the Banks have agreed, subject to the satisfaction of certain terms and conditions, to make Advances to Company of the Revolving Credit and the Swing Line and to provide for the issuance of Letters of Credit for the account of Debtor, individually, or jointly and severally with certain of the other Account Parties (as such terms are defined in the Credit Agreement), as provided therein; and

B. WHEREAS, each of the Debtors (other than the Company) has executed and delivered a guaranty (as amended or otherwise modified from time to time, the "Guaranty") of the obligations of the Company under the Credit Agreement; and

C. WHEREAS, the obligations of the Company under the Credit Agreement and the obligations of each other Debtor under the Guaranty are to be secured pursuant to this Agreement.

NOW, THEREFORE, for and in consideration of the mutual promises, covenants and agreements hereinafter set forth, the parties hereto agree as follows:

I. Creation of Security Interest

As security for the Indebtedness (hereinafter defined), each Debtor hereby pledges and grants to Secured Party, as Agent for and on behalf of Banks, a security interest in the following described property of Debtor (the "Collateral"):

2 (a) all inventory, goods (including returned or repossessed goods and all goods the sale of which gives rise to account receivables, contract rights, chattel paper, general intangibles or instruments), merchandise and other personal property, in each case whether now owned or hereafter produced, manufactured or acquired by such Debtor which are held for sale or lease or are furnished or to be furnished under a contract of service or are raw materials, work in process or materials used or consumed or to be used or consumed in such Debtor's business;

(b) all accounts; accounts receivable; contract rights; general intangibles; chattel paper and instruments (including without limitation instruments evidencing any obligation to such Debtor for payment for goods sold or leased or services rendered or otherwise); tax refunds; goodwill; licenses, permits and privileges; customer lists; rights of indemnification;

(c) all machinery, equipment, furniture and other tangible personal property and fixtures of such Debtor, together with all accessions, additions, accessories, parts and equipment now or hereafter affixed thereto or used in connection therewith;

(d) all patents, trademarks and other intellectual property and proprietary rights, including without limitation those items of property listed in Schedule 1 hereto;

(e) all Intercompany Notes payable to order of such Debtor; and

(f) all deposit accounts of such Debtor and all amounts in any lockbox or in any collateral account, including all funds on deposit therein, all investments arising out of such funds, all claims thereunder or in connection therewith, and all cash, instruments, securities, rights and other property at any time and from time to time received, receivable, or otherwise distributed in respect of such accounts, such funds or such investments;

whether any such property is now owned or hereafter acquired or existing by such Debtor, and all records (including computer software) pertaining to the foregoing, and all substitutions for, all proceeds and all products of the foregoing, including insurance proceeds, to the fullest extent permitted by law, subject in each case only to the Permitted Liens. The pledge and grant of a security interest in proceeds hereunder shall not be deemed to give such Debtor any right to dispose of any of the Collateral.

II. Debtors' Obligations

A. Payment of Secured Indebtedness. The security interest created herein by each Debtor is given as security for the discharge and performance of the following obligations:

(1) All of the Company's obligations contained in or arising under or in connection with the Credit Agreement and all obligations of the Company contained in or arising under the other Loan Documents executed by the Company;

3 (2) All of the Company's obligations contained in or arising under any and all Letter of Credit Agreements executed or to be executed by the Company from time to time pursuant to the Credit Agreement, and any Letters of Credit issued or to be issued thereunder;

(3) All of each Debtor's obligations contained in or arising under or in connection with the Guaranty executed by such Debtor and all obligations of each such Debtor contained in or arising under the other Loan Documents executed by such Debtor;

(3) The obligations of the Company and each other Debtor for payment of all sums hereafter loaned, paid out, expended or advanced by or for the account of the Banks (or any of them) or by the Agent under the terms of this Security Agreement, the Pledge Agreements, the Guaranty, the Credit Agreement or the other Loan Documents, in connection with the Collateral, or any of the documents or instruments described in this the Security Agreement, the Pledge Agreement, the Guaranty, the Credit Agreement or the other Loan Documents;

together with interest thereon as provided for herein or therein; and also as security for all other indebtedness and liabilities, whether direct, indirect, absolute or contingent, owing by the Company or any other Debtor to the Banks in any manner under the Credit Agreement, the Guaranty or the other Loan Documents, which hereafter become due, or that may hereafter be incurred by the Company or any other Debtor to or acquired (whether pursuant to the Credit Agreement, the Guaranty or the other Loan Documents) by the Banks, and all other future obligations of the Company and the other Debtors to the Banks, their successors and assigns, howsoever created, arising or evidenced, whether joint or several, direct or indirect, absolute or contingent, primary or secondary, and any judgments that may hereafter be rendered on such indebtedness or any part thereof, with interest according to the rates and terms specified, or as provided by law, and any and all replacements, consolidations, amendments, renewals or extensions of the foregoing (collectively herein called the "Indebtedness").

B. Protection of Collateral. Each Debtor shall take any and all reasonable steps required to protect the Collateral, and in pursuance thereof, each such Debtor agrees that:

(1) The Collateral will not be misused, wasted or allowed to deteriorate, except for the ordinary wear and tear of its intended primary use or to the extent no longer useful or necessary to such Debtor's business, and will at all times be maintained in accordance with the applicable terms of the Credit Agreement.

(2) The Collateral described in Section I.(a) will be insured with insurance coverage by financially sound and reputable insurers and in such forms and amounts and against such risks as prudent business judgment and then current practice would dictate for companies or professional enterprises engaged in the same or a similar business and owning and operating similar properties. In the case of all such insurance policies, each such Debtor shall designate the Secured Party, on behalf of Banks, as mortgagee and loss payee and such policies shall provide that any loss be payable to each such Debtor and Secured Party, on behalf of Banks, as mortgagee and loss payee, as their respective interests may appear. Further, upon the request of the Secured Party acting at the

4 request of the Banks, each such Debtor shall deliver copies of all said policies, including all endorsements thereon and those required hereunder, to Secured Party; and each such Debtor assigns to Secured Party, on behalf of Banks, as additional security hereunder, all its rights to receive proceeds of insurance with respect to the Collateral. All such insurance shall, by its terms, provide that no cancellation, lapse (including without limitation any lapse for non-payment of premiums) or material change in coverage shall become effective until thirty (30) days after receipt by Secured Party of written notice from the applicable carrier. Each Debtor further shall provide Secured Party upon request with evidence reasonably satisfactory to Secured Party that each such Debtor is at all times in compliance with this paragraph. Secured Party may act as each such Debtor's attorney-in-fact in obtaining, adjusting, settling and compromising such insurance and endorsing any drafts. Upon default in this covenant, Secured Party may procure such insurance and its costs therefor shall be charged to Company, payable on demand, with interest at the highest rate set forth in the Credit Agreement and added to the Indebtedness secured hereby. The disposition of proceeds of any insurance on the Collateral ("Insurance Proceeds") shall be governed by the following:

(i) provided that no Event of Default has occurred and is continuing hereunder, (a) if the amount of Insurance Proceeds in respect of any loss or casualty does not exceed Five Hundred Thousand Dollars ($500,000), such Debtor shall be entitled, in the event of such loss or casualty, to receive all such Insurance Proceeds and to apply the same toward the replacement of the Collateral affected thereby; and (b) if the amount of Insurance Proceeds in respect of any loss or casualty exceeds Five Hundred Thousand Dollars ($500,000), such Insurance Proceeds shall be paid to and received by Secured Party, for release to such Debtor for the replacement of the Collateral affected thereby or, upon written request of such Debtor (accompanied by reasonable supporting documentation), for such other use or purpose as approved by the Majority Banks, in their reasonable discretion, it being understood and agreed in connection with any release of funds under this subparagraph (B), that the Secured Party and Majority Banks may impose reasonable and customary conditions on the disbursement of such Insurance Proceeds; and

(ii) if an Event of Default has occurred or is continuing hereunder, all Insurance Proceeds in respect of any loss or casualty shall be paid to and received by the Secured Party, to be applied by the Secured Party against the Indebtedness and/or to be held by the Secured Party as cash collateral for the Indebtedness, as the Majority Banks may direct in their sole discretion.

(3) The Collateral (except inventory currently under lease) is located in the premises set forth on Schedule II, and will not be moved to premises other than those set forth on Schedule II, and such other locations with respect to which each such Debtor shall have executed and delivered to Secured Party all financing statements and other documents and instruments necessary to perfect or continue the perfection of the Secured Party's security interest in the Collateral. Subject to the applicable terms of the Credit Agreement, upon request therefor by the Secured Party, each such Debtor will inform the Secured Party in writing of the whereabouts of the Collateral and Debtor will promptly arrange for any inspections requested by the Secured Party, on behalf of Banks;

5 (4) Each such Debtor shall comply with all applicable laws, rules, ordinances, regulations and orders of any governmental authority, whether federal, state, local or foreign (including without limitation, Consumer Credit Laws (as defined in the Credit Agreement)), in effect from time to time with respect to the Collateral, to the full extent required under the Credit Agreement.

(5) Secured Party, on behalf of the Banks, may, subject to the applicable terms of the Credit Agreement, examine and inspect the Collateral at any time wherever located.

C. Protection of Security Interest. Each Debtor agrees that:

(1) Except as permitted by Credit Agreement, it will not sell, transfer, lease or otherwise dispose of any of the Collateral or any interest therein or offer to do so (other than the sale or lease of inventory in the ordinary course of business and the sale or other disposition of worn-out or other unusable items of tangible personal property or items no longer useful to or necessary in each such Debtor's business) without the prior written consent of Secured Party, given at the written direction or with the written approval of Banks, and will not create, incur, assume or suffer to exist any mortgage, pledge, encumbrance, security interest, lien or charge of any kind upon any of the Collateral (or any interest therein or portion thereof), other than in favor of Secured Party, on behalf of the Banks and liens permitted under the Credit Agreement.

(2) It will, to the full extent required under the Credit Agreement, pay all taxes, assessments, governmental charges and levies upon the Collateral or for its use or operation.

(3) It will sign and execute alone or with Secured Party any financing statement or other document or procure any documents and pay all connected costs, necessary to protect the security interest under this Security Agreement against the rights or interests of third persons.

(4) It will reimburse Secured Party for all reasonable costs, including reasonable attorneys' fees, incurred for any action taken by Secured Party to remedy an Event of Default of Debtor which Secured Party elects to remedy pursuant to its rights under Paragraph IV hereof.

(5) It will,

(i) subject to Section 8.6 of the Credit Agreement, allow Secured Party, or any Bank, to examine, audit and inspect such Debtor's books, accounts, and other records relating to the Collateral wherever located at all reasonable times during normal business hours, upon oral or written request of Secured Party, and to make and take away copies of any and all such books, accounts, records and ledgers;

(ii) punctually and properly perform all of its covenants and duties under any other security agreement, mortgage, collateral document, pledge agreement or contract of any

6 kind now or hereafter existing as security for or in connection with payment of the Indebtedness, or any part thereof;

(iii) perform its obligations under and comply with the terms and provisions of the Credit Agreement and the other Loan Documents to which it is or may become a party;

(iv) keep, at the addresses designated on Schedule II or at the stores listed on Schedule IV hereto and such additional addresses as may be provided from time to time for its records, all records concerning the Collateral, which records will be of such character as will enable Secured Party or its designees to determine at any time the status of the Collateral;

(v) give Secured Party not less than 30 days prior written notice of all contemplated changes in such Debtor's name, legal structure, or chief executive office, or in the location of the Collateral or such Debtor's records concerning same and, prior to making any such changes, file or cause to be filed (at the direction of Secured Party) all financing statements or amendments or other documents or instruments determined by Secured Party to be necessary or appropriate to establish and maintain a valid first priority security interest in all the Collateral in accordance with the terms hereof;

(vi) promptly furnish Secured Party with any information in writing which Secured Party may reasonably request concerning the Collateral;

(vii) to the extent required under the Credit Agreement, promptly notify Secured Party of any material claim, action or proceeding affecting the Collateral and title therein, or in any part thereof, or the security interest created herein, and, at the request of the Secured Party, appear in and defend, at such Debtor's expense, any such action or proceeding;

(viii) promptly, after being requested by Secured Party, pay to Secured Party the amount of all reasonable expenses, including reasonable attorneys' fees and other legal expenses, incurred by Secured Party pursuant to and in accordance with the Credit Agreement in protecting and maintaining the Collateral or its rights hereunder, or in connection with any audit or inspection of the Collateral pursuant to the terms hereof, and in enforcing the security interest created herein; and

(ix) allow Secured Party, upon and so long as there exists any Default or Event of Default, to correspond with its account debtors to confirm its accounts receivable and Obligors under any Rental Contracts.

(6) With respect to any Collateral of a kind requiring an additional security agreement, financing statement, or other writing to perfect a security interest therein in favor of Secured Party, on behalf of Banks, such Debtor will forthwith upon demand by Secured Party execute and deliver to Secured Party on behalf of Banks, whatever documentation the Secured Party or the requisite Banks shall reasonably deem necessary or proper for such purpose. Should any

7 covenant, duty or agreement of such Debtor fail to be performed in accordance with its terms hereunder resulting in an Event of Default, Secured Party may, but shall never be obligated to, perform or attempt to perform such covenant, duty or agreement on behalf of such Debtor, and any amount expended by Secured Party in such performance or attempted performance shall become part of the Indebtedness, and, at the request of Secured Party, such Debtor agrees to pay such amount to Secured Party upon demand at Secured Party's office in Detroit, Michigan together with interest thereon at the highest rate at which interest accrues on amounts after the same become due pursuant to the terms of the Credit Agreement, from the date of such expenditure by Secured Party until paid. With respect to any Collateral (other than goods) in which such Debtor acquires any rights subsequent to the date hereof and which, under applicable law, a security interest is or can be perfected by possession, upon request of the Secured Party or the Majority Banks, such Debtor agrees to deliver possession of such Collateral to Secured Party immediately upon its acquisition of rights therein.

(7) It will hold the proceeds of any of the Collateral (including accounts receivable and Rental Contracts) which is sold other than in the ordinary course of such Debtor's business (or otherwise as permitted under the Credit Agreement, subject to the terms thereof) in trust for Secured Party on behalf of the Banks, will not commingle said proceeds with any other funds, and, after an Event of Default, will deliver such proceeds to Secured Party immediately upon its request.

(8) It will not, except as permitted under the Credit Agreement, grant any rebate, refund, allowance or credit on any account receivable, or on any amounts due under any Rental Contract, other than in the ordinary course of business, without Secured Party's prior written consent.

(9) If Secured Party, acting in its sole discretion, redelivers any Collateral to such Debtor or such Debtor's designee for the purpose of (i) the ultimate sale or exchange thereof, or (ii)presentation, collection, renewal, or registration of transfer thereof, or (iii) loading, unloading, storing, shipping, transshipping, manufacturing, processing or otherwise dealing therewith preliminary to sale or exchange; such redelivery shall not constitute a release of Secured Party's security interest therein or in the proceeds thereof unless Secured Party, with the consent of the Banks, specifically so agrees in writing. If such Debtor requests any such redelivery, such Debtor will deliver with such request a duly executed financing statement in form and substance satisfactory to Secured Party.

(10) Subject to the applicable terms of the Credit Agreement, Debtor shall take any and all other steps reasonably required under applicable law to perfect the lien and security interest established hereby in favor of Secured Party, on behalf of the Banks, including without limitation the execution, delivery and/or performance of appropriate acknowledgments, governmental acknowledgments, registrations or approvals, financing statements and other documents and instruments, and the registration, recording and/or filing of such instruments with such Persons and in such jurisdictions as necessary to perfect the security interest and lien established hereby.

8 III. Default

The terms "Default" and "Event of Default", as used herein, shall mean the occurrence of a Default or an Event of Default, as the case may be, under the Credit Agreement.

IV. Secured Party's Rights and Remedies.

In addition to its rights and remedies under the Credit Agreement and the other Loan Documents, and under applicable law, Secured Party shall have available to it the following rights and remedies upon occurrence and during the continuance of an Event of Default:

A. Right to Discharge Debtor's Obligations. Secured Party may, with the approval of the Majority Banks, discharge taxes, liens or security interests or other encumbrances at any time levied or placed on the Collateral, whether senior or junior to the security interest herein granted, may remedy or cure any default of a Debtor under the terms of any lease, rental agreement, land contract or other document which in any way pertains to or affects such Debtor's title to or interest in any of the Collateral, may pay for insurance on the Collateral, and may pay for the maintenance and preservation of the Collateral, unless such Debtor is contesting in good faith such obligations, and such Debtor agrees to reimburse Secured Party, on demand, for any payment made or any expense incurred by Secured Party pursuant to the foregoing authorization, with interest, which payments and expenses shall be secured by the Collateral.

B. Remedies and Enforcement. Secured Party shall have and may exercise, at the direction or with the approval of the Majority Banks, any and all rights of enforcement and remedies afforded to a secured party under the Uniform Commercial Code as adopted and in force in the State of Michigan or other applicable uniform commercial code (or other applicable law), to the full extent permitted by applicable law, on the date of this Security Agreement or the date of such Debtor's default, together with any and all other rights and remedies otherwise provided and available to Secured Party by applicable law unless such application would result in the invalidity or unenforceability of any provision hereof, in which case the law of the state in which any of the Collateral is located shall apply to the extent necessary to render such provision valid and enforceable; and, in conjunction with, in addition to, or substitution for those rights, Secured Party may, at the direction or with the approval of the Majority Banks, or with respect to subparagraph (3) below), all of the Banks:

(1) Enter upon such Debtor's premises to take possession of, assemble, collect and/or dispose of the Collateral and, if Secured Party elects to do, to apply any of the Collateral against any of the Indebtedness secured hereby;

(2) Require such Debtor to assemble the Collateral and make it available at a place Secured Party designates to allow Secured Party to take possession or dispose of the Collateral;

9 (3) Waive any default, or remedy any default, without waiving its rights and remedies upon default and without waiving any other prior or subsequent default;

(4) Without any notice to Debtor, notify any parties obligated on any of the Collateral to make payment to the Secured Party, on behalf of the Banks, of any amounts due or to become due thereunder and enforce collection of any of the Collateral by suit or otherwise and surrender, release or exchange all or any part thereof, or compromise or extend or renew for any period (whether or not longer than the original period) the indebtedness thereunder or evidenced thereby. Upon request of the Secured Party, Debtor will, at its own expense, notify any parties obligated to Debtor on any of the Collateral to make payment to the Secured Party of any amounts due or to become due thereunder, and indicate on all billings to such account debtors that their accounts must be paid to or as directed by Secured Party. Debtor agrees that neither Secured Party nor the Banks shall be liable for any loss or damage which Debtor suffers or may suffer as a result of Secured Party's processing of items or its exercise of any other rights or remedies under this Security Agreement, including without limitation indirect, special or consequential damages, loss of revenues or profits, or any claim, demand or action by any third party not related to or affiliated with Debtor arising out of or in connection with the processing of items (excluding only the claims of such third parties in connection with the processing of items based solely upon the gross negligence or willful misconduct of Secured Party) or the exercise of any other rights or remedies hereunder. Debtor further agrees to indemnify and hold Secured Party and the Banks harmless from and against all such third party claims, demands or actions, including without limitation litigation costs and reasonable attorneys' fees, excepting only those claims, demands and actions arising solely as a result of the gross negligence or willful misconduct of Secured Party or any of the Banks;

(5) Appoint any officer or agent of Secured Party as Debtor's true and lawful proxy and attorney-in-fact, with power, upon the occurrence of any Event of Default (exercisable so long as such Event of Default is continuing); to endorse such Debtor's name or any of its officers or agents (if required) upon any notes, checks, drafts, money orders, or other instruments of payment (including payments payable under any policy of insurance on the Collateral) or Collateral that may come into possession of the Secured Party in full or part payment of any amounts owing to the Banks; to sign and endorse the name of such Debtor and/or any of its officers or agents (if required) upon any invoice, freight or express bill, bill of lading, storage or warehouse receipts, drafts against debtors, assignments, verifications and notices in connection with accounts, and any instrument or document relating thereto or to such Debtor's rights therein; to execute on behalf of such Debtor any financing statements, amendments, subordinations or other filings pursuant to the Credit Agreement, this Security Agreement or the other Loan Documents; such Debtor hereby granting unto Secured Party on behalf of the Banks, as the proxy and attorney-in-fact of Debtor, full power to do any and all things necessary to be done in and about the premises as fully and effectually as Debtor might or could do, and hereby ratifying all that said proxy and attorney shall lawfully do or cause to be done by virtue hereof. The proxy and power of attorney described herein shall be deemed to be coupled with an interest and shall be

10 irrevocable for the entire term of the Credit Agreement, the Notes and all transactions thereunder and thereafter as long as any Indebtedness or any of the commitments to lend (whether optional or obligatory) remain outstanding under the Credit Agreement. The Secured Party shall have full power to collect, compromise, endorse, sell or otherwise deal with the Collateral or proceeds thereof on behalf of the Banks in its own name or in the name of such Debtor, provided that Secured Party shall act in a commercially reasonable manner.

C. Right of Sale.

(1) Each Debtor agrees that upon the occurrence and continuance of an Event of Default, Secured Party may, at its option, sell and dispose of the Collateral at public or private sale without any previous demand of performance. Each Debtor agrees that notice of such sale sent to such Debtor's address, as set forth on the signature pages attached hereto, by certified or registered mail sent at least five (5) Business Days prior to such sale, shall constitute reasonable notice of sale. The foregoing shall not require notice if none is necessary under applicable law. The proceeds of sale shall be applied in the following order:

(i) to all reasonable costs and charges incurred by Secured Party in the taking and causing the removal and sale of said property, including such reasonable attorneys' fees as shall have been incurred by Secured Party;

(ii) to the Indebtedness, including without limitation all accrued interest thereon, premiums and make whole amounts, if any, in the order set forth in the Credit Agreement; and

(iii) any surplus of such proceeds remaining shall be paid to such Debtor, or to such other party who shall lawfully be entitled thereto.

(2) At any sale or sales made pursuant to this Security Agreement or in a suit to foreclose the same, the Collateral may be sold en masse or separately, at the same or at different times, at the option of the Secured Party or its assigns. Such sale may be public or private with notice as required by the Uniform Commercial Code as then in effect in the state in which the Collateral is located, and the Collateral need not be present at the time or place of sale. At any such sale, the Secured Party may bid for and purchase any of the property sold, notwithstanding that such sale is conducted by the Secured Party or its attorneys, agents, or assigns.

D. Miscellaneous. Secured Party shall have the right at all times to enforce the provisions of this Security Agreement, on behalf of Banks, in strict accordance with the terms hereof, notwithstanding any conduct or custom on the part of Secured Party or any of the Banks in refraining from so doing at any time or times. The failure of Secured Party or any of the Banks at any time or times to enforce its rights under said provisions strictly in accordance with the same shall not be construed as having created a custom in any way or manner contrary to the specific provisions of this Security Agreement or as having in any way or manner modified the same. All

11 rights and remedies of Secured Party and Banks hereunder shall be cumulative and concurrent, and the exercise of one right or remedy shall not be deemed a waiver or release of any other right or remedy.

VI. Representations, Warranties and Covenants of Debtors.

Each Debtor represents and warrants, and, after the date hereof, covenants so long as any of the Credit Agreement, the Notes or Letter of Credit Agreements remain in effect, that:

A. Such Debtor's chief executive office and principal place of business are set forth in Schedule III hereto, and (except for Company's chief executive office and principal place of business as set forth in Schedule III hereto) such Debtor has not maintained its chief executive office and principal place of business at any other location since October 15, 1997.

B. Each other location not set forth on Schedule II hereof where Debtor maintains a place of business is set forth on Schedule IV.

C. No financing statement covering the Collateral, or any part thereof, has been or will be filed with any filing officer, except as permitted under the Credit Agreement.

D. No other agreement, pledge or assignment covering the Collateral, or any part thereof, has been or will be made and no security interest, other than the one created hereby or pursuant to security agreements and pledges previously made in favor of Secured Party on behalf of the Banks, has or will be attached or has been or will be perfected in the Collateral or in any part thereof, except as permitted under the Credit Agreement.

E. No material dispute, right of setoff, counterclaim or defenses exist with respect to any part of the Collateral (excluding accounts, accounts receivable and rights to payment for services rendered), except as permitted under the Credit Agreement.

F. At the time Secured Party's security interest attaches to any of the Collateral or its proceeds, such Debtor will be the lawful owner thereof with the right to transfer any interest therein (except for such interests which in the aggregate would not have a Material Adverse Effect), such Collateral is free and clear of all liens other than the one created hereby or permitted by the Credit Agreement and that such Debtor will make such further assurances to prove its title to the Collateral as may be reasonably required, will keep such Collateral free and clear of all liens other than the one created hereby and liens permitted by the Credit Agreement, and will take such action to defend the Collateral and its proceeds against the lawful claims and demands of all persons whomsoever. The delivery at any time by such Debtor to Secured Party of Collateral, or financing statements covering any Collateral shall constitute a representation and warranty by such Debtor under this Security Agreement that, with respect to such Collateral, and each item thereof, such Debtor is owner of the Collateral and the matters heretofore warranted in this paragraph are true and correct in all material respects.

12 G. The representations and warranties contained in any of the Credit Agreement and the Guaranty are incorporated by reference herein and are all made as of the date hereof.

H. It shall, contemporaneously with the execution and delivery of this Agreement, execute and deliver to the Agent an Agreement (Trademark) in the form of Exhibit A hereto, and shall execute and deliver to the Agent any other document required to acknowledge or register or perfect the Agent's and the Banks' interest in any of the Collateral described in Section I(d).

VII. Mutual Agreements.

Each Debtor and Secured Party mutually agree as follows:

A. "Debtor" and "Secured Party" as used in this Security Agreement include the successors and permitted assigns of those parties.

B. To the extent permitted by applicable law, except as otherwise provided herein, the law governing this Security Agreement shall be that of the State of Michigan.

C. This Security Agreement includes all amendments and supplements hereto and all assignments hereof, provided, that such Debtor and Secured Party shall not be bound by any amendment hereto unless such amendment is expressed in a writing executed by each of them.

D. All capitalized or other terms not specifically defined herein are used as defined in the Credit Agreement. To the extent not inconsistent therewith, all such terms shall also be construed in conformity with the Michigan or other applicable Uniform Commercial Code.

E. The security interest granted under this Security Agreement shall be a continuing security interest in every respect (whether or not the outstanding balance of the Indebtedness is from time to time temporarily reduced to zero) and Secured Party's security interest in the Collateral as granted herein shall continue in full force and effect for the entire duration that the Credit Agreement remains in effect and until all of the Indebtedness is repaid and discharged in full, and no commitment (whether optional or obligatory) to extend any credit under the Credit Agreement or any of the Notes remains outstanding.

F. THE PARTIES HERETO ACKNOWLEDGE THAT THIS SECURITY AGREEMENT IS SUBJECT TO THE MUTUAL WAIVER OF JURY TRIAL CONTAINED IN THE APPLICABLE PROVISIONS OF THE CREDIT AGREEMENT AND THE GUARANTY, AS APPLICABLE.

G. This Security Agreement has been executed and delivered pursuant to the Credit Agreement, and in the event of any conflict between this Security Agreement and the Credit Agreement, the Credit Agreement shall govern.

13 H. This Security Agreement amends and restates in part the Prior Comerica Credit Agreement, and the security agreement executed and delivered in connection with Prior Bank One Credit Agreement, in each case assigned to the Agent for the benefit of the Banks pursuant to Assignment Agreements dated as of the Effective Date.

I. Each of the Debtors hereby irrevocably submits to the non-exclusive jurisdiction of any United States Federal Court or Michigan state court sitting in Detroit, Michigan or Texas state court sitting in Dallas County, Texas in any action or proceeding arising out of or relating to this Security Agreement and hereby irrevocably agrees that all claims in respect of such action or proceeding may be heard and determined in any such United States Federal Court or Michigan state court or Texas state court. Each Debtor irrevocably consents to the service of any and all process in any such action or proceeding brought in any court in or of the State of Michigan or the State of Texas by the delivery of copies of such process to such Debtor at its address specified in Schedule II hereto or by certified mail directed to such address. Nothing in this paragraph shall affect the right of the Banks and the Secured Party to serve process in any other manner permitted by law or limit the right of the Banks or the Secured Party (or any of them) to bring any such action or proceeding against any of the Debtors or any of its or their property in the courts of any other jurisdiction. Each of the Debtors hereby irrevocably waives any objection to the laying of venue of any such suit or proceeding in the above described courts.

[SIGNATURES FOLLOW ON SUCCEEDING PAGES]

14 IN WITNESS WHEREOF, each of the undersigned Debtors and Secured Party have executed this Security Agreement as of the day and year first above written.

DEBTORS:

ALRENCO, INC.

By:/s/ Billy W. White, Sr.
Its: President

RTO OPERATING, INC.

By: /s/ Billy W. White, Sr.
Its: President

RTO HOLDING CO., INC.

By: /s/ Daniel C. Breeden, Sr.
Its: Vice President

ATRO, INC. F/K/A RTO TRADEMARK COMPANY, INC.

By: /s/ Billy W. White, Sr.
Its: President

SIGNATURE PAGE SECURITY AGREEMENT

ACTION RENT-TO-OWN HOLDINGS OF SOUTH CAROLINA, INC.

By: /s/ Billy W. White, Sr.
Its: President

ACCEPTED BY SECURED PARTY:

COMERICA BANK, as Agent for the Banks

By: /s/ Valerie Kin

Its: Vice President

The undersigned are executing a counterpart hereof for purposes of becoming parties hereto:

[FUTURE SUBSIDIARY]

By:
Its:

SIGNATURE PAGE SECURITY AGREEMENT 15

SCHEDULE I TO SECURITY AGREEMENT

Patents, Trade Marks

THE UNITED STATES OF AMERICA

[SEAL] NO. 1829703

CERTIFICATE OF REGISTRATION

This is to certify that the records of the Patent and Trademark Office show that an application was filed in said Office for registration of the Mark shown herein, a copy of said Mark and pertinent data from the Application being annexed hereto and made a part hereof,

And there having been due compliance with the requirements of the law and with the regulations prescribed by the Commissioner of Patents and Trademarks,

Upon examination, it appeared that the applicant was entitled to have said Mark registered under the Trademark Act of 1946, as amended, and the said Mark has been duly registered this day in the Patent and Trademark Office on the

PRINCIPAL REGISTER

to the registrant named herein.

This registration shall remain in force for TEN years unless sooner terminated as provided by law.

In Testimony Whereof I have hereunto set my hand and caused the seal of the Patent and Trademark Office to be affixed this fifth day of April 1994.

[SEAL]

BRUCE LEHMAN Commissioner of Patents and Trademarks 18 Int. Cl.: 42

Prior U.S. Cl.: 101 Reg. No. 1,829,703 United States Patent and Trademark Office Registered Apr. 3, 1994

SERVICE MARK PRINCIPAL REGISTER

(ALRENCO LOGO)

ALRENCO, INC. (INDIANA CORPORATION)
1736 EAST MAIN STREET
NEW ALBANY, IN 47150

FOR: RETAIN STORE SERVICES IN THE FIELD OF FURNITURE, STEREOS AND APPLIANCES, IN CLASS 42 (U.S. CL. 101).

FIRST USE 11-0-1190; IN COMMERCE 11-0-1990.

OWNER OF U.S. REG. NOS. 1,336,087 AND 1,607,835.

NO CLAIM IS MADE TO THE EXCLUSIVE RIGHT TO USE "RENT TO OWN FOR THE HOME", APART FROM THE MARK AS SHOWN.

THE DRAWING IS LINED FOR THE COLORS YELLOW, GREEN, BLUE, VIOLET AND RED.

SER. NO. 74-382,938, FILED 4-27-1993.

ANNA W. MANVILLE, EXAMINING ATTORNEY

THE UNITED STATES OF AMERICA

[SEAL]

No. 1607835

CERTIFICATE OF REGISTRATION

And there having been due compliance with the requirements of the law and with the regulations prescribed by the Commissioner of Patents and Trademarks,

PRINCIPAL REGISTER

to the registrant named herein.

This registration shall remain in force for TEN years unless sooner terminated as provided by law.

In Testimony Whereof I have hereunto set my hand and caused the seal of the Patent and Trademark Office to be affixed this twenty-fourth day of July 1990.

[SEAL]

HARRY F. MANLESH, JR. Commissioner of Patents and Trademarks 20 Int. Cl.: 42

Prior U.S. Cl.: 101

Reg. No. 1,607,835 United States Patent and Trademark Office Registered July 24, 1990

SERVICE MARK PRINCIPAL REGISTER

(ALRENCO LOGO)

ALRENCO, INC. (INDIANA CORPORATION)
1736 EAST MAIN STREET
NEW ALBANY, IN 47150

FOR: RETAIL STORE SERVICES IN THE FIELD OF FURNITURE, STEREOS AND APPLIANCES, IN CLASS 42 (U.S. CL. 101).

FIRST USE 5-1-1989; IN COMMERCE 5-1-1989.

OWNER OF U.S. REG. NO. 1,336,087.

NO CLAIM IS MADE TO THE EXCLUSIVE RIGHT TO USE "RENT TO OWN FOR THE HOME", APART FROM THE MARK AS SHOWN.

THE DRAWING IS LINED FOR THE COLORS YELLOW, GREEN, BLUE, VIOLET AND RED.

SER. NO. 73-839,488, FILED 11-15-1989.

DEBRA S. BUTENSKY, EXAMINING ATTORNEY

THE UNITED STATES OF AMERICA

CERTIFICATE OF REGISTRATION

[SEAL]

And there having been due compliance with the requirements of the law and with the regulations prescribed by the Commissioner of Patents and Trademarks,

Upon examination, it appeared that the applicant was entitled to have said Mark registered under the Trademark Act of 1946, and the said Mark has been duly registered this day in the Patent and Trademark Office on the

PRINCIPAL REGISTER

to the registrant named herein.

This registration shall remain in force for Twenty Years unless sooner terminated as provided by law.

In Testimony Whereof I have hereunto set my hand and caused the seal of the Patent and Trademark Office to be affixed this fourteenth day of May, 1985.

[SEAL]

DONALD J. ZUIGY Acting Commissioner of Patents and Trademarks 22 Int. CI.: 42

Prior U.S. CI.: 101

Reg. No. 1,336,087 United States Patent and Trademark Office Registered May 14, 1985

SERVICE MARK PRINCIPAL REGISTER

(ALRENCO LOGO)

ALRENCO, INC. (INDIANA CORPORATION)
1736 E. MAIN ST.
NEW ALBANY, IN 47150

FOR: RETAIL STORE SERVICES IN THE FIELD OF FURNITURE, STEREOS AND APPLIANCES, IN CLASS 42 (U.S. CL. 101).

FIRST USE 2-23-1983; IN COMMERCE 3-16-1983.

NO CLAIM IS MADE TO THE EXCLUSIVE RIGHT TO USE "INC.", APART FROM THE MARK AS SHOWN.

THE LINING IS A FEATURE OF THE MARK.

SER. NO. 496,867, FILED 8-28-1984.

THOMAS S. LAMONE, EXAMINING ATTORNEY

SCHEDULE II TO SECURITY AGREEMENT

Addresses of each Debtor, additional addresses at which Collateral or Records are kept:

Alrenco, Inc.: 714 E. Kimbrough Mesquite, Texas 75185

RTO Operating, Inc.: 714 E. Kimbrough Mesquite, Texas 75185

RTO Holding Co., Inc.: 850 Library Avenue Suite 204-H
Newark, Delaware 19715

ATRO, INC.: 961 E. Main Street Spartanburg, South Carolina 29302

Action Rent-To-Own
Holdings of
South Carolina, Inc.: 961 E. Main Street Spartanburg, South Carolina 29302

See attached.

24 CORPORATE OFFICES:

714 E. Kimbrough
Mesquite, Texas 75149

DIVISION OFFICES:

Southeast Division -
14620 N. Nebraska Ave. Bldg. B
Tampa, Florida 33613-1431

East Division -
1736 E. Main Street
New Albany, Indiana 47150

Mid-South Division -
PO Box 425
1302 JW Davis Drive
Hammond, Louisiana 70404-0425

Southwest Division -
3939 E. Hwy 80, Ste. 303
Mesquite, Texas 75150

Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 599 308 1616 Goverment St Mobile AL 36604- (334) 471-2900 (334) 471-4909 231 3725 Airport Blvd. Ste. 101- Mobile AL 36608- (334) 342-4094 (334) 342-6078 396 27955 Hwy 98AA Daphne AL 36526- (334) 626-8877 (334) 626-1993 397 5441 Hwy 90 West Ste 26 Mobile AL 36619- (334) 666-4700 (334) 666-4877 398 414 North Craft Hwy Chickasaw AL 36611- (334) 457-3600 (334) 457-3054 400 1314 Government St Mobile AL 36604- (334) 432-6400 (334) 432-5360 447 2899 1/2 Citzens Pkwy Selma AL 36701- (334) 872-4800 (334) 872-9556 311 3036 Woodley Rd Montgomery AL 36116- (334) 288-8900 (334) 288-1119 340 92 15th St Tusacaloosa AL 35401- (205) 345-7368 (205) 345-6024 414 2082 Spingdale Lane Tarrant AL 35217 (205) 808-0080 (205) 808-0420 264 1307 E. Highland Ave. #203 Selma AL 36073- (334) 874-4418 (334) 874-7634 274 965 26th Avenue East Ste 1 Tuscaloosa AL 35404- (205) 562-8600 (205) 554-0290 226 2415-R E South Blvd Montgomery AL 36111- (334) 281-1011 (334) 281-2788 502 4317 University Blvd E Tuscaloosa AL 35040- (205) 554-1414 (205) 554-7779 227 1730-32 East Main ST Prattville AL 36066 (334) 361-3580 (334) 361-3583 313 609 Bessemer Super Hwy Birmingham AL 35228- (205) 426-1600 (205) 426-1066 460 1509 E Main St Ste G Russellville AR 72801- (501) 967-1433 (501) 967-1212 459 5205 Rodgers Ave Fort Smith AR 72903- (501) 484-0555 (501) 484-5421 458 2870 N College Ave Fayetteville AR 72703- (501) 442-8963 (501) 444-7507 911 Closed Arkansas AR (501) 234-6953 457 1115 S Thompson St Springdale AR 72764- (501) 750-3330 (501) 927-3630 456 2006 W Walnut St Rogers AR 72756-3 (501) 631-0001 (501) 631-6896 184 310 North 6th Blytheville AR 72315- (870) 763-8844 (870) 763-0804 120 1506 S Thompson Spingdale AR 72764- (501) 756-9267 (501) 756-0225 115 3901 S University Ave. Little Rock AR 72204- (501) 568-9267 (501) 568-3509 461 607 Oak St Conway AR 70232-4 (501) 327-0777 (501) 327-1592 119 3800 Towson Ave Fort Smith AR 72901- (501) 646-9267 (501) 648-4031 118 2901 Olive st. Pine Bluff AR 71601 (870) 535-9267 (501) 535-4563 116 1600 S Main Street Little Rock AR 72206- (501) 376-9267 (501) 376-3048 117 4515 Camp Robinson Rd. N Little Rock AR 72118- (501) 758-9267 (501) 758-9188 187 21125 Caraway Rd Jonesboro AR 72401- (870) 935-0313 (870) 931-7771 473 309 Fredrick St Magnolia AR 71753- (501) 234-0333 (501) 234-0984 128 508 S Main Nashville AR 71852- (870) 845-5680 (870) 845-7165 127 912 W 4TH Fordyce AR 71842- (870) 352-2665 (870) 352-8841 126 401 N HERVEY Hope AR 71801- (870) 777-9797 (870) 777-0113 123 725 California Ave. SW Camden AR 71701 (870) 836-3100 (870) 836-0314 122 708 E Main Magnolia AR 71753- (870) 234-5299 (870) 234-5066 121 803 NW Avenue El Dorado AR 71730 (870) 862-8431 (870) 875-2631 476 135 Northpark Dr Monticello AR 71655- (501) 367-5303 (501) 367-2208 469 243 W Grand Ave Hot Springs AR 71901- (501) 624-7771 (501) 624-4257 474 1324 N West Ave El Dorado AR 71730- (501) 863-0333 (501) 863-8970 462 1811 North First St Jacksonville AR 72076- (501) 982-1551 (501) 982-8667 468 3100 S Olive St Pine Bluff AR 71603- (501) 534-0333 (501) 535-0708 471 1203 Pine Park Dr Hope AR 71801- (501) 777-1770 (501) 777-3641 467 8803 Geyer Springs Rd Little Rock AR 72209- (501) 568-0333 (501) 568-0265 466 3901 S University Little Rock AR 72204- (501) 562-0222 (501) 562-5452

Page 1 26 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 465 2903 E Race Ave Searcy AR 72143- (501)268-0440 (501)268-2971 464 2150 E Harrison Batesville AR 72501- (501)793-6300 (501)793-8112 463 4117 E Broadway St N Little Rock AR 72111- (501)945-5656 (501)945-5689 475 1262 Spur #4 Camden AR 71701- (501)836-7770 (501)836-7774 470 1309 Pine St Arkadelphia AR 71923- (501)246-7444 (501)246-2515 997 1600 S Main St Little Rock AR 72206- (501)376-9120 84 7333 W Thomas Rd. #56 Phoenix AZ 85033- (603)245-1333 (602)247-0250 76 201 N. LITCHFIELD RD Goodyear AZ 85338- (603)932-4800 (602)932-4656 100 4248 W Indian School Rd. Phoenix AZ 85019- (602)272-3456 (602)447-0656 80 1916 W Baseline Rd. Mesa AZ 85202- (602)839-7000 (602)820-8531 81 4639 E Speedway Blvd Tucson AZ 85712- (520)881-7800 (520)327-1062 152 2350 Miracle Mile #306 Bullhead City AZ 86442- (520)758-1115 (520)758-9846 83 1990 E IRVINGTON Tucson AZ 85714- (520)573-1155 (520)573-0320 101 3650 W Glendale Ave. Phoenix AZ 85051- (602)973-3993 (602)973-0829 493 6544 W. Thomas Rd Ste 2 Phoenix AZ 85033- (602)247-5500 (602)247-8128 452 8033 N 35th Ave Phoenix AZ 85051- (602)246-7236 (602)246-7269 373 848 S Alma School Rd Mesa AZ 85210- (602)844-2233 (602)844-8347 372 3223 E McDowell Rd Phoenix AZ 85008- (602)267-0700 (602)267-8178 952 1642 N. Oatman Rd Ste F Bullhead City AZ 86442- 82 4015 N 16th St., Suite E-F Phoenix AZ 85016- (602)287-0032 (602)287-0924 79 3327 W Peoria Ave/ Phoenix AZ 85029- (602)866-9500 (602)942-7840 153 80 W 84TH AVE Thorton CO 80221- (303)657-9910 (303)657-9381 154 1551 Chambers Rd. Aurora CO 80011- (303)363-0775 (303)363-0715 158 1301 Lake Street Pueblo CO 81004- (719)583-0470 (719)583-9634 155 2600 W Alameda Denver CO 80219- (303)935-5940 (303)935-2410 159 1524 North Academy Colorado Sprin CO 80909- (719)638-0144 (719)638-0155 157 757 E 20TH AVE #350 Denver CO 80205- (303)832-1290 (303)839-8303 156 5800 E Colfax Ave. Denver CO 80220- (303)355-2663 (303)321-8868 912 12445 E 39th Ave #300 Denver CO 80239- (303)371-1216 (303)371-7630 175 1801 S State Rd., #7 Hollywood FL 33023- (954)989-8988 (954)989-1208 449 1288 NW 119th St Miami FL 33167- (305)687-6600 (305)687-6691 486 2859 S Military Trail Lake Worth FL 33415- (561)642-6701 (561)642-7067 487 856 US #1 Vero Beach FL 32960- (561)567-9454 (561)567-8175 444 2212 Jim Redman Pkwy Plant City FL 33566-7 (813)757-0211 (813)754-6833 171 17235 NW 27th Ave. Miami FL 33055- (305)625-1001 (305)625-7530 172 745 NE 167TH ST N Miami Beach FL 33162- (305)653-0777 (305)654-0270 174 1445-A N State Rd. Lauderhill FL 33313- (954)581-7990 (954)581-5959 485 3974 Okeechobee Blvd W Palm Beach FL 33409- (561)683-0330 (561)686-8903 201 1046 E Memorial Blvd. Lakeland FL 33801- (941)688-8163 (941)683-5290 315 120 Chief's Way Ste 11 Pensacola FL 32507- (904)455-4400 (904)455-1947 110 3405 W Oakland Park Blvd. Lauderdale Lak FL 33311- (954)739-3535 (954)739-3913 111 5371 W Atlantic Blvd. Margate FL 33063- (954)978-7000 (954)978-0321 385 2716 NW 79th Street Miami FL 33147- (305)693-6969 (305)693-2888 202 3094 Havendale Blvd. Winterhaven FL 33881- (941)967-8584 (941)967-5661 381 2220 E Hillsborough Ave Tampa FL 33610- (813)237-2262 (813)238-3769 329 3208 N Pace Blvd Pensacola FL 32505- (850)432-0457 (850)432-1448 394 657 West 23rd St Panama City FL 32405- (904)763-4400 (904)763-9667

Page 2 27 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 262 5335 N Military Trail #20 W Palm Beach FL 33407- (561)471-1990 (561)471-1112 168 19401 S Dixie Hwy. Miami FL 33157- (305)255-2515 (305)255-8510 263 1368 S Military Trail W Palm Beach FL 33415- (561)357-4650 (561)357-4661 169 6220 NW 6TH Ave. Miami FL 33150- (305)758-8010 (305)758-7393 376 13023 NW 7th Ave North Miami FL 33168- (305)685-9006 (305)685-0291 170 7900 NW 27TH AVE Miami FL 33147- (305)693-9900 (305)693-0306 380 300 34th St North St Petersburgh FL 33713- (815)321-3279 (813)321-4031 913 2099 W Atlantic Blvd Pompano Beac FL 33069- (954)974-3209 (954)974-8732 382 1230 North State Rd 7 Lauderhill FL 33313- (854)523-5200 (954)583-8015 383 549 NE 81st St Miami FL 33138- (305)754-6969 (305)757-0342 384 18227 NW 27th Ave Miami FL 33056- (305)625-6969 (305)623-7768 275 206 S. Tyndall Parkway Callaway FL 32404- (850)769-1919 (850)769-1016 481 2680 S Federal Hwy Stuart FL 34997- (561)220-1002 (561)220-1003 484 408 EN Park St Okeechobee FL 34972- (941)467-1377 (941)467-1378 173 2101 W Atlantic Pompano Beac FL 33069- (954)978-7078 (954)978-2217 377 17856 S Dixie Hwy Perrine FL 33157- (305)255-2626 (305)255-1208 215 2203 Fowler St. Ft Myers FL 33901- (941)337-0999 (941)337-7659 208 7663 49th St. North Pinellas Park FL 33781- (813)545-3850 (813)547-1746 212 1111 34TH Street South St Petersburg FL 33711- (813)323-1332 (813)321-9295 220 316 James Lee Blvd Crestview FL 32536- (850)689-3131 (850)682-4008 273 3 West Nine Mile Rd Pensacola FL 32534- (850)494-3000 (850)494-3070 219 2526 Bearss Ave East Tampa FL 33613- (813)977-7577 (813)971-7102 218 760 Sebring Square Sebring FL 33870- (941)385-3609 (941)385-4518 923 1814-C S Monroe St Tallahassee FL 32301- (850)656-9185 (850)878-6235 216 99 N Eglin Pkwy. #45 Ft Walton Beac FL 32548- (850)664-2242 (850)664-2240 221 14841 7th Street Dade City FL 33525- (352)523-0334 (352)523-0340 214 2031 US HWY 60 E Lake Wales FL 33853- (941)676-0717 (941)676-6798 213 1687 Hinson Ave. Haines City FL 33844- (941)422-6589 (941)421-2682 209 234 E Van Fleet Dr. Bartow FL 33830- (941)533-0385 (941)534-8319 210 4027 S Dale Mabry Hwy. Tampa FL 33611- (813)837-6700 (813)839-2944 482 2514 S Federal Hwy Ft Pierce FL 34982- (561)461-2900 (561)461-3302 211 3333 N Tamiami Trail., Ste Sarasota FL 34234- (941)359-2422 (941)358-1603 217 1234 S Broad St Brooksville FL 34601- (352)799-0960 (352)799-1192 178 5768 NW 183rd St Miami FL 33015- (305)822-2284 (305)822-6379 203 1233 Cleveland Street Clearwater FL 34615- (813)443-0694 (813)447-7637 204 8223 N Florida Ave. Tampa FL 33604- (813)933-7993 (813)932-3073 228 6512 Massachusetts New Port Rich FL 34653- (813)845-1850 (813)845-3867 914 14620 N Nebraska Ave, Bld Tampa FL 33613-1 (813)977-9800 (813)979-9632 229 7543 W Waters Ave. Tampa FL 33615- (813)249-1404 (813)249-1816 223 2525 S Monroe ST Tallahassee FL 32301- (850)656-9185 (850)878-6235 205 5034 10TH Ave. East Tampa FL 33619- (813)248-1889 (813)248-1819 180 1110 W Sunrise Blvd Ft Lauderdale FL 33311- (954)527-6666 (954)527-4655 181 801-803 W Sample Rd Pompano Beac FL 33064- (954)941-2100 (954)941-6747 182 2930 Braodway Riviera Beach FL 33404- (561)863-8135 (561)863-8167 206 1705-D Jim Redman Plant City FL 33566- (813)752-2423 (813)752-2654 183 21467 N.W. 2nd Ave Miami FL 33169- (305)770-3466 (305)653-6604 225 4477 Mobile Hwy Pensacola FL 32506- (850)453-4903 (850)456-2373

Page 3 28 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 207 713 44TH Ave. West Bradenton FL 34207- (941)756-0080 (941)739-1726 418 4739 Jonesboro Rd Forest Park GA 30050- (404)366-6969 (404)366-9494 413 811 Ralph D Abernathy Blv Atlanta GA 30310- (404)758-6200 (404)758-1663 425 1291 Bankhead Hwy Mableton GA 30059- (770)948-7088 (770)948-3662 427 2430 South Atlanta Rd Smyrna GA 30080- (770)434-8285 (770)434-0127 424 208 f North Broad St Winder GA 30680- (770)867-9000 (770)307-3509 415 665 N Expressway Griffin GA 30223- (770)228-1509 (770)228-1754 416 1307 South Park Carrollton GA 30117- (770)836-1930 (770)834-5666 412 3570 Memorial Dr Decatur GA 30032- (404)286-0700 (404)286-1971 495 5823 B Fairburn Rd Douglasville GA 30134- (770)942-9393 (770)920-8191 423 234 Grayson Hwy Lawrenceville GA 30245- (770)962-2600 (770)962-0279 417 5190 Old National Hwy Ste College Park GA 30349- (404)767-6333 (404)761-5199 421 853 Oak Street Atlanta GA 30310- (404)755-7070 (404)755-1051 419 3031 Headland Dr Atlanta GA 30311- (404)349-2300 (404)349-8705 224 1030-D Gordon Ave Albany GA 31701- (912)889-9500 (912)889-0750 222 727 S Patterson ST Valdosta GA 31606- (912)247-3334 (912)247-8104 428 9999 Hwy 92 Suite 120 Woodstock GA 30188- (770)928-9225 (770)928-8555 257 615 East Bypass S.E. Moultrie GA 31768- (912)890-3290 (912)890-5517 420 1239 Moreland Ave Atlanta GA 30316- (404)624-9775 (404)624-3551 429 1090 Eisenhower Pkwy Ste Macon GA 31206- (912)788-3500 (912)788-5620 434 919 East 8th St Anderson IN 46012- (317)641-7014 (317)622-0777 505 652 Twin Aire Dr Indianapolis IN 46203- (317)638-2000 (317)638-0264 370 8143 Pendelton Pike Indianapolis IN 46226- (317)899-3232 (317)899-1294 334 215 E Highway 131 Clarksville IN 47129- (812)949-9001 (812)841-3263 504 6441 E Washington St Indianapolis IN 46219- (317)359-8885 (317)359-2485 371 1106 E Prospect Indianapolis IN 46203- (317)633-7200 (317)633-1788 301 330 New Albany Plaza New Albany IN 47150- (812)949-1300 (812)941-7399 307 716 N Weinbach Ave Evansville IN 47711- (812)479-6100 (812)479-6126 367 4401 E 10th St #16 Indianapolis IN 46201- (317)352-1910 (317)352-1921 368 2774 Lafayette Rd Ste 16 Indianapolis IN 46222- (317)925-5000 (317)923-1926 369 2248 E 53rd St Indianapolis IN 46220- (317)466-1444 (317)466-1231 503 3404 S East St Indianapolis IN 46227- (317)782-4409 (317)782-4485 441 1060 Minnesota Ave Kansas City KS 66010- (913)371-7368 (913)371-4744 336 1607 Madison Ave Covington KY 41044- (606)291-9700 (606)291-9085 408 5022 Poplar Level Rd Louisville KY 40219- (502)966-3211 (502)966-4532 319 201 Eastland Shopping Ctr Lexington KY 40505- (606)255-4555 (606)231-1158 409 5316 S Third Louisville KY 40214- (502)367-2124 (502)367-9387 310 7100 Preston Hwy Louisville KY 40219- (502)968-1111 (502)961-9265 410 100 East Broadway Louisville KY 40202- (502)583-1661 (502)584-2025 302 4443 Cane Run Rd Ste 112 Louisville KY 40216- (502)447-6611 (502)447-6235 304 1311 US 127 South Franklin KY 40601- (502)875-5200 (502)226-6343 338 4749 Dixie Hwy Louisville KY 40216- (502)449-2244 (402)449-4994 439 1225 N Broadway St Lexington KY 40505-3 (606)255-9888 (606)255-7491 437 1430 Village Drive Lexington KY 40504- (606)255-9898 (606)252-2297 341 3501 Taylor Blvd Louisville KY 40215- (502)367-7900 (502)364-8987 430 7275 Turfway Florence KY 41042- (606)371-9231 (606)371-1635 438 674 Eastern By-Pass Richmond KY 40475- (606)623-5453 (606)626-1641

Page 4 29 Connie Add List STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------ 375 421 W Tunnel Blvd Houma LA 70360- (504) 851-7116 (504) 851-7748 57 1438 MacArthur Dr. Alexandria LA 71301- (318) 448-1353 (318) 448-0829 266 56 Pine Tree Plaza Bogalusa LA 70427- (504) 732-1000 (504) 732-1006 916 1302 J W Davis Drive Hammond LA 70404-0 (504) 542-7932 (504) 542-0019 386 1939 Tulane Ave New Orleans LA 70112- (504) 522-9786 (504) 522-8424 387 87 Westbank Expy Ste 18C Gretna LA 70053- (504) 367-2428 (504) 367-1716 991 5905 Financial Plaza Ste 11 Shreveport LA 71129- (318) 683-0381 921 910 Pierremont Rd, Ste., 41 Shreveport LA 71106- (318) 861-8615 (318) 861-8614 60 900 N 5TH Ave. Leesville LA 71446- (318) 238-9662 (318) 238-0860 270 192 Gause Blvd Slidell LA 70460- (504) 781-6900 (504) 781-6951 99 617 S VIENNA Ruston LA 71270- (318) 255-7222 (318) 255-0801 191 5630 Plank Rd Baton Rouge LA 70805- (504) 359-6666 (504) 356-4924 277 916 Rees st Breaux Bridge LA 70517- (318) 322-4630 (318) 332-5945 278 930 Cresswell Lane Opelousas LA 70570- (318) 948-7800 (318) 948-4412 279 1081 E Laural Ave (Hwy 19 Eunice LA 70535- (318) 546-6700 (318) 546-0400 124 1107 Homer Rd. Minden LA 71055- (318) 371-1566 (318) 371-1564 919 692 E Admiral Doyle Dr. New Iberia LA 70560- 125 714 S Arkansas Springhill LA 71075- (318) 539-3800 (318) 539-3812 37 3717 Jewella Rd Shreveport LA 71109- (318) 631-9616 (318) 631-1211 920 1900 Cameron St Lafayette LA 70503- 69 112 Blanchard St. #1 West Monroe LA 71291- (318) 322-3221 (318) 387-7799 21 3125 E Texas St. Bossier City LA 70000- (318) 746-2194 (318) 741-1745 918 119 Chevy Lane Bunkie LA 71322- 395 115 N Morrison Blvd Hammond LA 70401- (504) 345-4633 (504) 345-8033 20 2746 W 70TH ST Shreveport LA 71108- (318) 631-9551 (318) 631-4559 193 3136 Louisville Ave Monroe LA 71201- (318) 323-4222 (318) 323-4230 189 2764 Old Erath Hwy Abbeville LA 70510- (318) 893-9333 (318) 893-4372 199 200 E Admiral Doyle Dr New Iberia LA 70560- (318) 365-6333 (318) 364-1408 68 1954 Louisville Ave. Monroe LA 71201- (318) 325-9699 (318) 322-7848 194 328 West Hwy 30 Gonzales LA 70737- (504) 647-5555 (504) 647-0508 374 124 N Broad St New Orleans LA 70119- (504) 821-2644 (504) 821-5557 192 8030 Florida Blvd Baton Rouge LA 70806- (504) 925-1666 (504) 924-0823 58 312 Dixie Plaza Natchitoches LA 71457- (318) 357-1720 (318) 352-6975 268 7520 Highway 90 East Morgan City LA 70280- (504) 385-9900 (504) 385-9927 389 6609 Airline Hwy Metairie LA 70003- (504 737-4444 (504) 734-9753 388 4431 Chef Menteur Hwy New Orleans LA 70126- (504) 288-1400 (504) 288-1114 269 1420 West Airline Highway LaPlace LA 70068- (504) 651-1800 (504) 651-1804 286 359-3 N. Canal Blvd. Thibodaux LA 70301- 197 1419 E Prien Lake Rd Lake Charles LA 70605- (318) 477-4747 (318) 474-0657 59 210 Elizabeth Many LA 71449- (318) 256-9211 (318) 352-5395 190 205 MacArthur Dr Alexandria LA 71301- (318) 442-2424 (318) 443-2949 196 1914 Cameron St Lafayette LA 70503- (318) 234-6699 (318) 232-6414 195 2420 w Thomas St Hammond LA 70401- (504) 542-9494 (504) 542-1017 276 1611 W Main St Franklin LA 70538- (318) 828-9400 (318) 828-4944 198 358 Moreau St Marksville LA 71351- (318) 253-0033 (318) 253-0573 440 6430 Troost Ave Kansas City MO 64131-1 (816) 523-7775 (816) 523-5552 185 Town Plaza Shoppin Center Cape Girardea MO 63701- (573) 334-3686 (573) 334-5548

Page 5 30 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 232 106 N first St Marble Hill MO 63764- (573) 238-4636 (573) 238-4481 513 3441 Noland Rd Independence MO 64050- (816) 836-8500 (816) 836-4195 186 336 Festus Center Festus MO 63028- (314) 933-0116 (314) 933-4268 453 2101 W Broadway Ste CC Columbia MO 65203- (573) 446-5700 (573) 445-6350 454 2525 D Missouri Blvd Jefferson City MO 65101- (573) 636-9009 (573) 636-9179 455 420 N Rangeline Rd Ste 1 Joplin MO 64801-1 (417) 781-4443 (417) 781-9730 233 908 A Truman Blvd now Carutherville MO 63830- (573) 333-0088 (573) 333-1922 188 724 Market Farmington MO 63640- (573) 756-0051 (573) 756-7167 309 1335 Ellis Ave Jackson MS 39204- (601) 353-6800 (601) 353-6631 267 3510 Main St-Hwy 613 Moss Point MS 39564- (228) 474-9100 (228) 474-9142 250 261 D'Evereuz Dr Ste 10-B Natchez MS 39120- (601) 442-5566 (601) 442-9808 98 1164 Ellis Ave. Jackson MS 39209-6 (601) 354-4000 (601) 352-4444 253 69 Hardy Ct. Square Gulf Port MS 39507- (228) 822-9188 (228) 863-5738 478 1820 Highway 1 South Greenville MS 38701- (601) 335-3777 (601) 335-3797 479 404 W Park Ave Greenwood MS 38930- (601) 455-4444 (601) 455-2093 480 1229 A Sunset Dr Grenada MS 38901- (601) 226-0034 (601) 226-8206 477 1904 Clay St Vicksburg MS 39180- (601) 630-0050 (601) 636-0404 109 112-J Wilkesboro Blvd SE Lenoir NC 28645- (704) 758-7368 (704) 757-3957 108 215 N Madison Blvd. Roxboro NC 27573- (336) 597-4200 (336) 597-2747 105 2725-G North West Blvd. Newton NC 28658- (704) 464-5028 (704) 464-6699 104 909 W Union Street Morgantown NC 28655- (704) 438-9303 (704) 438-9554 107 115 Hilltop Village. Oxford NC 27565- (919) 693-4086 230 2636 Freedom DR Charlotte NC 28208- (704) 391-7770 (704) 391-9770 103 1228 - 1234 Hwy. 70 SW Hickory NC 28602- (704) 324-4016 (704) 324-4501 488 1070 Haywood Rd Asheville NC 28806- (704) 285-0095 (704) 285-0076 237 2719 Isleta, SW Albuquerque NM 87105- (505) 877-1976 (505) 877-1978 235 6211 North West 4th Albuquerque NM 87107- (505) 342-1367 (505) 342-1376 236 6221 Montgomery, NE Albuquerque NM 87109- (505) 880-1153 (505) 837-1381 238 6000 Zuni, SE Albuquerque NM 87108- (505) 266-1600 (505) 266-1304 239 1413 West 7th St Clovis NM 88101- (505) 763-2241 (505) 763-0537 917 621 - 4th Street Albuquerque NM 87105- (505) 880-0414 (505) 342-1376 240 1230 North Solano Las Cruces NM 88001- (505) 523-4800 (505) 523-5842 241 915 North Turner St Hobbs NM 88240- (505) 397-0742 (505) 379-0374 242 110 West McGaffey Roswell NM 88201- (505) 622-1915 (505) 622-3089 65 1611 N Prince St. Clovis NM 88101- (505) 762-8900 (505) 769-3958 67 2118 N Turner Hobbs NM 88240- (505) 393-5000 (505) 393-0389 243 524-C West Cordova Santa Fe NM 87501- (505) 983-1919 (505) 983-7308 261 560 North Nellis Blvd., Ste. Las Vegas NV 89110- 260 1967 Decatur Blvd. Las Vegas NV 89108- 151 2301 E Lake Mead Rd. N Las Vegas NV 89030- (702) 649-5000 (702) 649-8604 258 1746-1748 E. Charleston Bl Las Vegas NV 89104- (702) 388-8383 (702) 388-8377 259 1370 E. Flamingo, Ste., 27 Las Vegas NV 89119- (702) 699-5413 (702) 699-7061 365 11500 Lorain Ave Cleveland OH 44111- (216) 479-1060 (216) 479-8685 432 5712 Glenway Avenue Cincinnati OH 45238- (513) 922-5422 (513) 922-5114 328 3798 W Broad St Columbus OH 43228- (614) 276-8899 (614) 276-1688 364 7981 Euclid Ave Cleveland OH 44103- (216) 791-1200 (216) 791-8722 306 1916 Mitchell Blvd Springfield OH 45503- (513) 399-7000 (513) 399-0127

Page 6 31 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 305 3862 N Dixie Dr Dayton OH 45414- (937)275-9600 (937)275-6040 433 3491 W Siebenthaler Dayton OH 45406- (937)275-1275 (937)275-5849 366 1059 Meister Rd Lorian OH 44052- (216)960-7000 (216)960-7004 445 921 High St Columbus OH 43210- (614)291-3600 (614)291-7031 363 15700 Broadway Ave Maple Heights OH 44137- (216)557-1900 (216)587-3492 339 10968 Hamilton Ave Cincinnati OH 45231- (513)742-0300 (513)742-0625 327 3252 B Cleveland Ave Columbus OH 43224- (614)447-8200 (614)447-1137 312 4412 Lewis St Middletown OH 45044- (513)422-8888 (513)422-8840 333 3964 Linden Ave Dayton OH 45432- (937)254-1115 (937)254-1271 337 3855 Montgomery Rd Norwood OH 45212- (513)531-1800 (513)531-0381 335 890 S Hamilton Rd Columbus OH 43213- (614)868-1995 (614)868-0878 78 4733 SE 29TH ST Del City OK 73115- (405)672-6300 (405)672-2997 77 708 SW 59TH ST Oklahoma City OK 73109- (405)631-9700 (405)631-5432 62 9 S Sheridan Tulsa OK 74112- (918)838-2764 (918)838-2767 994 8305 SW 3rd Bldg. A#104 Oklahoma City OK 73127- (405)495-2324 71 5326 S PEORIA Tulsa OK 74105- (918)747-0477 (918)747-1480 56 1011 W Main Durant OK 74702- (405)920-0288 (405)920-0297 54 616 N Highway 81 Duncan OK 73533- (405)252-0735 (405)252-9511 73 625 S Main Sapulpa OK 74066- (918)227-4333 (918)227-7368 72 10680 E 31ST ST Tulsa OK 74135- (918)622-3425 (918)622-9564 18 320 N Commerce #5 Ardmore OK 73401- (580)226-2732 (580)223-7245 50 1906 Cache Rd., Ste B Lawton OK 73507- (580)248-4310 (580)248-4347 74 4449 NW 50TH St. Oklahoma City OK 73112- (405)942-3425 (405)949-9227 55 530 E Main Ada OK 74820- (580)332-6822 (580)332-6838 996 SERVICE CENTER Spartenburg SC 29303- 254 5124 Fairfield Rd Columbia SC 29203- (803)714-0706 (803)714-0310 160 118 Garner Rd. Spartenburg SC 29303- (864)597-1700 (864)583-6078 161 765 N Church St Spartanburg SC 29303- (864)542-8888 (864)542-2559 255 2300 Taylor St. Columbia SC 29204- (803)933-0601 (803)933-9895 166 5300-7 Rivers Ave. Charleston SC 29418- (803)566-9900 (803)566-0098 165 502 N Main St. Anderson SC 29621- (864)224-7000 (864)226-4299 163 1411 Laurens Rd. Greenville SC 29607- (864)298-0055 (864)370-0647 167 1015 King St. Charleston SC 29403- (803)577-9900 (803)577-5416 287 2315 Augusta Rd., Suite 5 West Columbia SC 29169- (803)936-1888 (803)936-9070 489 2807 S Main St Anderson SC 29624- (864)231-6888 (864)231-0790 251 3906 Two Notch St Columbia SC 29204- (803)333-0070 (803)333-0818 162 3219 W Blue Ridge Dr. Greenville SC 29607- (864)295-4400 (864)295-2935 164 710 E Wade Hampton Blvd. Greer SC 29651- (864)879-7122 (864)877-8053 324 924 New Providence Blvd Clarksville TN 37042- (614)553-0300 (615)645-4660 326 131 Old Hickory Blvd Jackson TN 38305- (901)664-3100 (901)664-3188 344 5510 Charlotte Ave Nashville TN 37209- (615)356-6700 (615)356-9695 323 3806 Nolensville Rd Nashville TN 37211- (615)781-8900 (615)331-9258 492 2675 Murfreesboro Rd Nashville TN 37217- (615)367-4005 (615)367-9070 325 1019 Gallatin Rd S Madison TN 37115- (615)865-2100 (615)864-9970 10 311 W 19th St San Angelo TX 76903- (915)658-2419 (915)653-3768 272 435-A Uvalde Houston TX 77015- (713)450-9766 (713)450-9866 271 400 Northline Mall Houston TX 77022-

Page 7 32 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 11 808 W Henderson Cleburne TX 76031- (817) 641-3387 (817) 558-8509 450 508 E Front St Tyler TX 75202- (903) 526-3336 (903) 526-1117 112 1808 WIRT RD Houston TX 77055-2 (713) 290-1885 (713) 686-9912 15 1703 NW Loop 281 Longview TX 75604- (903) 759-0783 (903) 759-0931 14 1111 S Texas Ave Bryan TX 77802- (409) 822-5778 (409) 823-3689 113 900 S Wayside #800 Houston TX 77023-3 (713) 921-5535 (713) 921-5623 114 9722 Fondren @ Houston TX 77096-3 (713) 771-4880 (713) 771-4943 12 1429 S Beckham Tyler TX 75701- (903) 595-4388 (903) 595-4125 442 3639 Gus Thomasson Rd Mesquite TX 75150- (972) 681-9271 (972) 681-3093 490 1400 F West Moore Terrell TX 75160- (972) 563-9103 (972) 551-1451 443 3217 Camp Wisdom Rd Dallas TX 75237- (214) 331-3306 (214) 331-1011 135 906 Bandera San Antonio TX 78228- (210) 434-1812 133 421 Spingtown Way San Marcos TX 78766- (512) 396-5500 (512) 396-5502 132 1575 Little York Plaza Houston TX 77093- (281) 590-9590 (281) 590-9764 131 743 Shotwell Houston TX 77020- (713) 672-0901 (713) 672-2314 130 1167 Edgebrook Houston TX 77034- (713) 910-6744 (713) 910-6747 13 426 E Main Grand Prairie TX 75050- (972) 262-9905 (972) 262-4091 129 5962 Renwick Houston TX 77081- (713) 664-9304 (713) 664-9327 472 4321 Texas Blvd Texarkana TX 75501- (903) 793-6690 (903) 794-0935 90 4102 N Navarro Victoria TX 77904- (512) 576-4574 (512) 576-6849 136 3890 S Gessner Houston TX 77063- (713) 780-7473 (713) 780-7873 140 1915 W Wheeler Aransas Pass TX 78336-4 (512) 758-7646 (512) 758-3654 91 PORT LAVACA CENTER Port Lavaca TX 77979-2 (512) 552-4501 (512) 552-9213 139 10729 Eastex Frwy. Houston TX 77093- (713) 691-4892 (713) 691-2988 613 4234 Ayers Corpus Christi TX 78415- (512) 857-5842 (512) 857-8125 146 1718 E Main Alice TX 78332-4 (512) 664-8888 (512) 664-6555 145 719 S 14TH ST Kingsville TX 78363-4 (512) 592-1111 (512) 592-5105 612 3315 Ayers Corpus Christi TX 78415-5 (512) 883-8991 (512) 882-8807 143 1502 Wildcat Drive Portland TX 78374-2 (512) 643-4557 (512) 643-1845 142 3751 Leopard Corpus Christi TX 78408-2 (512) 884-5977 (512) 884-5979 141 4232 Ayers Corpus Christi TX 78415-5 (512) 857-0041 (512) 857-0043 147 359 W Avenue J. Robstown TX 78380- (512) 387-8568 (512) 387-1052 134 201 C IH 35 WEST New Braunfels TX 78131- (830) 629-1500 (830) 629-1511 144 3902 S Padre Island Dr. Corpus Christi TX 78416-2 (512) 855-4391 (512) 851-1334 137 6848 Spencer Hwy. Pasadena TX 77505- (281) 487-5881 (281) 487-3098 995 5910 Business Park Dr. #10 San Antonio TX 78218- (210) 666-1393 992 2305 Ave. C NO 1C Lubbock TX 79404- (806) 741-0292 (806) 793-0293 511 1322 S Buckner Blvd Ste 31 Dallas TX 75217- (214) 398-5174 (214) 398-5709 898 706 E Kimbrough Mesquite TX 75149- (972) 288-9327 (972) 288-7753 508 302 W Jefferson Dallas TX 75208- (217) 946-9990 (214) 346-9995 16 208 E End Blvd Marshall TX 75670- (903) 938-8311 (903) 938-0974 96 2010 N 10TH Mc Allen TX 78501-4 (956) 630-9425 (956) 618-1257 95 409 University Dr. Edinberg TX 78539-3 (956) 383-8133 (956) 383-4036 94 1025 N Texas Blvd., STE 1 Weslaco TX 78596-4 (956) 969-3561 (956) 969-5925 93 807 N 77TH Harlingen TX 78550-8 (956) 425-1111 (956) 423-8507 92 44 Paredes Line Rd. Brownsville TX 78521-2 (956) 544-3954 (956) 504-3470 2 6007 Wesley Greenville TX 75401- (903) 454-6917 (903) 454-6924

Page 8 33 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 266 6118-B Scot Houston TX 77021- (713) 741-9611 (713) 741-5665 614 1926 Civic Circle Amarillo TX 79109- (806) 352-6000 393 2204 S Buckner Blvd Dallas TX 75227- (214) 388-5100 (214) 388-4615 6 222 Camp Wisdom Rd., Ste Duncanville TX 75116- (972) 780-0826 (972) 780-1158 252 2013 Richey or 2015 S. Ric Pasadena TX 77502- (713) 477-7202 (713) 477-0696 249 2516 34th St Lubbock TX 79410- (806) 793-8196 (806) 793-8199 248 3130 North Lee Trevino #11 El Paso TX 79936- (915) 590-6155 (915) 590-6586 247 105 S Festival El Paso TX 79912- (915) 584-8450 (915) 584-8716 246 8414 North Loop El Paso TX 79907- (915) 594-2777 (915) 594-3011 245 4122 Montana El Paso TX 79903- (915) 566-8666 (915) 566-0052 244 9224 Dyer St El Paso TX 79924- (915) 757-8697 (915) 757-8716 138 11209 Market St. Houston TX 77029- (713) 453-6600 (713) 450-2887 3 2000 Loy Lake Rd Sherman TX 75090- (903) 892-0608 (903) 868-2258 97 4842 Montana El Paso TX 79903-4 (915) 562-7368 (915) 562-9466 200 490 S Eleventh St Beaumont TX 77726-7 (409) 835-7667 (409) 835-1660 285 28469 Tomball Parkway Tomball TX 77375- 973 5250 Weber Rd., #200-E Corpus Christie TX 78411- (512) 853-7976 (512) 853-8432 847 924 N Valley Mills Waco TX 76710- 283 1408-A Loop 336 W Conroe TX 77304- (409) 756-8200 (409) 756-8238 282 5136 Avenue H Rosenberg TX 77471- (281) 238-0422 (281) 232-3191 1 110 Broadmoor Plaza Mesquite TX 75149- (972) 288-7611 (972) 288-8109 915 5002 Old Brwnsmill Rd Corpus Christi TX 78406-3 (512) 878-3000 179 6117/19/21 Telephone Rd Houston TX 77087- (713) 242-9412 (713) 242-9378 177 10800 S. Post Oak Houston TX 77035 (713) 723-9030 (713) 723-9594 176 12600 Bissonnet, Suite B-3 Houston TX 77099-0 (281) 575-9021 (281) 575-9549 265 604 B South Martin or S Za Laredo TX 78043- (956) 729-8669 (956) 729-8662 44 215 E University #107 Mc Kinney TX 75069 (972) 542-0324 (972) 542-0243 38 2026 CROCKETT Palestine TX 75801- (903) 729-3000 (903) 729-8894 39 330-D University Lubbock TX 79415- (806) 747-5555 (806) 747-5558 4 106 Plymouth Park S/C Irving TX 75061- (972) 986-7561 (972) 790-2353 40 9515 N Lamar Blvd., Ste 14 Austin TX 78753 (512) 339-8295 (512) 834-0122 41 500 W William Cannon Rd., Austin TX 78745 (512) 445-7245 (512) 445-7218 510 3701 W Northwest Hwy Ste Dallas TX 75220- (214) 351-9990 (214) 351-0910 43 1450 W Pleasant Run Rd. Lancaster TX 75146- (972) 227-8076 (972) 227-8465 34 3213-H S Western St. Amarillo TX 79109- (806) 358-8551 (806) 358-8554 45 922 Melbourne Rd. Hurst TX 76053- (817) 284-5161 (817) 284-5292 46 902 S Ft. Hood Rd. Killeen TX 76541 (254) 526-7766 (254) 526-2193 47 3400 B Olton Rd Plainview TX 79073- (806) 296-7011 (806) 296-7056 48 1205-B S Main Weatherford TX 76086- (817) 599-8659 (817) 613-0069 509 1449 Beltline Irving TX 75061- (972) 399-6099 (972) 399-8229 5 1103 S Josey Ln #119 Carrollton TX 75006- (972) 416-1757 (972) 416-4551 42 3909 N IH 35 BLDG G. STE Austin TX 78722- (512) 454-3555 (512) 454-3549 28 2603 Thornton Ln. Temple TX 76502- (254) 771-0888 (254) 771-0899 17 3402 N Buckner #304 Dallas TX 75228- (214) 328-6666 (214) 328-6840 19 612 W University Dr Denton TX 76201- (940) 382-2611 (940) 382-7502 22 1364 W Main Street Lewisville TX 75067- (972) 420-0833 (972) 436-3133 23 200 N 15TH ST Corsicana TX 75110- (903) 872-3925 (903) 872-3928

Page 9 34 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 24 1005 Kilgore Plaza Kilgore TX 75662- (903) 984-8611 (903) 983-1369 25 153 Pleasant Grove S/C Dallas TX 75217- (214) 398-2561 (214) 398-0757 36 1600 S Cherry Lane White Settleme TX 76108- (817) 246-2406 (817) 246-2408 27 1315 N Beach Fort Worth TX 76111- (817) 831-0777 (817) 831-2608 35 1500 Guylane Plaza Dumas TX 79029- (806) 935-3001 (806) 935-9263 29 3344 Franklin Waco TX 76710- (254) 754-5566 (254) 754-0440 30 5405 E Lancaster Forth Worth TX 76112- (817) 496-3100 (817) 496-3679 31 638 N University Drive Nacogdoches TX 75961- (409) 560-0100 (409) 569-2331 32 452 N Timberland Lufkin TX 75901- (409) 634-8296 (409) 632-7306 33 2605 Seymour Hwy., Ste D Wichita Falls TX 76301- (940) 761-5511 (940) 761-5514 51 939 Pioneer Pkwy. Arlington TX 76013- (817) 274-7351 (817) 274-7356 26 512 W Jefferson Dallas TX 75208- (214) 943-3333 (214) 943-3133 89 803 Castroville Rd. #214 San Antonio TX 78237-3 (210) 435-7368 (210) 433-2506 7 407 N Garland Ave Garland TX 75040- (972) 276-9541 (972) 494-0197 70 2125-B 50th Street Lubbock TX 79413- (806) 744-7368 (806) 744-0617 86 4555 Walzem Rd., STE 1 San Antonio TX 78218-6 (210) 653-4551 (210) 653-5634 49 527 N Stewart Azle TX 76020- (817) 444-1090 (817) 444-0660 52 9751 Webb Chapel, Ste. 90 Dallas TX 75220- (214) 351-3766 (214) 350-5985 87 1130 SW Military Dr San Antonio TX 78218- (210) 924-4100 (210) 924-9556 85 900 Palm Valley Blvd. Round Rock TX 79664- (512) 388-2244 (512) 388-5939 8 401 North Hwy. 77 Waxahachie TX 75165- (972) 937-0591 (972) 938-3535 9 3396 N 1st. St. Abilene TX 79603- (915) 672-0953 (915) 672-0956 66 800 N Buchanan Blvd. Amarillo TX 79107- (806) 379-8133 (806) 376-8255 64 3126 Andrews Hwy. Odessa TX 79762- (915) 363-8777 (915) 363-8790 63 #1 Meta Drive Midland TX 79703- (915) 686-8777 (915) 686-8781 61 1501 Clarksville Paris TX 75460- (903) 785-3312 (903) 785-8940 53 201 N GRAND Gainesville TX 76240- (940) 665-7001 (940) 665-7093 88 8236 Marbach Rd. San Antonio TX 78227-1 (210) 673-8888 (210) 678-0375 148 769 S State St. Salt Lake UT 84111- (801) 596-1000 (801) 596-1070 150 2700 Washington Blvd. Ogden UT 84401- (801) 621-6734 (801) 621-6754 149 2111 W 3500 South West Valley Cit UT 84119- (801) 973-2828 (801) 974-9430 351 2850 Riverside Dr Danville VA 24540- (804) 791-3900 (804) 799-0707 491 3506 Williamson Rd Roanoke VA 24012- (540) 366-4000 (540) 366-5378 350 2901 Memorial Ave Lynchburg VA 24501- (804) 846-1001 (804) 845-1561 348 601 21st ST NW Roanoke VA 24017- (540) 981-1000 (540) 345-7993 352 2422 Virginia Ave Collinsville VA 24078- (540) 647-3949 (540) 647-1867 353 310 Avon St Bldg 1 Ste 14 Charlottesville VA 22902- (804) 295-0000 (804) 295-0499 354 2542 S Crater Rd Petersburg VA 23805- (804) 733-1173 (804) 862-2892 355 4660 N Southside Plaza Richmond VA 23224- (804) 233-3005 (804) 233-5130 356 3099 Mechanicsville Turnpi Richmond VA 23223- (804) 643-3333 (804) 643-3565 357 439 Jefferson Davis Hwy Fredericksburg VA 22401- (540) 371-2378 (540) 371-8190 349 3035 N Franklin St Christainsburg VA 24073- (540) 381-1817 (540) 381-2193 318 1315 Plaza East Charleston WV 25301- (304) 345-9100 (304) 345-6970 322 731 9th Ave Huntington WV 25701- (304) 525-9500 (304) 525-5670 347 1178 W Main St Bridgeport WV 26330- (304) 842-5476 (304) 842-2739 378 34 Riverwalk Plaza S Charleston WV 25303- (304) 744-8219 (304) 744-8357 379 926 Division St Parkersburg WV 26101- (304) 428-1900 (304) 422-2419

Page 10 35 Connie Add List

STO ADD1 CITY ST ZIP PHONE1 FAX ------------------------------------------------------------------------------------------------------------- 346 #27 By-Pass Plaza Beckley WV 25801- (304) 253-7368 (304) 253-7576

Page 11 36

SCHEDULE III TO SECURITY AGREEMENT

DEBTOR'S CHIEF EXECUTIVE OFFICE AND PRINCIPAL PLACE OF BUSINESS

Alrenco, Inc.: 714 E. Kimbrough Mesquite, Texas 75185

RTO Operating, Inc.: 714 E. Kimbrough Mesquite, Texas 75185

RTO Holding Co., Inc.: 850 Library Avenue Suite 204-H
Newark, Delaware 19715

ATRO, INC.: 961 E. Main Street Spartanburg, South Carolina 29302

Action Rent-To-Own
Holdings of
South Carolina, Inc.: 961 E. Main Street Spartanburg, South Carolina 29302

SCHEDULE IV TO SECURITY AGREEMENT

DEBTOR'S PLACES OF BUSINESS NOT LISTED ON SCHEDULE II OR III

NONE.

EXHIBIT A-1 to Security Agreement

AGREEMENT (Trademark)

THIS AGREEMENT (TRADEMARK) (this "Agreement"), dated as of _____________, 1998, among RTO Operating, Inc. ("RTO Operating" and sometimes a "Debtor") and ATRO, Inc., f/k/a RTO Trademark Company, Inc.(, "ATRO", and sometimes a "Debtor" and together with RTO Operating, the "Debtors"), and Comerica Bank in its capacity as agent for the Banks referred to below ("Secured Party").

WITNESSETH

A. WHEREAS, pursuant to that certain Alrenco Credit Agreement dated as of February 26, 1998 (as amended or otherwise modified from time to time, the "Credit Agreement"), among the Alrenco, Inc. ("Company"), each of the financial institutions party thereto (collectively, the "Banks") and Secured Party, as Agent for the Banks, the Banks have agreed, subject to the satisfaction of certain terms and conditions, to make Advances to Company and to provide for the issuance of Letters of Credit for the account of Company, individually, or jointly and severally with certain of the other Account Parties (as such terms are defined in the Credit Agreement), as provided therein; and

B. WHEREAS, in connection with the Credit Agreement, the Debtors has executed and delivered a Security Agreement, dated as of the date hereof (as amended or otherwise modified from time to time, the "Security Agreement"); and

C. WHEREAS, as a condition precedent to the making of the initial Advances under the Credit Agreement, the Debtors are required to execute and deliver this Agreement and to further confirm the grant to the Secured Party for the benefit of the Banks a continuing security interest in all of the Trademark Collateral (as defined below) to secure all Indebtedness.

NOW, THEREFORE, for good and valuable consideration the receipt of which is hereby acknowledged, and in order to induce the Banks to make Advances (including the initial Advance) to the Company pursuant to the Credit Agreement, each of the Debtors agrees, for the benefit of the Banks, as follows:

SECTION 1. Definitions. Unless otherwise defined herein or the context otherwise requires, terms used in this Agreement, including its preamble and recitals, have the meanings provided in the Security Agreement.

SECTION 2. Grant of Security Interest. For good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, to secure all of the Indebtedness described in the Security Agreement each of the Debtors does hereby mortgage, pledge and hypothecate to the

39 Secured Party for the benefit of the Banks, and grant to the Secured Party for the benefit of the Banks a security interest in, all of the following property (the "Trademark Collateral"), whether now owned or hereafter acquired or existing:

(a) all trademarks, trade names, corporate names, company names, business names, fictitious business names, trade styles, service marks, certification marks, collective marks, logos, other source of business identifiers, prints and labels on which any of the foregoing have appeared or appear, designs and general intangibles of a like nature (all of the foregoing items in this clause (a) being collectively called a "Trademark") now existing anywhere in the world or hereafter adopted or acquired, whether currently in use or not, all registrations and recordings thereof and all applications in connection therewith, whether pending or in preparation for filing, including registrations, recordings and applications in the United States Patent and Trademark Office or in any office or agency of the United States of America or any State thereof or any foreign country, including those referred to in Item A of Attachment 1 hereto;

(b) all Trademark licenses, including each Trademark license referred to in Item B of Attachment 1 hereto;

(d) all of the goodwill of the business connected with the use of, and symbolized by the items described in, clauses (a) and (b); and

(e) all proceeds of, and rights associated with, the foregoing, including any claim by the Debtors against third parties for past, present, or future infringement or dilution of any Trademark, Trademark registration, or Trademark license, including any Trademark, Trademark registration or Trademark license referred to in Item A and Item B of Attachment 1 hereto, or for any injury to the goodwill associated with the use of any Trademark or for breach or enforcement of any Trademark license.

SECTION 3. Security Agreement. This Agreement has been executed and delivered by the Debtors for the purpose of registering the security interest of the Secured Party and the Banks in the Trademark Collateral with the United States Patent and Trademark Office and corresponding offices in other countries of the world. The security interest granted hereby has been granted as a supplement to, and not in limitation of, the security interest granted to the Secured Party and the Banks under the Security Agreement. The Security Agreement (and all rights and remedies of the Secured Party and the Banks thereunder shall remain in full force and effect in accordance with its terms.

SECTION 4. Release of Security Interest. Upon payment in full of all Indebtedness and commitment (whether optional or obligatory) to extend any credit under the Credit Agreement has been terminated, the Secured Party shall, at the Debtors' expense, execute and deliver to the Debtors

40 all instruments and other documents as may be necessary or proper to release the lien on and security interest in the Trademark Collateral which has been granted hereunder.

SECTION 5. Acknowledgment. Each of the Debtors does hereby further acknowledge and affirm that the rights and remedies of the Secured Party for the benefit of the Banks with respect to the security interest in the Trademark Collateral granted hereby are more fully set forth in the Security Agreement, the terms and provisions of which (including the remedies provided for therein) are incorporated by reference herein as if fully set forth herein.

SECTION 6. Loan Documents, etc. This Agreement is a Loan Document executed pursuant to the Credit Agreement and shall (unless otherwise expressly indicated herein) be construed, administered and applied in accordance with the terms and provisions of the Credit Agreement.

SECTION 7. Counterparts. This Agreement may be executed by the parties hereto in several counterparts, each of which shall be deemed to be an original and all of which shall constitute together but one and the same agreement.

[SIGNATURES FOLLOW ON SUCCEEDING PAGES]

41 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered by their respective officers thereunto duly authorized as of the day and year first above written.

DEBTORS:

RTO OPERATING, INC.

By:
Its:

Address: 714 E. Kimbrough Mesquite, Texas 75149 Facsimile: 972-288-7753

ATRO, INC., f/k/a RTO Trademark Company, Inc.

By:
Its:

Address: 714 E. Kimbrough Mesquite, Texas 75149 Facsimile: 972-288-7753

COMERICA BANK, as Agent for the Banks

By:
Its:

Address: One Detroit Center 9th Floor, MC 3289 Detroit, MI 48275-3289

Attention: Valerie Kin Facsimile No: (313) 222-9434

SIGNATURE PAGE TRADEMARK AGREEMENT 4

ATTACHMENT 1 to Agreement (Trademark)

Item A. Trademarks ----------

REGISTERED TRADEMARKS ---------------------

Country* Trademark Registration No. Registration Date -------- --------- ---------------- -----------------

PENDING TRADEMARK APPLICATIONS ------------------------------

Country* Trademark Registration No. Registration Date -------- --------- ---------------- -----------------

TRADEMARK APPLICATIONS IN PREPARATION -------------------------------------

Expected Products/ Country* Trademark Docket No. Filing Date Services -------- --------- ---------- ----------- --------

Item B. Trademark Licenses ------------------

Expected Expiration Country* Trademark Licensor Licensee Filing Date Date -------- --------- -------- -------- ----------- ----

* List items related to the United States first for ease of recordation. List items related to other countries next, grouped by country and in alphabetical order by country name.